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Side-by-side financial comparison of HERITAGE FINANCIAL CORP (HFWA) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.
HERITAGE FINANCIAL CORP is the larger business by last-quarter revenue ($66.3M vs $41.8M, roughly 1.6× Neuronetics, Inc.). HERITAGE FINANCIAL CORP runs the higher net margin — 33.5% vs -17.2%, a 50.8% gap on every dollar of revenue. On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 16.3%). HERITAGE FINANCIAL CORP produced more free cash flow last quarter ($85.7M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 16.8%).
Heritage Financial Corp (WA) is a U.S. regional financial holding company headquartered in Washington state. It provides comprehensive commercial and consumer banking services, including deposit products, small business loans, residential mortgages, personal lending and wealth management solutions, primarily serving local communities across the Pacific Northwest, with core customer segments covering small-to-medium enterprises and retail clients.
Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology.
HFWA vs STIM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $66.3M | $41.8M |
| Net Profit | $22.2M | $-7.2M |
| Gross Margin | — | 52.0% |
| Operating Margin | 38.7% | -12.1% |
| Net Margin | 33.5% | -17.2% |
| Revenue YoY | 16.3% | 85.7% |
| Net Profit YoY | 86.4% | 43.2% |
| EPS (diluted) | $0.65 | $-0.10 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $66.3M | $41.8M | ||
| Q3 25 | $65.7M | $37.3M | ||
| Q2 25 | $56.5M | $38.1M | ||
| Q1 25 | $57.6M | $32.0M | ||
| Q4 24 | $57.1M | $22.5M | ||
| Q3 24 | $54.8M | $18.5M | ||
| Q2 24 | $56.4M | $16.4M | ||
| Q1 24 | $48.6M | $17.4M |
| Q4 25 | $22.2M | $-7.2M | ||
| Q3 25 | $19.2M | $-9.0M | ||
| Q2 25 | $12.2M | $-10.1M | ||
| Q1 25 | $13.9M | $-12.7M | ||
| Q4 24 | $11.9M | $-12.7M | ||
| Q3 24 | $11.4M | $-13.3M | ||
| Q2 24 | $14.2M | $-9.8M | ||
| Q1 24 | $5.7M | $-7.9M |
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
| Q4 25 | 38.7% | -12.1% | ||
| Q3 25 | 34.0% | -19.6% | ||
| Q2 25 | 25.6% | -21.1% | ||
| Q1 25 | 28.1% | -34.4% | ||
| Q4 24 | 28.6% | -51.0% | ||
| Q3 24 | 23.8% | -41.7% | ||
| Q2 24 | 28.4% | -51.7% | ||
| Q1 24 | 14.1% | -39.4% |
| Q4 25 | 33.5% | -17.2% | ||
| Q3 25 | 29.2% | -24.3% | ||
| Q2 25 | 21.6% | -26.6% | ||
| Q1 25 | 24.2% | -39.6% | ||
| Q4 24 | 20.9% | -56.4% | ||
| Q3 24 | 20.8% | -72.0% | ||
| Q2 24 | 25.1% | -59.8% | ||
| Q1 24 | 11.8% | -45.2% |
| Q4 25 | $0.65 | $-0.10 | ||
| Q3 25 | $0.55 | $-0.13 | ||
| Q2 25 | $0.36 | $-0.15 | ||
| Q1 25 | $0.40 | $-0.21 | ||
| Q4 24 | $0.34 | $-0.34 | ||
| Q3 24 | $0.33 | $-0.44 | ||
| Q2 24 | $0.41 | $-0.33 | ||
| Q1 24 | $0.16 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $233.1M | $28.1M |
