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Side-by-side financial comparison of Hour Loop, Inc (HOUR) and Metropolitan Bank Holding Corp. (MCB). Click either name above to swap in a different company.

Metropolitan Bank Holding Corp. is the larger business by last-quarter revenue ($88.5M vs $56.1M, roughly 1.6× Hour Loop, Inc). Metropolitan Bank Holding Corp. runs the higher net margin — 35.5% vs -1.2%, a 36.7% gap on every dollar of revenue. On growth, Metropolitan Bank Holding Corp. posted the faster year-over-year revenue change (25.4% vs 3.0%). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 14.3%).

Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.

Sandy Spring Bancorp, Inc. was a bank holding company headquartered in Olney, Maryland and operating in the Washington metropolitan area. In addition to banking services, the company offered commercial and personal lines of insurance, surety bonds, workers compensation insurance, and professional liability insurance protection as well as financial planning, wealth management, and asset management for high-net-worth individuals, businesses, and associations. In April 2025, the company was acqu...

HOUR vs MCB — Head-to-Head

Bigger by revenue
MCB
MCB
1.6× larger
MCB
$88.5M
$56.1M
HOUR
Growing faster (revenue YoY)
MCB
MCB
+22.3% gap
MCB
25.4%
3.0%
HOUR
Higher net margin
MCB
MCB
36.7% more per $
MCB
35.5%
-1.2%
HOUR
Faster 2-yr revenue CAGR
HOUR
HOUR
Annualised
HOUR
50.7%
14.3%
MCB

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
HOUR
HOUR
MCB
MCB
Revenue
$56.1M
$88.5M
Net Profit
$-657.3K
$31.4M
Gross Margin
49.6%
Operating Margin
-1.5%
Net Margin
-1.2%
35.5%
Revenue YoY
3.0%
25.4%
Net Profit YoY
57.0%
92.2%
EPS (diluted)
$-0.02
$2.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HOUR
HOUR
MCB
MCB
Q1 26
$88.5M
Q4 25
$56.1M
$88.4M
Q3 25
$33.4M
$79.8M
Q2 25
$27.1M
$76.3M
Q1 25
$25.8M
$70.6M
Q4 24
$54.4M
$71.0M
Q3 24
$31.1M
$71.5M
Q2 24
$28.1M
$67.7M
Net Profit
HOUR
HOUR
MCB
MCB
Q1 26
$31.4M
Q4 25
$-657.3K
$28.9M
Q3 25
$530.6K
$7.1M
Q2 25
$1.2M
$18.8M
Q1 25
$654.5K
$16.4M
Q4 24
$-1.5M
$21.4M
Q3 24
$469.6K
$12.3M
Q2 24
$649.1K
$16.8M
Gross Margin
HOUR
HOUR
MCB
MCB
Q1 26
Q4 25
49.6%
Q3 25
51.4%
Q2 25
57.2%
Q1 25
54.7%
Q4 24
45.7%
Q3 24
54.8%
Q2 24
55.7%
Operating Margin
HOUR
HOUR
MCB
MCB
Q1 26
Q4 25
-1.5%
46.6%
Q3 25
2.2%
12.8%
Q2 25
6.0%
35.1%
Q1 25
3.6%
33.1%
Q4 24
-4.5%
44.1%
Q3 24
2.3%
24.6%
Q2 24
3.3%
35.3%
Net Margin
HOUR
HOUR
MCB
MCB
Q1 26
35.5%
Q4 25
-1.2%
32.6%
Q3 25
1.6%
8.9%
Q2 25
4.3%
24.6%
Q1 25
2.5%
23.2%
Q4 24
-2.8%
30.2%
Q3 24
1.5%
17.2%
Q2 24
2.3%
24.8%
EPS (diluted)
HOUR
HOUR
MCB
MCB
Q1 26
$2.92
Q4 25
$-0.02
$2.74
Q3 25
$0.01
$0.67
Q2 25
$0.04
$1.76
Q1 25
$0.02
$1.45
Q4 24
$-0.04
$1.89
Q3 24
$0.01
$1.08
Q2 24
$0.02
$1.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HOUR
HOUR
MCB
MCB
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$7.0M
$948.3M
Total Assets
$23.8M
$8.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HOUR
HOUR
MCB
MCB
Q1 26
Q4 25
$393.6M
Q3 25
$385.9M
Q2 25
$152.5M
Q1 25
$196.5M
Q4 24
$200.3M
Q3 24
$318.5M
Q2 24
$244.7M
Stockholders' Equity
HOUR
HOUR
MCB
MCB
Q1 26
$948.3M
Q4 25
$7.0M
$743.1M
Q3 25
$7.7M
$732.0M
Q2 25
$7.2M
$723.0M
Q1 25
$5.8M
$737.8M
Q4 24
$5.2M
$729.8M
Q3 24
$6.7M
$715.2M
Q2 24
$6.2M
$692.4M
Total Assets
HOUR
HOUR
MCB
MCB
Q1 26
$8.8B
Q4 25
$23.8M
$8.3B
Q3 25
$31.6M
$8.2B
Q2 25
$23.0M
$7.9B
Q1 25
$19.1M
$7.6B
Q4 24
$20.0M
$7.3B
Q3 24
$32.4M
$7.4B
Q2 24
$20.2M
$7.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HOUR
HOUR
MCB
MCB
Operating Cash FlowLast quarter
$3.0M
Free Cash FlowOCF − Capex
$3.0M
FCF MarginFCF / Revenue
5.3%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$2.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HOUR
HOUR
MCB
MCB
Q1 26
Q4 25
$3.0M
$88.7M
Q3 25
$500.4K
$31.8M
Q2 25
$-901.5K
$18.4M
Q1 25
$-23.9K
$7.8M
Q4 24
$1.5M
$148.5M
Q3 24
$-2.2M
$4.8M
Q2 24
$456.2K
$35.3M
Free Cash Flow
HOUR
HOUR
MCB
MCB
Q1 26
Q4 25
$3.0M
Q3 25
$449.3K
Q2 25
$-901.6K
Q1 25
$-24.6K
Q4 24
$1.5M
Q3 24
$-2.2M
Q2 24
$439.4K
FCF Margin
HOUR
HOUR
MCB
MCB
Q1 26
Q4 25
5.3%
Q3 25
1.3%
Q2 25
-3.3%
Q1 25
-0.1%
Q4 24
2.8%
Q3 24
-7.0%
Q2 24
1.6%
Capex Intensity
HOUR
HOUR
MCB
MCB
Q1 26
Q4 25
0.0%
Q3 25
0.2%
Q2 25
0.0%
Q1 25
0.0%
Q4 24
0.0%
Q3 24
0.0%
Q2 24
0.1%
Cash Conversion
HOUR
HOUR
MCB
MCB
Q1 26
Q4 25
3.07×
Q3 25
0.94×
4.47×
Q2 25
-0.77×
0.98×
Q1 25
-0.04×
0.47×
Q4 24
6.93×
Q3 24
-4.64×
0.39×
Q2 24
0.70×
2.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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