vs

Side-by-side financial comparison of Holley Inc. (HLLY) and INTERNATIONAL BANCSHARES CORP (IBOC). Click either name above to swap in a different company.

INTERNATIONAL BANCSHARES CORP is the larger business by last-quarter revenue ($217.7M vs $155.4M, roughly 1.4× Holley Inc.). INTERNATIONAL BANCSHARES CORP runs the higher net margin — 62.3% vs 4.1%, a 58.3% gap on every dollar of revenue. On growth, Holley Inc. posted the faster year-over-year revenue change (11.0% vs 4.5%). INTERNATIONAL BANCSHARES CORP produced more free cash flow last quarter ($472.9M vs $3.8M). Over the past eight quarters, INTERNATIONAL BANCSHARES CORP's revenue compounded faster (2.8% CAGR vs -1.0%).

Holley Performance Products is an automotive performance company based in Bowling Green, Kentucky. It was founded in 1896 in Bradford, Pennsylvania, by George Holley and Earl Holley. When the company was based in Michigan it was a major producer of carburetors for many Detroit-built automobiles.

International Bancshares Corporation is a bank holding company based in Laredo, Texas whose primary subsidiary is International Bank of Commerce. Through its bank subsidiaries, it has 217 banking offices and 315 automated teller machines serving 88 communities in the U.S. states of Texas and Oklahoma.

