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Side-by-side financial comparison of Home Federal Bancorp, Inc. of Louisiana (HFBL) and YXT.COM GROUP HOLDING Ltd (YXT). Click either name above to swap in a different company.

Home Federal Bancorp, Inc. of Louisiana is the larger business by last-quarter revenue ($6.0M vs $3.1M, roughly 1.9× YXT.COM GROUP HOLDING Ltd). Home Federal Bancorp, Inc. of Louisiana runs the higher net margin — 27.8% vs 12.9%, a 15.0% gap on every dollar of revenue.

Home Federal Bancorp, Inc. of Louisiana is a U.S. bank holding company based in Louisiana. It operates community banking services via its subsidiary, offering retail customers and local small businesses a full suite of financial products including deposit accounts, consumer loans, mortgage loans, and commercial financing, primarily serving local markets across Louisiana.

YXT.COM GROUP HOLDING Ltd is a leading digital learning solution provider operating primarily in the Chinese market. It offers corporate learning management systems, customized training content, and integrated talent development services for enterprise, educational institution and public sector clients across industries.

HFBL vs YXT — Head-to-Head

Bigger by revenue
HFBL
HFBL
1.9× larger
HFBL
$6.0M
$3.1M
YXT
Higher net margin
HFBL
HFBL
15.0% more per $
HFBL
27.8%
12.9%
YXT

Income Statement — Q2 FY2026 vs Q2 FY2024

Metric
HFBL
HFBL
YXT
YXT
Revenue
$6.0M
$3.1M
Net Profit
$1.7M
$405.6K
Gross Margin
61.1%
Operating Margin
35.1%
-44.3%
Net Margin
27.8%
12.9%
Revenue YoY
18.2%
Net Profit YoY
64.2%
EPS (diluted)
$0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HFBL
HFBL
YXT
YXT
Q4 25
$6.0M
Q3 25
$5.9M
Q2 25
$5.6M
Q1 25
$5.2M
Q4 24
$5.1M
Q3 24
$4.7M
Q2 24
$4.9M
$3.1M
Q1 24
$4.9M
Net Profit
HFBL
HFBL
YXT
YXT
Q4 25
$1.7M
Q3 25
$1.6M
Q2 25
$1.2M
Q1 25
$748.0K
Q4 24
$1.0M
Q3 24
$941.0K
Q2 24
$638.0K
$405.6K
Q1 24
$732.0K
Gross Margin
HFBL
HFBL
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
61.1%
Q1 24
Operating Margin
HFBL
HFBL
YXT
YXT
Q4 25
35.1%
Q3 25
34.1%
Q2 25
27.5%
Q1 25
18.3%
Q4 24
23.7%
Q3 24
19.9%
Q2 24
16.9%
-44.3%
Q1 24
18.5%
Net Margin
HFBL
HFBL
YXT
YXT
Q4 25
27.8%
Q3 25
27.1%
Q2 25
20.9%
Q1 25
14.4%
Q4 24
20.0%
Q3 24
19.9%
Q2 24
13.1%
12.9%
Q1 24
14.9%
EPS (diluted)
HFBL
HFBL
YXT
YXT
Q4 25
$0.54
Q3 25
$0.52
Q2 25
$0.38
Q1 25
$0.24
Q4 24
$0.33
Q3 24
$0.31
Q2 24
$0.21
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HFBL
HFBL
YXT
YXT
Cash + ST InvestmentsLiquidity on hand
$8.5M
Total DebtLower is stronger
$2.3M
Stockholders' EquityBook value
$57.7M
Total Assets
$621.4M
$15.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HFBL
HFBL
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$8.5M
Q1 24
Total Debt
HFBL
HFBL
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$2.3M
Q1 24
Stockholders' Equity
HFBL
HFBL
YXT
YXT
Q4 25
$57.7M
Q3 25
$56.6M
Q2 25
$55.2M
Q1 25
$54.7M
Q4 24
$53.9M
Q3 24
$54.3M
Q2 24
$52.8M
Q1 24
$52.5M
Total Assets
HFBL
HFBL
YXT
YXT
Q4 25
$621.4M
Q3 25
$622.6M
Q2 25
$609.5M
Q1 25
$619.6M
Q4 24
$607.8M
Q3 24
$628.4M
Q2 24
$637.5M
$15.9M
Q1 24
$643.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HFBL
HFBL
YXT
YXT
Operating Cash FlowLast quarter
$2.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.70×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HFBL
HFBL
YXT
YXT
Q4 25
$2.9M
Q3 25
$2.8M
Q2 25
$5.5M
Q1 25
$991.0K
Q4 24
$2.6M
Q3 24
$871.0K
Q2 24
$2.3M
Q1 24
$650.0K
Free Cash Flow
HFBL
HFBL
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$843.0K
Q2 24
$2.3M
Q1 24
FCF Margin
HFBL
HFBL
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
17.8%
Q2 24
46.8%
Q1 24
Capex Intensity
HFBL
HFBL
YXT
YXT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.6%
Q2 24
0.8%
Q1 24
Cash Conversion
HFBL
HFBL
YXT
YXT
Q4 25
1.70×
Q3 25
1.74×
Q2 25
4.64×
Q1 25
1.32×
Q4 24
2.54×
Q3 24
0.93×
Q2 24
3.63×
Q1 24
0.89×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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