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Side-by-side financial comparison of Hour Loop, Inc (HOUR) and NewtekOne, Inc. (NEWT). Click either name above to swap in a different company.

NewtekOne, Inc. is the larger business by last-quarter revenue ($73.3M vs $56.1M, roughly 1.3× Hour Loop, Inc). NewtekOne, Inc. runs the higher net margin — 111.8% vs -1.2%, a 113.0% gap on every dollar of revenue. On growth, Hour Loop, Inc posted the faster year-over-year revenue change (3.0% vs -2.7%). Hour Loop, Inc produced more free cash flow last quarter ($3.0M vs $-579.3M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 12.2%).

Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.

NewTek, Inc., is a hardware and software company, based in San Antonio, Texas, that produced live and post-production video tools and visual imaging software for personal computers. The company was founded in 1985 in Topeka, Kansas, United States, by Tim Jenison and Paul Montgomery. On April 1, 2019, it was announced that NewTek would be acquired by Vizrt.

HOUR vs NEWT — Head-to-Head

Bigger by revenue
NEWT
NEWT
1.3× larger
NEWT
$73.3M
$56.1M
HOUR
Growing faster (revenue YoY)
HOUR
HOUR
+5.7% gap
HOUR
3.0%
-2.7%
NEWT
Higher net margin
NEWT
NEWT
113.0% more per $
NEWT
111.8%
-1.2%
HOUR
More free cash flow
HOUR
HOUR
$582.3M more FCF
HOUR
$3.0M
$-579.3M
NEWT
Faster 2-yr revenue CAGR
HOUR
HOUR
Annualised
HOUR
50.7%
12.2%
NEWT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HOUR
HOUR
NEWT
NEWT
Revenue
$56.1M
$73.3M
Net Profit
$-657.3K
$19.5M
Gross Margin
49.6%
Operating Margin
-1.5%
Net Margin
-1.2%
111.8%
Revenue YoY
3.0%
-2.7%
Net Profit YoY
57.0%
6.6%
EPS (diluted)
$-0.02
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HOUR
HOUR
NEWT
NEWT
Q4 25
$56.1M
$73.3M
Q3 25
$33.4M
$74.9M
Q2 25
$27.1M
$70.2M
Q1 25
$25.8M
$66.3M
Q4 24
$54.4M
$75.4M
Q3 24
$31.1M
$62.8M
Q2 24
$28.1M
$61.1M
Q1 24
$24.7M
$58.3M
Net Profit
HOUR
HOUR
NEWT
NEWT
Q4 25
$-657.3K
$19.5M
Q3 25
$530.6K
$17.9M
Q2 25
$1.2M
$13.7M
Q1 25
$654.5K
$9.4M
Q4 24
$-1.5M
$18.3M
Q3 24
$469.6K
$11.9M
Q2 24
$649.1K
$10.9M
Q1 24
$1.1M
$9.7M
Gross Margin
HOUR
HOUR
NEWT
NEWT
Q4 25
49.6%
Q3 25
51.4%
Q2 25
57.2%
Q1 25
54.7%
Q4 24
45.7%
Q3 24
54.8%
Q2 24
55.7%
Q1 24
58.6%
Operating Margin
HOUR
HOUR
NEWT
NEWT
Q4 25
-1.5%
Q3 25
2.2%
Q2 25
6.0%
Q1 25
3.6%
Q4 24
-4.5%
Q3 24
2.3%
Q2 24
3.3%
Q1 24
6.2%
Net Margin
HOUR
HOUR
NEWT
NEWT
Q4 25
-1.2%
111.8%
Q3 25
1.6%
23.9%
Q2 25
4.3%
19.5%
Q1 25
2.5%
14.1%
Q4 24
-2.8%
24.3%
Q3 24
1.5%
19.0%
Q2 24
2.3%
17.9%
Q1 24
4.3%
16.6%
EPS (diluted)
HOUR
HOUR
NEWT
NEWT
Q4 25
