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Side-by-side financial comparison of Hour Loop, Inc (HOUR) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.
Hour Loop, Inc is the larger business by last-quarter revenue ($56.1M vs $33.0M, roughly 1.7× Orange County Bancorp, Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -1.2%, a 38.8% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs 3.0%). Orange County Bancorp, Inc. produced more free cash flow last quarter ($41.3M vs $3.0M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 14.3%).
Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.
Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.
HOUR vs OBT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $56.1M | $33.0M |
| Net Profit | $-657.3K | $12.4M |
| Gross Margin | 49.6% | — |
| Operating Margin | -1.5% | 41.4% |
| Net Margin | -1.2% | 37.6% |
| Revenue YoY | 3.0% | 20.6% |
| Net Profit YoY | 57.0% | 73.5% |
| EPS (diluted) | $-0.02 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $56.1M | $33.0M | ||
| Q3 25 | $33.4M | $33.7M | ||
| Q2 25 | $27.1M | $32.5M | ||
| Q1 25 | $25.8M | $28.0M | ||
| Q4 24 | $54.4M | $27.4M | ||
| Q3 24 | $31.1M | $27.1M | ||
| Q2 24 | $28.1M | $27.9M | ||
| Q1 24 | $24.7M | $25.3M |
| Q4 25 | $-657.3K | $12.4M | ||
| Q3 25 | $530.6K | $10.0M | ||
| Q2 25 | $1.2M | $10.5M | ||
| Q1 25 | $654.5K | $8.7M | ||
| Q4 24 | $-1.5M | $7.2M | ||
| Q3 24 | $469.6K | $3.2M | ||
| Q2 24 | $649.1K | $8.2M | ||
| Q1 24 | $1.1M | $9.3M |
| Q4 25 | 49.6% | — | ||
| Q3 25 | 51.4% | — | ||
| Q2 25 | 57.2% | — | ||
| Q1 25 | 54.7% | — | ||
| Q4 24 | 45.7% | — | ||
| Q3 24 | 54.8% | — | ||
| Q2 24 | 55.7% | — | ||
| Q1 24 | 58.6% | — |
| Q4 25 | -1.5% | 41.4% | ||
| Q3 25 | 2.2% | 38.6% | ||
| Q2 25 | 6.0% | 41.9% | ||
| Q1 25 | 3.6% | 40.3% | ||
| Q4 24 | -4.5% | 32.8% | ||
| Q3 24 | 2.3% | 14.8% | ||
| Q2 24 | 3.3% | 36.6% | ||
| Q1 24 | 6.2% | 45.9% |
| Q4 25 | -1.2% | 37.6% | ||
| Q3 25 | 1.6% | 29.7% | ||
| Q2 25 | 4.3% | 32.2% | ||
| Q1 25 | 2.5% | 31.1% | ||
| Q4 24 | -2.8% | 26.2% | ||
| Q3 24 | 1.5% | 11.8% | ||
| Q2 24 | 2.3% | 29.4% | ||
| Q1 24 | 4.3% | 36.7% |
| Q4 25 | $-0.02 | $0.94 | ||
| Q3 25 | $0.01 | $0.75 | ||
| Q2 25 | $0.04 | $0.87 | ||
| Q1 25 | $0.02 | $0.77 | ||
| Q4 24 | $-0.04 | $0.64 | ||
| Q3 24 | $0.01 | $0.28 | ||
| Q2 24 | $0.02 | $0.73 | ||
| Q1 24 | $0.03 | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $7.0M | $284.4M |
| Total Assets | $23.8M | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $2.9M | — |
| Q4 25 | $7.0M | $284.4M | ||
| Q3 25 | $7.7M | $270.1M | ||
| Q2 25 | $7.2M | $252.6M | ||
| Q1 25 | $5.8M | $201.3M | ||
| Q4 24 | $5.2M | $185.5M | ||
| Q3 24 | $6.7M | $193.1M | ||
| Q2 24 | $6.2M | $177.5M | ||
| Q1 24 | $5.5M | $168.7M |
| Q4 25 | $23.8M | $2.7B | ||
| Q3 25 | $31.6M | $2.6B | ||
| Q2 25 | $23.0M | $2.6B | ||
| Q1 25 | $19.1M | $2.6B | ||
| Q4 24 | $20.0M | $2.5B | ||
| Q3 24 | $32.4M | $2.5B | ||
| Q2 24 | $20.2M | $2.5B | ||
| Q1 24 | $16.7M | $2.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.0M | $43.8M |
| Free Cash FlowOCF − Capex | $3.0M | $41.3M |
| FCF MarginFCF / Revenue | 5.3% | 125.1% |
| Capex IntensityCapex / Revenue | 0.0% | 7.6% |
| Cash ConversionOCF / Net Profit | — | 3.53× |
| TTM Free Cash FlowTrailing 4 quarters | $2.5M | $69.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0M | $43.8M | ||
| Q3 25 | $500.4K | $30.2M | ||
| Q2 25 | $-901.5K | $-5.0M | ||
| Q1 25 | $-23.9K | $4.8M | ||
| Q4 24 | $1.5M | $34.6M | ||
| Q3 24 | $-2.2M | $10.2M | ||
| Q2 24 | $456.2K | $9.3M | ||
| Q1 24 | $492.9K | $2.3M |
| Q4 25 | $3.0M | $41.3M | ||
| Q3 25 | $449.3K | $29.6M | ||
| Q2 25 | $-901.6K | $-5.7M | ||
| Q1 25 | $-24.6K | $4.3M | ||
| Q4 24 | $1.5M | $32.9M | ||
| Q3 24 | $-2.2M | $10.0M | ||
| Q2 24 | $439.4K | $9.2M | ||
| Q1 24 | $475.1K | $2.0M |
| Q4 25 | 5.3% | 125.1% | ||
| Q3 25 | 1.3% | 87.8% | ||
| Q2 25 | -3.3% | -17.5% | ||
| Q1 25 | -0.1% | 15.5% | ||
| Q4 24 | 2.8% | 120.0% | ||
| Q3 24 | -7.0% | 36.7% | ||
| Q2 24 | 1.6% | 32.8% | ||
| Q1 24 | 1.9% | 7.9% |
| Q4 25 | 0.0% | 7.6% | ||
| Q3 25 | 0.2% | 1.8% | ||
| Q2 25 | 0.0% | 2.3% | ||
| Q1 25 | 0.0% | 1.8% | ||
| Q4 24 | 0.0% | 6.3% | ||
| Q3 24 | 0.0% | 1.1% | ||
| Q2 24 | 0.1% | 0.4% | ||
| Q1 24 | 0.1% | 1.0% |
| Q4 25 | — | 3.53× | ||
| Q3 25 | 0.94× | 3.01× | ||
| Q2 25 | -0.77× | -0.47× | ||
| Q1 25 | -0.04× | 0.56× | ||
| Q4 24 | — | 4.83× | ||
| Q3 24 | -4.64× | 3.19× | ||
| Q2 24 | 0.70× | 1.13× | ||
| Q1 24 | 0.46× | 0.24× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
