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Side-by-side financial comparison of Hour Loop, Inc (HOUR) and MFA FINANCIAL, INC. (MFA). Click either name above to swap in a different company.

Hour Loop, Inc is the larger business by last-quarter revenue ($56.1M vs $55.5M, roughly 1.0× MFA FINANCIAL, INC.). On growth, MFA FINANCIAL, INC. posted the faster year-over-year revenue change (9.2% vs 3.0%). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 7.7%).

Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.

MFA Financial, Inc. is a U.S.-headquartered real estate investment trust (REIT) specializing in investing in and managing residential and commercial mortgage-backed securities, mortgage loans, and other real estate-related financial assets. It caters primarily to institutional and individual investors across the U.S., focusing on delivering stable risk-adjusted returns via rigorous asset screening and risk management frameworks.

HOUR vs MFA — Head-to-Head

Bigger by revenue
HOUR
HOUR
1.0× larger
HOUR
$56.1M
$55.5M
MFA
Growing faster (revenue YoY)
MFA
MFA
+6.2% gap
MFA
9.2%
3.0%
HOUR
Faster 2-yr revenue CAGR
HOUR
HOUR
Annualised
HOUR
50.7%
7.7%
MFA

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HOUR
HOUR
MFA
MFA
Revenue
$56.1M
$55.5M
Net Profit
$-657.3K
Gross Margin
49.6%
Operating Margin
-1.5%
97.9%
Net Margin
-1.2%
Revenue YoY
3.0%
9.2%
Net Profit YoY
57.0%
EPS (diluted)
$-0.02
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HOUR
HOUR
MFA
MFA
Q4 25
$56.1M
$55.5M
Q3 25
$33.4M
$56.8M
Q2 25
$27.1M
$61.3M
Q1 25
$25.8M
$57.5M
Q4 24
$54.4M
$50.8M
Q3 24
$31.1M
$50.6M
Q2 24
$28.1M
$53.5M
Q1 24
$24.7M
$47.8M
Net Profit
HOUR
HOUR
MFA
MFA
Q4 25
$-657.3K
Q3 25
$530.6K
$48.1M
Q2 25
$1.2M
$33.2M
Q1 25
$654.5K
$41.2M
Q4 24
$-1.5M
Q3 24
$469.6K
$48.2M
Q2 24
$649.1K
$41.9M
Q1 24
$1.1M
$23.2M
Gross Margin
HOUR
HOUR
MFA
MFA
Q4 25
49.6%
Q3 25
51.4%
Q2 25
57.2%
Q1 25
54.7%
Q4 24
45.7%
Q3 24
54.8%
Q2 24
55.7%
Q1 24
58.6%
Operating Margin
HOUR
HOUR
MFA
MFA
Q4 25
-1.5%
97.9%
Q3 25
2.2%
84.5%
Q2 25
6.0%
54.5%
Q1 25
3.6%
70.0%
Q4 24
-4.5%
6.8%
Q3 24
2.3%
98.2%
Q2 24
3.3%
79.1%
Q1 24
6.2%
50.7%
Net Margin
HOUR
HOUR
MFA
MFA
Q4 25
-1.2%
Q3 25
1.6%
84.7%
Q2 25
4.3%
54.2%
Q1 25
2.5%
71.6%
Q4 24
-2.8%
Q3 24
1.5%
95.2%
Q2 24
2.3%
78.4%
Q1 24
4.3%
48.5%
EPS (diluted)
HOUR
HOUR
MFA
MFA
Q4 25
$-0.02
$0.43
Q3 25
$0.01
$0.35
Q2 25
$0.04
$0.21
Q1 25
$0.02
$0.31
Q4 24
$-0.04
$-0.01
Q3 24
$0.01
$0.37
Q2 24
$0.02
$0.32
Q1 24
$0.03
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HOUR
HOUR
MFA
MFA
Cash + ST InvestmentsLiquidity on hand
$213.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$7.0M
$1.8B
Total Assets
$23.8M
$13.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HOUR
HOUR
MFA
MFA
Q4 25
$213.2M
Q3 25
$305.2M
Q2 25
$275.7M
Q1 25
$253.7M
Q4 24
$338.9M
Q3 24
$305.6M
Q2 24
$289.4M
Q1 24
$2.9M
$306.3M
Stockholders' Equity
HOUR
HOUR
MFA
MFA
Q4 25
$7.0M
$1.8B
Q3 25
$7.7M
$1.8B
Q2 25
$7.2M
$1.8B
Q1 25
$5.8M
$1.8B
Q4 24
$5.2M
$1.8B
Q3 24
$6.7M
$1.9B
Q2 24
$6.2M
$1.9B
Q1 24
$5.5M
$1.9B
Total Assets
HOUR
HOUR
MFA
MFA
Q4 25
$23.8M
$13.0B
Q3 25
$31.6M
$12.1B
Q2 25
$23.0M
$11.7B
Q1 25
$19.1M
$11.5B
Q4 24
$20.0M
$11.4B
Q3 24
$32.4M
$11.2B
Q2 24
$20.2M
$11.1B
Q1 24
$16.7M
$10.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HOUR
HOUR
MFA
MFA
Operating Cash FlowLast quarter
$3.0M
$76.2M
Free Cash FlowOCF − Capex
$3.0M
FCF MarginFCF / Revenue
5.3%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$2.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HOUR
HOUR
MFA
MFA
Q4 25
$3.0M
$76.2M
Q3 25
$500.4K
$14.7M
Q2 25
$-901.5K
$38.5M
Q1 25
$-23.9K
$-14.6M
Q4 24
$1.5M
$200.1M
Q3 24
$-2.2M
$-11.3M
Q2 24
$456.2K
$46.5M
Q1 24
$492.9K
$53.5M
Free Cash Flow
HOUR
HOUR
MFA
MFA
Q4 25
$3.0M
Q3 25
$449.3K
Q2 25
$-901.6K
Q1 25
$-24.6K
Q4 24
$1.5M
Q3 24
$-2.2M
Q2 24
$439.4K
Q1 24
$475.1K
FCF Margin
HOUR
HOUR
MFA
MFA
Q4 25
5.3%
Q3 25
1.3%
Q2 25
-3.3%
Q1 25
-0.1%
Q4 24
2.8%
Q3 24
-7.0%
Q2 24
1.6%
Q1 24
1.9%
Capex Intensity
HOUR
HOUR
MFA
MFA
Q4 25
0.0%
Q3 25
0.2%
Q2 25
0.0%
Q1 25
0.0%
Q4 24
0.0%
Q3 24
0.0%
Q2 24
0.1%
Q1 24
0.1%
Cash Conversion
HOUR
HOUR
MFA
MFA
Q4 25
Q3 25
0.94×
0.31×
Q2 25
-0.77×
1.16×
Q1 25
-0.04×
-0.35×
Q4 24
Q3 24
-4.64×
-0.23×
Q2 24
0.70×
1.11×
Q1 24
0.46×
2.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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