vs

Side-by-side financial comparison of Home Federal Bancorp, Inc. of Louisiana (HFBL) and RETRACTABLE TECHNOLOGIES INC (RVP). Click either name above to swap in a different company.

RETRACTABLE TECHNOLOGIES INC is the larger business by last-quarter revenue ($9.4M vs $6.0M, roughly 1.6× Home Federal Bancorp, Inc. of Louisiana). Home Federal Bancorp, Inc. of Louisiana runs the higher net margin — 27.8% vs -24.9%, a 52.7% gap on every dollar of revenue. On growth, Home Federal Bancorp, Inc. of Louisiana posted the faster year-over-year revenue change (18.2% vs 4.0%). Over the past eight quarters, RETRACTABLE TECHNOLOGIES INC's revenue compounded faster (11.5% CAGR vs 10.7%).

Home Federal Bancorp, Inc. of Louisiana is a U.S. bank holding company based in Louisiana. It operates community banking services via its subsidiary, offering retail customers and local small businesses a full suite of financial products including deposit accounts, consumer loans, mortgage loans, and commercial financing, primarily serving local markets across Louisiana.

Retractable Technologies Inc is a specialized medical device manufacturer that designs, manufactures and distributes safety-engineered disposable medical products, including retractable syringes, safety needles and IV catheters. Its key customers are healthcare facilities, pharmaceutical companies and public health agencies across North America and global markets, helping reduce needlestick injury risks for medical personnel and patients.

HFBL vs RVP — Head-to-Head

Bigger by revenue
RVP
RVP
1.6× larger
RVP
$9.4M
$6.0M
HFBL
Growing faster (revenue YoY)
HFBL
HFBL
+14.2% gap
HFBL
18.2%
4.0%
RVP
Higher net margin
HFBL
HFBL
52.7% more per $
HFBL
27.8%
-24.9%
RVP
Faster 2-yr revenue CAGR
RVP
RVP
Annualised
RVP
11.5%
10.7%
HFBL

