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Side-by-side financial comparison of Hanover Bancorp, Inc. (HNVR) and Snail, Inc. (SNAL). Click either name above to swap in a different company.

Snail, Inc. is the larger business by last-quarter revenue ($25.1M vs $18.6M, roughly 1.4× Hanover Bancorp, Inc.). Hanover Bancorp, Inc. runs the higher net margin — 0.2% vs -3.4%, a 3.6% gap on every dollar of revenue. On growth, Hanover Bancorp, Inc. posted the faster year-over-year revenue change (3.3% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 6.1%).

Hanover Bancorp, Inc. is a U.S. regional bank holding company based in Maryland. It offers retail and commercial banking services including deposits, business loans, mortgages, personal lending and wealth management, serving consumers, SMEs and local groups across Maryland and adjacent mid-Atlantic markets.

Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....

HNVR vs SNAL — Head-to-Head

Bigger by revenue
SNAL
SNAL
1.4× larger
SNAL
$25.1M
$18.6M
HNVR
Growing faster (revenue YoY)
HNVR
HNVR
+7.5% gap
HNVR
3.3%
-4.2%
SNAL
Higher net margin
HNVR
HNVR
3.6% more per $
HNVR
0.2%
-3.4%
SNAL
Faster 2-yr revenue CAGR
SNAL
SNAL
Annualised
SNAL
33.4%
6.1%
HNVR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HNVR
HNVR
SNAL
SNAL
Revenue
$18.6M
$25.1M
Net Profit
$33.0K
$-862.2K
Gross Margin
38.3%
Operating Margin
0.7%
-6.0%
Net Margin
0.2%
-3.4%
Revenue YoY
3.3%
-4.2%
Net Profit YoY
-99.2%
-177.0%
EPS (diluted)
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HNVR
HNVR
SNAL
SNAL
Q4 25
$18.6M
$25.1M
Q3 25
$18.0M
$13.8M
Q2 25
$18.4M
$22.2M
Q1 25
$18.4M
$20.1M
Q4 24
$18.0M
$26.2M
Q3 24
$17.1M
$22.5M
Q2 24
$16.9M
$21.6M
Q1 24
$16.5M
$14.1M
Net Profit
HNVR
HNVR
SNAL
SNAL
Q4 25
$33.0K
$-862.2K
Q3 25
$3.5M
$-7.9M
Q2 25
$2.4M
$-16.6M
Q1 25
$1.5M
$-1.9M
Q4 24
$3.9M
$1.1M
Q3 24
$3.5M
$235.1K
Q2 24
$844.0K
$2.3M
Q1 24
$4.1M
$-1.8M
Gross Margin
HNVR
HNVR
SNAL
SNAL
Q4 25
38.3%
Q3 25
0.1%
Q2 25
31.3%
Q1 25
29.1%
Q4 24
43.3%
Q3 24
38.6%
Q2 24
37.5%
Q1 24
14.7%
Operating Margin
HNVR
HNVR
SNAL
SNAL
Q4 25
0.7%
-6.0%
Q3 25
25.9%
-71.3%
Q2 25
18.4%
-8.2%
Q1 25
9.6%
-20.4%
Q4 24
28.9%
11.5%
Q3 24
27.1%
1.8%
Q2 24
6.9%
12.4%
Q1 24
32.7%
-15.6%
Net Margin
HNVR
HNVR
SNAL
SNAL
Q4 25
0.2%
-3.4%
Q3 25
19.4%
-56.9%
Q2 25
13.3%
-74.7%
Q1 25
8.3%
-9.7%
Q4 24
21.7%
4.3%
Q3 24
20.7%
1.0%
Q2 24
5.0%
10.4%
Q1 24
24.6%
-12.6%
EPS (diluted)
HNVR
HNVR
SNAL
SNAL
Q4 25
$0.00
Q3 25
$0.47
Q2 25
$0.33
$-0.44
Q1 25
$0.20
$-0.06
Q4 24
$0.52
$0.03
Q3 24
$0.48
$0.01
Q2 24
$0.11
$0.06
Q1 24
$0.55
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HNVR
HNVR
SNAL
SNAL
Cash + ST InvestmentsLiquidity on hand
$208.9M
$8.6M
Total DebtLower is stronger
$14.6M
Stockholders' EquityBook value
$200.3M
$-16.4M
Total Assets
$2.4B
$59.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HNVR
HNVR
SNAL
SNAL
Q4 25
$208.9M
$8.6M
Q3 25
$167.6M
$12.3M
Q2 25
$164.5M
$7.9M
Q1 25
$160.2M
$9.4M
Q4 24
$162.9M
$7.3M
Q3 24
$141.2M
$10.6M
Q2 24
$141.1M
$15.5M
Q1 24
$136.5M
$16.1M
Total Debt
HNVR
HNVR
SNAL
SNAL
Q4 25
$14.6M
Q3 25
$10.5M
Q2 25
$11.8M
Q1 25
$9.0M
Q4 24
$5.7M
Q3 24
$5.7M
Q2 24
$5.8M
Q1 24
$6.5M
Stockholders' Equity
HNVR
HNVR
SNAL
SNAL
Q4 25
$200.3M
$-16.4M
Q3 25
$201.8M
$-15.6M
Q2 25
$198.9M
$-8.0M
Q1 25
$196.6M
$9.1M
Q4 24
$196.6M
$9.7M
Q3 24
$192.3M
$8.2M
Q2 24
$190.1M
$7.9M
Q1 24
$189.5M
$5.6M
Total Assets
HNVR
HNVR
SNAL
SNAL
Q4 25
$2.4B
$59.3M
Q3 25
$2.3B
$51.1M
Q2 25
$2.3B
$58.0M
Q1 25
$2.3B
$64.5M
Q4 24
$2.3B
$62.2M
Q3 24
$2.3B
$66.8M
Q2 24
$2.3B
$75.4M
Q1 24
$2.3B
$78.3M
Debt / Equity
HNVR
HNVR
SNAL
SNAL
Q4 25
Q3 25
Q2 25
Q1 25
0.99×
Q4 24
0.59×
Q3 24
0.70×
Q2 24
0.73×
Q1 24
1.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HNVR
HNVR
SNAL
SNAL
Operating Cash FlowLast quarter
$13.1M
$-5.3M
Free Cash FlowOCF − Capex
$12.2M
FCF MarginFCF / Revenue
65.5%
Capex IntensityCapex / Revenue
4.7%
Cash ConversionOCF / Net Profit
395.48×
TTM Free Cash FlowTrailing 4 quarters
$16.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HNVR
HNVR
SNAL
SNAL
Q4 25
$13.1M
$-5.3M
Q3 25
$2.7M
$6.6M
Q2 25
$-2.1M
$-3.2M
Q1 25
$4.1M
$764.5K
Q4 24
$5.4M
$-3.6M
Q3 24
$-547.0K
$-5.0M
Q2 24
$-3.1M
$206.6K
Q1 24
$3.6M
$6.8M
Free Cash Flow
HNVR
HNVR
SNAL
SNAL
Q4 25
$12.2M
Q3 25
$2.4M
Q2 25
$-2.2M
Q1 25
$3.9M
Q4 24
$4.1M
Q3 24
$-876.0K
Q2 24
$-4.5M
Q1 24
$3.3M
FCF Margin
HNVR
HNVR
SNAL
SNAL
Q4 25
65.5%
Q3 25
13.5%
Q2 25
-11.7%
Q1 25
21.2%
Q4 24
23.1%
Q3 24
-5.1%
Q2 24
-26.9%
Q1 24
19.9%
Capex Intensity
HNVR
HNVR
SNAL
SNAL
Q4 25
4.7%
Q3 25
1.8%
Q2 25
0.5%
Q1 25
1.2%
Q4 24
7.2%
Q3 24
1.9%
Q2 24
8.6%
Q1 24
1.9%
Cash Conversion
HNVR
HNVR
SNAL
SNAL
Q4 25
395.48×
Q3 25
0.79×
Q2 25
-0.84×
Q1 25
2.70×
Q4 24
1.39×
-3.21×
Q3 24
-0.15×
-21.05×
Q2 24
-3.68×
0.09×
Q1 24
0.89×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HNVR
HNVR

Segment breakdown not available.

SNAL
SNAL

Pc$14.7M59%
Platform Three$5.2M21%
Platform Two$3.3M13%
Sales Channel Directly To Consumer Mobile Sale$1.6M6%

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