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Side-by-side financial comparison of Hour Loop, Inc (HOUR) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
Hour Loop, Inc is the larger business by last-quarter revenue ($56.1M vs $35.3M, roughly 1.6× UNITY BANCORP INC). UNITY BANCORP INC runs the higher net margin — 43.9% vs -1.2%, a 45.0% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs 3.0%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $3.0M). Over the past eight quarters, Hour Loop, Inc's revenue compounded faster (50.7% CAGR vs 17.5%).
Hour Loop, Inc. is an e-commerce retail company that offers a diverse portfolio of products including home goods, apparel, toys, electronics accessories, and daily consumer essentials. It primarily operates through leading third-party online marketplaces, with its core customer base concentrated in North America, focusing on delivering affordable, high-value daily products to mass consumers.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
HOUR vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $56.1M | $35.3M |
| Net Profit | $-657.3K | $15.5M |
| Gross Margin | 49.6% | — |
| Operating Margin | -1.5% | 55.8% |
| Net Margin | -1.2% | 43.9% |
| Revenue YoY | 3.0% | 24.2% |
| Net Profit YoY | 57.0% | 34.5% |
| EPS (diluted) | $-0.02 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $56.1M | $35.3M | ||
| Q3 25 | $33.4M | $32.8M | ||
| Q2 25 | $27.1M | $34.4M | ||
| Q1 25 | $25.8M | $29.4M | ||
| Q4 24 | $54.4M | $28.4M | ||
| Q3 24 | $31.1M | $27.7M | ||
| Q2 24 | $28.1M | $25.5M | ||
| Q1 24 | $24.7M | $25.6M |
| Q4 25 | $-657.3K | $15.5M | ||
| Q3 25 | $530.6K | $14.4M | ||
| Q2 25 | $1.2M | $16.5M | ||
| Q1 25 | $654.5K | $11.6M | ||
| Q4 24 | $-1.5M | $11.5M | ||
| Q3 24 | $469.6K | $10.9M | ||
| Q2 24 | $649.1K | $9.5M | ||
| Q1 24 | $1.1M | $9.6M |
| Q4 25 | 49.6% | — | ||
| Q3 25 | 51.4% | — | ||
| Q2 25 | 57.2% | — | ||
| Q1 25 | 54.7% | — | ||
| Q4 24 | 45.7% | — | ||
| Q3 24 | 54.8% | — | ||
| Q2 24 | 55.7% | — | ||
| Q1 24 | 58.6% | — |
| Q4 25 | -1.5% | 55.8% | ||
| Q3 25 | 2.2% | 57.5% | ||
| Q2 25 | 6.0% | 62.6% | ||
| Q1 25 | 3.6% | 52.6% | ||
| Q4 24 | -4.5% | 51.0% | ||
| Q3 24 | 2.3% | 52.7% | ||
| Q2 24 | 3.3% | 49.3% | ||
| Q1 24 | 6.2% | 50.0% |
| Q4 25 | -1.2% | 43.9% | ||
| Q3 25 | 1.6% | 43.8% | ||
| Q2 25 | 4.3% | 48.0% | ||
| Q1 25 | 2.5% | 39.5% | ||
| Q4 24 | -2.8% | 40.5% | ||
| Q3 24 | 1.5% | 39.4% | ||
| Q2 24 | 2.3% | 37.1% | ||
| Q1 24 | 4.3% | 37.5% |
| Q4 25 | $-0.02 | $1.52 | ||
| Q3 25 | $0.01 | $1.41 | ||
| Q2 25 | $0.04 | $1.61 | ||
| Q1 25 | $0.02 | $1.13 | ||
| Q4 24 | $-0.04 | $1.13 | ||
| Q3 24 | $0.01 | $1.07 | ||
| Q2 24 | $0.02 | $0.92 | ||
| Q1 24 | $0.03 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $7.0M | $345.6M |
| Total Assets | $23.8M | $3.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $2.9M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $230.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $7.0M | $345.6M | ||
| Q3 25 | $7.7M | $334.0M | ||
| Q2 25 | $7.2M | $319.8M | ||
| Q1 25 | $5.8M | $306.1M | ||
| Q4 24 | $5.2M | $295.6M | ||
| Q3 24 | $6.7M | $284.3M | ||
| Q2 24 | $6.2M | $273.4M | ||
| Q1 24 | $5.5M | $266.8M |
| Q4 25 | $23.8M | $3.0B | ||
| Q3 25 | $31.6M | $2.9B | ||
| Q2 25 | $23.0M | $2.9B | ||
| Q1 25 | $19.1M | $2.8B | ||
| Q4 24 | $20.0M | $2.7B | ||
| Q3 24 | $32.4M | $2.6B | ||
| Q2 24 | $20.2M | $2.6B | ||
| Q1 24 | $16.7M | $2.6B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.0M | $44.9M |
| Free Cash FlowOCF − Capex | $3.0M | $44.3M |
| FCF MarginFCF / Revenue | 5.3% | 125.7% |
| Capex IntensityCapex / Revenue | 0.0% | 1.6% |
| Cash ConversionOCF / Net Profit | — | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | $2.5M | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0M | $44.9M | ||
| Q3 25 | $500.4K | $45.5M | ||
| Q2 25 | $-901.5K | $-25.3M | ||
| Q1 25 | $-23.9K | $17.9M | ||
| Q4 24 | $1.5M | $48.0M | ||
| Q3 24 | $-2.2M | $17.7M | ||
| Q2 24 | $456.2K | $-8.4M | ||
| Q1 24 | $492.9K | $15.8M |
| Q4 25 | $3.0M | $44.3M | ||
| Q3 25 | $449.3K | $45.3M | ||
| Q2 25 | $-901.6K | $-25.5M | ||
| Q1 25 | $-24.6K | $17.6M | ||
| Q4 24 | $1.5M | $47.3M | ||
| Q3 24 | $-2.2M | $17.5M | ||
| Q2 24 | $439.4K | $-8.6M | ||
| Q1 24 | $475.1K | $15.7M |
| Q4 25 | 5.3% | 125.7% | ||
| Q3 25 | 1.3% | 138.1% | ||
| Q2 25 | -3.3% | -74.2% | ||
| Q1 25 | -0.1% | 59.9% | ||
| Q4 24 | 2.8% | 166.5% | ||
| Q3 24 | -7.0% | 63.3% | ||
| Q2 24 | 1.6% | -33.7% | ||
| Q1 24 | 1.9% | 61.4% |
| Q4 25 | 0.0% | 1.6% | ||
| Q3 25 | 0.2% | 0.7% | ||
| Q2 25 | 0.0% | 0.5% | ||
| Q1 25 | 0.0% | 1.0% | ||
| Q4 24 | 0.0% | 2.4% | ||
| Q3 24 | 0.0% | 0.5% | ||
| Q2 24 | 0.1% | 0.5% | ||
| Q1 24 | 0.1% | 0.3% |
| Q4 25 | — | 2.90× | ||
| Q3 25 | 0.94× | 3.16× | ||
| Q2 25 | -0.77× | -1.54× | ||
| Q1 25 | -0.04× | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | -4.64× | 1.62× | ||
| Q2 24 | 0.70× | -0.89× | ||
| Q1 24 | 0.46× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
