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Side-by-side financial comparison of Hour Loop, Inc (HOUR) and MEDALLION FINANCIAL CORP (MFIN). Click either name above to swap in a different company.
MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $56.1M, roughly 1.3× Hour Loop, Inc). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -1.2%, a 18.5% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 3.0%). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 15.0%).
Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
HOUR vs MFIN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $56.1M | $70.6M |
| Net Profit | $-657.3K | $12.2M |
| Gross Margin | 49.6% | — |
| Operating Margin | -1.5% | 29.3% |
| Net Margin | -1.2% | 17.3% |
| Revenue YoY | 3.0% | 25.4% |
| Net Profit YoY | 57.0% | 20.3% |
| EPS (diluted) | $-0.02 | $0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $56.1M | $70.6M | ||
| Q3 25 | $33.4M | $58.7M | ||
| Q2 25 | $27.1M | $62.6M | ||
| Q1 25 | $25.8M | $63.0M | ||
| Q4 24 | $54.4M | $56.3M | ||
| Q3 24 | $31.1M | $53.3M | ||
| Q2 24 | $28.1M | $51.0M | ||
| Q1 24 | $24.7M | $53.3M |
| Q4 25 | $-657.3K | $12.2M | ||
| Q3 25 | $530.6K | $7.8M | ||
| Q2 25 | $1.2M | $11.1M | ||
| Q1 25 | $654.5K | $12.0M | ||
| Q4 24 | $-1.5M | $10.1M | ||
| Q3 24 | $469.6K | $8.6M | ||
| Q2 24 | $649.1K | $7.1M | ||
| Q1 24 | $1.1M | $10.0M |
| Q4 25 | 49.6% | — | ||
| Q3 25 | 51.4% | — | ||
| Q2 25 | 57.2% | — | ||
| Q1 25 | 54.7% | — | ||
| Q4 24 | 45.7% | — | ||
| Q3 24 | 54.8% | — | ||
| Q2 24 | 55.7% | — | ||
| Q1 24 | 58.6% | — |
| Q4 25 | -1.5% | 29.3% | ||
| Q3 25 | 2.2% | 33.2% | ||
| Q2 25 | 6.0% | 31.1% | ||
| Q1 25 | 3.6% | 32.1% | ||
| Q4 24 | -4.5% | 32.8% | ||
| Q3 24 | 2.3% | 26.6% | ||
| Q2 24 | 3.3% | 24.3% | ||
| Q1 24 | 6.2% | 33.6% |
| Q4 25 | -1.2% | 17.3% | ||
| Q3 25 | 1.6% | 13.2% | ||
| Q2 25 | 4.3% | 17.7% | ||
| Q1 25 | 2.5% | 19.1% | ||
| Q4 24 | -2.8% | 18.0% | ||
| Q3 24 | 1.5% | 16.1% | ||
| Q2 24 | 2.3% | 13.9% | ||
| Q1 24 | 4.3% | 18.8% |
| Q4 25 | $-0.02 | $0.50 | ||
| Q3 25 | $0.01 | $0.32 | ||
| Q2 25 | $0.04 | $0.46 | ||
| Q1 25 | $0.02 | $0.50 | ||
| Q4 24 | $-0.04 | $0.43 | ||
| Q3 24 | $0.01 | $0.37 | ||
| Q2 24 | $0.02 | $0.30 | ||
| Q1 24 | $0.03 | $0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $136.3M |
| Total DebtLower is stronger | — | $216.0M |
| Stockholders' EquityBook value | $7.0M | $408.6M |
| Total Assets | $23.8M | $3.0B |
| Debt / EquityLower = less leverage | — | 0.53× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $136.3M | ||
| Q3 25 | — | $72.5M | ||
| Q2 25 | — | $110.4M | ||
| Q1 25 | — | $131.5M | ||
| Q4 24 | — | $98.2M | ||
| Q3 24 | — | $120.6M | ||
| Q2 24 | — | $87.7M | ||
| Q1 24 | $2.9M | $54.8M |
| Q4 25 | — | $216.0M | ||
| Q3 25 | — | $215.7M | ||
| Q2 25 | — | $199.9M | ||
| Q1 25 | — | $199.7M | ||
| Q4 24 | — | $232.2M | ||
| Q3 24 | — | $232.0M | ||
| Q2 24 | — | $230.8M | ||
| Q1 24 | — | $225.6M |
| Q4 25 | $7.0M | $408.6M | ||
| Q3 25 | $7.7M | $397.4M | ||
| Q2 25 | $7.2M | $389.9M | ||
| Q1 25 | $5.8M | $380.2M | ||
| Q4 24 | $5.2M | $370.2M | ||
| Q3 24 | $6.7M | $362.4M | ||
| Q2 24 | $6.2M | $354.0M | ||
| Q1 24 | $5.5M | $349.0M |
| Q4 25 | $23.8M | $3.0B | ||
| Q3 25 | $31.6M | $2.9B | ||
| Q2 25 | $23.0M | $2.9B | ||
| Q1 25 | $19.1M | $2.8B | ||
| Q4 24 | $20.0M | $2.9B | ||
| Q3 24 | $32.4M | $2.9B | ||
| Q2 24 | $20.2M | $2.8B | ||
| Q1 24 | $16.7M | $2.6B |
| Q4 25 | — | 0.53× | ||
| Q3 25 | — | 0.54× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | 0.53× | ||
| Q4 24 | — | 0.63× | ||
| Q3 24 | — | 0.64× | ||
| Q2 24 | — | 0.65× | ||
| Q1 24 | — | 0.65× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.0M | $126.3M |
| Free Cash FlowOCF − Capex | $3.0M | — |
| FCF MarginFCF / Revenue | 5.3% | — |
| Capex IntensityCapex / Revenue | 0.0% | — |
| Cash ConversionOCF / Net Profit | — | 10.35× |
| TTM Free Cash FlowTrailing 4 quarters | $2.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0M | $126.3M | ||
| Q3 25 | $500.4K | $67.0M | ||
| Q2 25 | $-901.5K | $-10.7M | ||
| Q1 25 | $-23.9K | $36.3M | ||
| Q4 24 | $1.5M | $108.7M | ||
| Q3 24 | $-2.2M | $24.6M | ||
| Q2 24 | $456.2K | $27.6M | ||
| Q1 24 | $492.9K | $32.3M |
| Q4 25 | $3.0M | — | ||
| Q3 25 | $449.3K | — | ||
| Q2 25 | $-901.6K | — | ||
| Q1 25 | $-24.6K | — | ||
| Q4 24 | $1.5M | — | ||
| Q3 24 | $-2.2M | — | ||
| Q2 24 | $439.4K | — | ||
| Q1 24 | $475.1K | — |
| Q4 25 | 5.3% | — | ||
| Q3 25 | 1.3% | — | ||
| Q2 25 | -3.3% | — | ||
| Q1 25 | -0.1% | — | ||
| Q4 24 | 2.8% | — | ||
| Q3 24 | -7.0% | — | ||
| Q2 24 | 1.6% | — | ||
| Q1 24 | 1.9% | — |
| Q4 25 | 0.0% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.0% | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.1% | — |
| Q4 25 | — | 10.35× | ||
| Q3 25 | 0.94× | 8.63× | ||
| Q2 25 | -0.77× | -0.97× | ||
| Q1 25 | -0.04× | 3.02× | ||
| Q4 24 | — | 10.72× | ||
| Q3 24 | -4.64× | 2.86× | ||
| Q2 24 | 0.70× | 3.89× | ||
| Q1 24 | 0.46× | 3.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