| Total DebtLower is stronger | — | $65.8M |
| Stockholders' EquityBook value | $921.5M | $22.4M |
| Total Assets | $7.0B | $141.6M |
| Debt / EquityLower = less leverage | — | 2.94× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $233.1M | $28.1M | ||
| Q3 25 | $245.5M | $28.0M | ||
| Q2 25 | $254.1M | $11.0M | ||
| Q1 25 | $248.7M | $20.2M | ||
| Q4 24 | $117.1M | $18.5M | ||
| Q3 24 | $175.6M | $20.9M | ||
| Q2 24 | $113.8M | $42.6M | ||
| Q1 24 | $189.6M | $47.7M |
| Q4 25 | — | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | — | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M | ||
| Q1 24 | — | $59.4M |
| Q4 25 | $921.5M | $22.4M | ||
| Q3 25 | $904.1M | $27.4M | ||
| Q2 25 | $888.2M | $27.1M | ||
| Q1 25 | $881.5M | $35.5M | ||
| Q4 24 | $863.5M | $27.7M | ||
| Q3 24 | $874.5M | $9.4M | ||
| Q2 24 | $850.5M | $19.4M | ||
| Q1 24 | $847.6M | $27.7M |
| Q4 25 | $7.0B | $141.6M | ||
| Q3 25 | $7.0B | $145.5M | ||
| Q2 25 | $7.1B | $134.7M | ||
| Q1 25 | $7.1B | $142.0M | ||
| Q4 24 | $7.1B | $140.9M | ||
| Q3 24 | $7.2B | — | ||
| Q2 24 | $7.1B | $96.8M | ||
| Q1 24 | $7.1B | $103.8M |
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× | ||
| Q1 24 | — | 2.15× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $94.8M | $908.0K |
| Free Cash FlowOCF − Capex | $85.7M | $692.0K |
| FCF MarginFCF / Revenue | 129.1% | 1.7% |
| Capex IntensityCapex / Revenue | 13.8% | 0.5% |
| Cash ConversionOCF / Net Profit | 4.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $149.0M | $-21.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $94.8M | $908.0K | ||
| Q3 25 | $25.1M | $-785.0K | ||
| Q2 25 | $22.5M | $-3.5M | ||
| Q1 25 | $19.3M | $-17.0M | ||
| Q4 24 | $64.5M | $-8.6M | ||
| Q3 24 | $24.2M | $-5.4M | ||
| Q2 24 | $6.8M | $-5.0M | ||
| Q1 24 | $12.9M | $-12.0M |
| Q4 25 | $85.7M | $692.0K | ||
| Q3 25 | $24.4M | $-899.0K | ||
| Q2 25 | $20.9M | $-3.8M | ||
| Q1 25 | $18.1M | $-17.2M | ||
| Q4 24 | $61.0M | $-8.7M | ||
| Q3 24 | $23.2M | $-5.8M | ||
| Q2 24 | $6.0M | $-5.6M | ||
| Q1 24 | $12.0M | $-12.4M |
| Q4 25 | 129.1% | 1.7% | ||
| Q3 25 | 37.1% | -2.4% | ||
| Q2 25 | 37.0% | -9.9% | ||
| Q1 25 | 31.4% | -53.8% | ||
| Q4 24 | 107.0% | -38.6% | ||
| Q3 24 | 42.4% | -31.3% | ||
| Q2 24 | 10.6% | -34.0% | ||
| Q1 24 | 24.7% | -71.1% |
| Q4 25 | 13.8% | 0.5% | ||
| Q3 25 | 1.0% | 0.3% | ||
| Q2 25 | 2.8% | 0.7% | ||
| Q1 25 | 2.0% | 0.7% | ||
| Q4 24 | 6.1% | 0.4% | ||
| Q3 24 | 1.7% | 2.1% | ||
| Q2 24 | 1.5% | 3.7% | ||
| Q1 24 | 1.8% | 2.2% |
| Q4 25 | 4.26× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 1.84× | — | ||
| Q1 25 | 1.38× | — | ||
| Q4 24 | 5.41× | — | ||
| Q3 24 | 2.12× | — | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | 2.24× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