HLLY vs IBOC — Head-to-Head

Bigger by revenue
IBOC
IBOC
1.4× larger
IBOC
$217.7M
$155.4M
HLLY
Growing faster (revenue YoY)
HLLY
HLLY
+6.4% gap
HLLY
11.0%
4.5%
IBOC
Higher net margin
IBOC
IBOC
58.3% more per $
IBOC
62.3%
4.1%
HLLY
More free cash flow
IBOC
IBOC
$469.2M more FCF
IBOC
$472.9M
$3.8M
HLLY
Faster 2-yr revenue CAGR
IBOC
IBOC
Annualised
IBOC
2.8%
-1.0%
HLLY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HLLY
HLLY
IBOC
IBOC
Revenue
$155.4M
$217.7M
Net Profit
$6.3M
$106.9M
Gross Margin
46.8%
Operating Margin
12.7%
62.8%
Net Margin
4.1%
62.3%
Revenue YoY
11.0%
4.5%
Net Profit YoY
116.7%
-7.1%
EPS (diluted)
$0.06
$1.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HLLY
HLLY
IBOC
IBOC
Q4 25
$155.4M
$217.7M
Q3 25
$138.4M
$218.1M
Q2 25
$166.7M
$208.2M
Q1 25
$153.0M
$198.2M
Q4 24
$140.1M
$208.3M
Q3 24
$134.0M
$211.8M
Q2 24
$169.5M
$207.8M
Q1 24
$158.6M
$205.8M
Net Profit
HLLY
HLLY
IBOC
IBOC
Q4 25
$6.3M
$106.9M
Q3 25
$-806.0K
$108.4M
Q2 25
$10.9M
$100.1M
Q1 25
$2.8M
$96.9M
Q4 24
$-37.8M
$115.1M
Q3 24
$-6.3M
$99.8M
Q2 24
$17.1M
$97.0M
Q1 24
$3.7M
$97.3M
Gross Margin
HLLY
HLLY
IBOC
IBOC
Q4 25
46.8%
Q3 25
43.2%
Q2 25
41.7%
Q1 25
41.9%
Q4 24
45.6%
Q3 24
39.0%
Q2 24
41.5%
Q1 24
32.8%
Operating Margin
HLLY
HLLY
IBOC
IBOC
Q4 25
12.7%
62.8%
Q3 25
11.5%
62.6%
Q2 25
16.5%
60.5%
Q1 25
12.6%
61.1%
Q4 24
-20.7%
64.2%
Q3 24
4.2%
60.0%
Q2 24
16.4%
60.1%
Q1 24
6.4%
59.9%
Net Margin
HLLY
HLLY
IBOC
IBOC
Q4 25
4.1%
62.3%
Q3 25
-0.6%
49.7%
Q2 25
6.5%
48.1%
Q1 25
1.8%
48.9%
Q4 24
-27.0%
71.5%
Q3 24
-4.7%
47.1%
Q2 24
10.1%
46.7%
Q1 24
2.4%
47.3%
EPS (diluted)
HLLY
HLLY
IBOC
IBOC
Q4 25
$0.06
$1.71
Q3 25
$-0.01
$1.74
Q2 25
$0.09
$1.61
Q1 25
$0.02
$1.56
Q4 24
$-0.32
$1.85
Q3 24
$-0.05
$1.60
Q2 24
$0.14
$1.56
Q1 24
$0.03
$1.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HLLY
HLLY
IBOC
IBOC
Cash + ST InvestmentsLiquidity on hand
$37.2M
$5.5B
Total DebtLower is stronger
$516.1M
Stockholders' EquityBook value
$448.9M
$3.3B
Total Assets
$1.2B
$16.6B
Debt / EquityLower = less leverage
1.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HLLY
HLLY
IBOC
IBOC
Q4 25
$37.2M
$5.5B
Q3 25
$50.7M
$5.6B
Q2 25
$63.8M
$5.8B
Q1 25
$39.1M
$5.6B
Q4 24
$56.1M
$5.4B
Q3 24
$50.8M
$5.8B
Q2 24
$53.1M
$5.7B
Q1 24
$41.1M
$5.7B
Total Debt
HLLY
HLLY
IBOC
IBOC
Q4 25
$516.1M
Q3 25
$528.9M
Q2 25
$543.3M
Q1 25
$551.3M
Q4 24
$545.4M
Q3 24
$556.4M
Q2 24
$556.1M
Q1 24
$567.6M
Stockholders' Equity
HLLY
HLLY
IBOC
IBOC
Q4 25
$448.9M
$3.3B
Q3 25
$439.7M
$3.1B
Q2 25
$437.8M
$3.0B
Q1 25
$424.6M
$2.9B
Q4 24
$421.2M
$2.8B
Q3 24
$458.7M
$2.7B
Q2 24
$463.2M
$2.6B
Q1 24
$444.9M
$2.5B
Total Assets
HLLY
HLLY
IBOC
IBOC
Q4 25
$1.2B
$16.6B
Q3 25
$1.2B
$16.6B
Q2 25
$1.2B
$16.5B
Q1 25
$1.1B
$16.3B
Q4 24
$1.1B
$15.7B
Q3 24
$1.2B
$15.9B
Q2 24
$1.2B
$15.5B
Q1 24
$1.2B
$15.4B
Debt / Equity
HLLY
HLLY
IBOC
IBOC
Q4 25
1.15×
Q3 25
1.20×
Q2 25
1.24×
Q1 25
1.30×
Q4 24
1.29×
Q3 24
1.21×
Q2 24
1.20×
Q1 24
1.28×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HLLY
HLLY
IBOC
IBOC
Operating Cash FlowLast quarter
$6.2M
$491.1M
Free Cash FlowOCF − Capex
$3.8M
$472.9M
FCF MarginFCF / Revenue
2.4%
217.2%
Capex IntensityCapex / Revenue
1.5%
8.3%
Cash ConversionOCF / Net Profit
0.98×
4.59×
TTM Free Cash FlowTrailing 4 quarters
$33.9M
$809.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HLLY
HLLY
IBOC
IBOC
Q4 25
$6.2M
$491.1M
Q3 25
$7.4M
$115.2M
Q2 25
$40.5M
$95.5M
Q1 25
$-7.8M
$140.5M
Q4 24
$4.1M
$473.9M
Q3 24
$-1.7M
$116.5M
Q2 24
$25.7M
$107.2M
Q1 24
$18.8M
$135.4M
Free Cash Flow
HLLY
HLLY
IBOC
IBOC
Q4 25
$3.8M
$472.9M
Q3 25
$5.3M
$112.2M
Q2 25
$35.7M
$91.6M
Q1 25
$-10.8M
$133.1M
Q4 24
$1.7M
$459.8M
Q3 24
$-3.5M
$109.6M
Q2 24
$24.3M
$104.9M
Q1 24
$17.6M
$128.9M
FCF Margin
HLLY
HLLY
IBOC
IBOC
Q4 25
2.4%
217.2%
Q3 25
3.8%
51.5%
Q2 25
21.4%
44.0%
Q1 25
-7.1%
67.1%
Q4 24
1.2%
220.8%
Q3 24
-2.6%
51.7%
Q2 24
14.3%
50.5%
Q1 24
11.1%
62.6%
Capex Intensity
HLLY
HLLY
IBOC
IBOC
Q4 25
1.5%
8.3%
Q3 25
1.6%
1.3%
Q2 25
2.9%
1.9%
Q1 25
1.9%
3.7%
Q4 24
1.7%
6.8%
Q3 24
1.3%
3.3%
Q2 24
0.8%
1.1%
Q1 24
0.8%
3.2%
Cash Conversion
HLLY
HLLY
IBOC
IBOC
Q4 25
0.98×
4.59×
Q3 25
1.06×
Q2 25
3.73×
0.95×
Q1 25
-2.79×
1.45×
Q4 24
4.12×
Q3 24
1.17×
Q2 24
1.50×
1.11×
Q1 24
5.05×
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HLLY
HLLY

Truck Off Road$125.5M81%
Euro Import$29.9M19%

IBOC
IBOC

Segment breakdown not available.

Related Comparisons