$-0.02
$0.64
Q3 25
$0.01
$0.67
Q2 25
$0.04
$0.52
Q1 25
$0.02
$0.35
Q4 24
$-0.04
$0.70
Q3 24
$0.01
$0.45
Q2 24
$0.02
$0.43
Q1 24
$0.03
$0.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HOUR
HOUR
NEWT
NEWT
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$819.9M
Stockholders' EquityBook value
$7.0M
$397.6M
Total Assets
$23.8M
$2.7B
Debt / EquityLower = less leverage
2.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HOUR
HOUR
NEWT
NEWT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$2.9M
Total Debt
HOUR
HOUR
NEWT
NEWT
Q4 25
$819.9M
Q3 25
$748.5M
Q2 25
$657.3M
Q1 25
$774.0M
Q4 24
$708.0M
Q3 24
$655.8M
Q2 24
$652.0M
Q1 24
$662.5M
Stockholders' Equity
HOUR
HOUR
NEWT
NEWT
Q4 25
$7.0M
$397.6M
Q3 25
$7.7M
$386.7M
Q2 25
$7.2M
$312.2M
Q1 25
$5.8M
$302.3M
Q4 24
$5.2M
$296.3M
Q3 24
$6.7M
$281.8M
Q2 24
$6.2M
$274.0M
Q1 24
$5.5M
$254.1M
Total Assets
HOUR
HOUR
NEWT
NEWT
Q4 25
$23.8M
$2.7B
Q3 25
$31.6M
$2.4B
Q2 25
$23.0M
$2.1B
Q1 25
$19.1M
$2.1B
Q4 24
$20.0M
$2.1B
Q3 24
$32.4M
$1.7B
Q2 24
$20.2M
$1.6B
Q1 24
$16.7M
$1.5B
Debt / Equity
HOUR
HOUR
NEWT
NEWT
Q4 25
2.06×
Q3 25
1.94×
Q2 25
2.11×
Q1 25
2.56×
Q4 24
2.39×
Q3 24
2.33×
Q2 24
2.38×
Q1 24
2.61×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HOUR
HOUR
NEWT
NEWT
Operating Cash FlowLast quarter
$3.0M
$-579.2M
Free Cash FlowOCF − Capex
$3.0M
$-579.3M
FCF MarginFCF / Revenue
5.3%
-790.0%
Capex IntensityCapex / Revenue
0.0%
0.1%
Cash ConversionOCF / Net Profit
-29.64×
TTM Free Cash FlowTrailing 4 quarters
$2.5M
$-1.0B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HOUR
HOUR
NEWT
NEWT
Q4 25
$3.0M
$-579.2M
Q3 25
$500.4K
$-167.3M
Q2 25
$-901.5K
$-199.8M
Q1 25
$-23.9K
$-60.7M
Q4 24
$1.5M
$-153.0M
Q3 24
$-2.2M
$-25.7M
Q2 24
$456.2K
$2.9M
Q1 24
$492.9K
$-38.7M
Free Cash Flow
HOUR
HOUR
NEWT
NEWT
Q4 25
$3.0M
$-579.3M
Q3 25
$449.3K
$-167.3M
Q2 25
$-901.6K
$-199.9M
Q1 25
$-24.6K
$-60.7M
Q4 24
$1.5M
$-153.5M
Q3 24
$-2.2M
$-25.9M
Q2 24
$439.4K
$2.9M
Q1 24
$475.1K
$-38.7M
FCF Margin
HOUR
HOUR
NEWT
NEWT
Q4 25
5.3%
-790.0%
Q3 25
1.3%
-223.3%
Q2 25
-3.3%
-284.7%
Q1 25
-0.1%
-91.6%
Q4 24
2.8%
-203.6%
Q3 24
-7.0%
-41.2%
Q2 24
1.6%
4.7%
Q1 24
1.9%
-66.5%
Capex Intensity
HOUR
HOUR
NEWT
NEWT
Q4 25
0.0%
0.1%
Q3 25
0.2%
0.0%
Q2 25
0.0%
0.1%
Q1 25
0.0%
0.1%
Q4 24
0.0%
0.6%
Q3 24
0.0%
0.4%
Q2 24
0.1%
0.1%
Q1 24
0.1%
0.1%
Cash Conversion
HOUR
HOUR
NEWT
NEWT
Q4 25
-29.64×
Q3 25
0.94×
-9.35×
Q2 25
-0.77×
-14.58×
Q1 25
-0.04×
-6.48×
Q4 24
-8.35×
Q3 24
-4.64×
-2.15×
Q2 24
0.70×
0.27×
Q1 24
0.46×
-4.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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