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
HFBL
HFBL
RVP
RVP
Revenue
$6.0M
$9.4M
Net Profit
$1.7M
$-2.3M
Gross Margin
-16.2%
Operating Margin
35.1%
-81.7%
Net Margin
27.8%
-24.9%
Revenue YoY
18.2%
4.0%
Net Profit YoY
64.2%
-162.3%
EPS (diluted)
$0.54
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HFBL
HFBL
RVP
RVP
Q4 25
$6.0M
$9.4M
Q3 25
$5.9M
$10.1M
Q2 25
$5.6M
$10.4M
Q1 25
$5.2M
$8.3M
Q4 24
$5.1M
$9.1M
Q3 24
$4.7M
$10.3M
Q2 24
$4.9M
$6.0M
Q1 24
$4.9M
$7.6M
Net Profit
HFBL
HFBL
RVP
RVP
Q4 25
$1.7M
$-2.3M
Q3 25
$1.6M
$371.0K
Q2 25
$1.2M
$-87.5K
Q1 25
$748.0K
$-10.5M
Q4 24
$1.0M
$3.8M
Q3 24
$941.0K
$-1.9M
Q2 24
$638.0K
$-14.2M
Q1 24
$732.0K
$429.4K
Gross Margin
HFBL
HFBL
RVP
RVP
Q4 25
-16.2%
Q3 25
16.7%
Q2 25
-1.0%
Q1 25
-0.0%
Q4 24
-27.5%
Q3 24
-0.1%
Q2 24
-7.0%
Q1 24
25.0%
Operating Margin
HFBL
HFBL
RVP
RVP
Q4 25
35.1%
-81.7%
Q3 25
34.1%
-36.2%
Q2 25
27.5%
-49.1%
Q1 25
18.3%
-56.4%
Q4 24
23.7%
-79.6%
Q3 24
19.9%
-49.6%
Q2 24
16.9%
-95.6%
Q1 24
18.5%
-39.3%
Net Margin
HFBL
HFBL
RVP
RVP
Q4 25
27.8%
-24.9%
Q3 25
27.1%
3.7%
Q2 25
20.9%
-0.8%
Q1 25
14.4%
-126.6%
Q4 24
20.0%
41.6%
Q3 24
19.9%
-18.6%
Q2 24
13.1%
-234.9%
Q1 24
14.9%
5.7%
EPS (diluted)
HFBL
HFBL
RVP
RVP
Q4 25
$0.54
$-0.09
Q3 25
$0.52
$0.01
Q2 25
$0.38
$0.00
Q1 25
$0.24
$-0.35
Q4 24
$0.33
$0.14
Q3 24
$0.31
$-0.07
Q2 24
$0.21
$-0.48
Q1 24
$0.24
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HFBL
HFBL
RVP
RVP
Cash + ST InvestmentsLiquidity on hand
$2.6M
Total DebtLower is stronger
$895.6K
Stockholders' EquityBook value
$57.7M
$74.4M
Total Assets
$621.4M
$142.6M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HFBL
HFBL
RVP
RVP
Q4 25
$2.6M
Q3 25
$3.4M
Q2 25
$3.0M
Q1 25
$3.4M
Q4 24
$4.2M
Q3 24
$3.9M
Q2 24
$6.9M
Q1 24
$10.0M
Total Debt
HFBL
HFBL
RVP
RVP
Q4 25
$895.6K
Q3 25
Q2 25
Q1 25
Q4 24
$1.2M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
HFBL
HFBL
RVP
RVP
Q4 25
$57.7M
$74.4M
Q3 25
$56.6M
$76.8M
Q2 25
$55.2M
$76.5M
Q1 25
$54.7M
$76.6M
Q4 24
$53.9M
$87.2M
Q3 24
$54.3M
$83.5M
Q2 24
$52.8M
$85.4M
Q1 24
$52.5M
$99.7M
Total Assets
HFBL
HFBL
RVP
RVP
Q4 25
$621.4M
$142.6M
Q3 25
$622.6M
$146.4M
Q2 25
$609.5M
$147.1M
Q1 25
$619.6M
$149.3M
Q4 24
$607.8M
$160.7M
Q3 24
$628.4M
$157.8M
Q2 24
$637.5M
$160.7M
Q1 24
$643.0M
$176.0M
Debt / Equity
HFBL
HFBL
RVP
RVP
Q4 25
0.01×
Q3 25
Q2 25
Q1 25
Q4 24
0.01×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HFBL
HFBL
RVP
RVP
Operating Cash FlowLast quarter
$2.9M
$-596.5K
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.70×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HFBL
HFBL
RVP
RVP
Q4 25
$2.9M
$-596.5K
Q3 25
$2.8M
$-1.3M
Q2 25
$5.5M
$-3.7M
Q1 25
$991.0K
$-1.5M
Q4 24
$2.6M
$-1.1M
Q3 24
$871.0K
$-5.7M
Q2 24
$2.3M
$-2.7M
Q1 24
$650.0K
$-2.0M
Free Cash Flow
HFBL
HFBL
RVP
RVP
Q4 25
Q3 25
$-1.3M
Q2 25
$-4.1M
Q1 25
$-1.6M
Q4 24
$-1.4M
Q3 24
$843.0K
$-6.5M
Q2 24
$2.3M
$-2.8M
Q1 24
$-2.2M
FCF Margin
HFBL
HFBL
RVP
RVP
Q4 25
Q3 25
-13.4%
Q2 25
-38.9%
Q1 25
-18.8%
Q4 24
-15.5%
Q3 24
17.8%
-63.0%
Q2 24
46.8%
-46.8%
Q1 24
-29.6%
Capex Intensity
HFBL
HFBL
RVP
RVP
Q4 25
Q3 25
0.9%
Q2 25
3.2%
Q1 25
1.0%
Q4 24
3.3%
Q3 24
0.6%
7.7%
Q2 24
0.8%
2.0%
Q1 24
3.0%
Cash Conversion
HFBL
HFBL
RVP
RVP
Q4 25
1.70×
Q3 25
1.74×
-3.39×
Q2 25
4.64×
Q1 25
1.32×
Q4 24
2.54×
-0.29×
Q3 24
0.93×
Q2 24
3.63×
Q1 24
0.89×
-4.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons