vs

Side-by-side financial comparison of HOPE BANCORP INC (HOPE) and FreightCar America, Inc. (RAIL). Click either name above to swap in a different company.

HOPE BANCORP INC is the larger business by last-quarter revenue ($141.0M vs $125.5M, roughly 1.1× FreightCar America, Inc.). HOPE BANCORP INC runs the higher net margin — 20.9% vs -13.2%, a 34.2% gap on every dollar of revenue. On growth, HOPE BANCORP INC posted the faster year-over-year revenue change (21.0% vs -8.8%). Over the past eight quarters, HOPE BANCORP INC's revenue compounded faster (9.8% CAGR vs -11.7%).

Bank of Hope is an American bank, based in Los Angeles, that focuses on the Korean American community. The bank was first established on December 30, 1980, under the name Wilshire Bank.

FreightCar America, Inc. is a manufacturer of freight cars for the railway industry. The company employs around 2,000 people, most of them at its 700,000 square foot manufacturing facility in Castaños, Mexico. In addition to the manufacturing facility, the company maintains a headquarters in Chicago and an engineering and parts facility in Johnstown, Pennsylvania.

HOPE vs RAIL — Head-to-Head

Bigger by revenue
HOPE
HOPE
1.1× larger
HOPE
$141.0M
$125.5M
RAIL
Growing faster (revenue YoY)
HOPE
HOPE
+29.9% gap
HOPE
21.0%
-8.8%
RAIL
Higher net margin
HOPE
HOPE
34.2% more per $
HOPE
20.9%
-13.2%
RAIL
Faster 2-yr revenue CAGR
HOPE
HOPE
Annualised
HOPE
9.8%
-11.7%
RAIL

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
HOPE
HOPE
RAIL
RAIL
Revenue
$141.0M
$125.5M
Net Profit
$29.5M
$-16.6M
Gross Margin
13.4%
Operating Margin
6.2%
Net Margin
20.9%
-13.2%
Revenue YoY
21.0%
-8.8%
Net Profit YoY
-147.9%
EPS (diluted)
$0.23
$-0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HOPE
HOPE
RAIL
RAIL
Q1 26
$141.0M
Q4 25
$145.8M
$125.5M
Q3 25
$141.9M
$160.4M
Q2 25
$94.5M
$118.5M
Q1 25
$116.5M
$96.2M
Q4 24
$118.0M
$137.6M
Q3 24
$116.6M
$113.2M
Q2 24
$116.9M
$146.0M
Net Profit
HOPE
HOPE
RAIL
RAIL
Q1 26
$29.5M
Q4 25
$-16.6M
Q3 25
$30.8M
$-7.4M
Q2 25
$-24.8M
$11.7M
Q1 25
$21.1M
$50.4M
Q4 24
$34.6M
Q3 24
$24.2M
$-107.0M
Q2 24
$25.3M
$8.2M
Gross Margin
HOPE
HOPE
RAIL
RAIL
Q1 26
Q4 25
13.4%
Q3 25
15.1%
Q2 25
15.0%
Q1 25
15.0%
Q4 24
15.3%
Q3 24
14.3%
Q2 24
12.6%
Operating Margin
HOPE
HOPE
RAIL
RAIL
Q1 26
Q4 25
26.8%
6.2%
Q3 25
25.6%
9.1%
Q2 25
-27.6%
6.5%
Q1 25
23.9%
4.0%
Q4 24
25.8%
8.5%
Q3 24
27.5%
7.6%
Q2 24
29.5%
9.0%
Net Margin
HOPE
HOPE
RAIL
RAIL
Q1 26
20.9%
Q4 25
-13.2%
Q3 25
21.7%
-4.6%
Q2 25
-26.2%
9.9%
Q1 25
18.1%
52.4%
Q4 24
25.2%
Q3 24
20.7%
-94.6%
Q2 24
21.6%
5.6%
EPS (diluted)
HOPE
HOPE
RAIL
RAIL
Q1 26
$0.23
Q4 25
$0.27
$-0.54
Q3 25
$0.24
$-0.23
Q2 25
$-0.19
$0.34
Q1 25
$0.17
$1.52
Q4 24
$0.20
$0.88
Q3 24
$0.20
$-3.57
Q2 24
$0.21
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HOPE
HOPE
RAIL
RAIL
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$107.2M
Stockholders' EquityBook value
$2.3B
$-107.4M
Total Assets
$18.7B
$290.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Total Debt
HOPE
HOPE
RAIL
RAIL
Q1 26
Q4 25
$107.2M
Q3 25
$107.6M
Q2 25
$107.9M
Q1 25
$108.2M
Q4 24
$108.4M
Q3 24
Q2 24
Stockholders' Equity
HOPE
HOPE
RAIL
RAIL
Q1 26
$2.3B
Q4 25
$2.3B
$-107.4M
Q3 25
$2.3B
$-90.9M
Q2 25
$2.2B
$-83.5M
Q1 25
$2.2B
$-97.4M
Q4 24
$2.1B
$-150.3M
Q3 24
$2.2B
$-156.3M
Q2 24
$2.1B
$-48.8M
Total Assets
HOPE
HOPE
RAIL
RAIL
Q1 26
$18.7B
Q4 25
$18.5B
$290.0M
Q3 25
$18.5B
$340.8M
Q2 25
$18.5B
$328.1M
Q1 25
$17.1B
$250.5M
Q4 24
$17.1B
$224.2M
Q3 24
$17.4B
$245.9M
Q2 24
$17.4B
$207.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HOPE
HOPE
RAIL
RAIL
Operating Cash FlowLast quarter
$10.0M
Free Cash FlowOCF − Capex
$8.8M
FCF MarginFCF / Revenue
7.0%
Capex IntensityCapex / Revenue
1.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$31.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HOPE
HOPE
RAIL
RAIL
Q1 26
Q4 25
$164.5M
$10.0M
Q3 25
$51.7M
$3.4M
Q2 25
$9.4M
$8.5M
Q1 25
$26.7M
$12.8M
Q4 24
$116.7M
$5.9M
Q3 24
$63.0M
$7.2M
Q2 24
$-25.6M
$57.2M
Free Cash Flow
HOPE
HOPE
RAIL
RAIL
Q1 26
Q4 25
$151.5M
$8.8M
Q3 25
$47.2M
$2.2M
Q2 25
$6.9M
$7.9M
Q1 25
$24.0M
$12.5M
Q4 24
$106.9M
$4.6M
Q3 24
$60.1M
$5.7M
Q2 24
$-28.1M
$55.9M
FCF Margin
HOPE
HOPE
RAIL
RAIL
Q1 26
Q4 25
103.9%
7.0%
Q3 25
33.2%
1.4%
Q2 25
7.3%
6.7%
Q1 25
20.6%
13.0%
Q4 24
90.6%
3.3%
Q3 24
51.6%
5.0%
Q2 24
-24.0%
38.3%
Capex Intensity
HOPE
HOPE
RAIL
RAIL
Q1 26
Q4 25
9.0%
1.0%
Q3 25
3.2%
0.7%
Q2 25
2.6%
0.5%
Q1 25
2.3%
0.3%
Q4 24
8.3%
0.9%
Q3 24
2.5%
1.3%
Q2 24
2.2%
0.9%
Cash Conversion
HOPE
HOPE
RAIL
RAIL
Q1 26
Q4 25
Q3 25
1.68×
Q2 25
0.73×
Q1 25
1.26×
0.25×
Q4 24
0.17×
Q3 24
2.61×
Q2 24
-1.01×
6.99×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HOPE
HOPE

Segment breakdown not available.

RAIL
RAIL

Railcar Sales$118.9M95%
Aftermarket Sales$6.6M5%

Related Comparisons