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Side-by-side financial comparison of HARROW, INC. (HROW) and Jefferson Capital, Inc. (JCAP). Click either name above to swap in a different company.

Jefferson Capital, Inc. is the larger business by last-quarter revenue ($150.8M vs $89.1M, roughly 1.7× HARROW, INC.). Jefferson Capital, Inc. runs the higher net margin — 25.4% vs 7.4%, a 18.0% gap on every dollar of revenue. Jefferson Capital, Inc. produced more free cash flow last quarter ($63.0M vs $8.1M).

Harrow Health, Inc., formerly known as Imprimis Pharmaceuticals, is a publicly traded pharmaceutical company based in Nashville, Tennessee.

GE Capital was the financial services division of General Electric. Its various units were sold between 2013 and 2021, including the notable spin-off of the North American consumer finance division as Synchrony Financial. Ultimately, only one division of the company remained, GE Energy Financial Services, which was transferred to GE Vernova when General Electric was broken up.

HROW vs JCAP — Head-to-Head

Bigger by revenue
JCAP
JCAP
1.7× larger
JCAP
$150.8M
$89.1M
HROW
Higher net margin
JCAP
JCAP
18.0% more per $
JCAP
25.4%
7.4%
HROW
More free cash flow
JCAP
JCAP
$54.9M more FCF
JCAP
$63.0M
$8.1M
HROW

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
HROW
HROW
JCAP
JCAP
Revenue
$89.1M
$150.8M
Net Profit
$6.6M
$38.4M
Gross Margin
79.3%
Operating Margin
17.5%
46.4%
Net Margin
7.4%
25.4%
Revenue YoY
33.3%
Net Profit YoY
-2.2%
EPS (diluted)
$0.20
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HROW
HROW
JCAP
JCAP
Q4 25
$89.1M
Q3 25
$71.6M
$150.8M
Q2 25
$63.7M
$152.7M
Q1 25
$47.8M
Q4 24
$66.8M
Q3 24
$49.3M
Q2 24
$48.9M
Q1 24
$34.6M
Net Profit
HROW
HROW
JCAP
JCAP
Q4 25
$6.6M
Q3 25
$1.0M
$38.4M
Q2 25
$5.0M
$47.7M
Q1 25
$-17.8M
Q4 24
$6.8M
Q3 24
$-4.2M
Q2 24
$-6.5M
Q1 24
$-13.6M
Gross Margin
HROW
HROW
JCAP
JCAP
Q4 25
79.3%
Q3 25
75.3%
Q2 25
74.5%
Q1 25
67.5%
Q4 24
78.8%
Q3 24
75.6%
Q2 24
74.4%
Q1 24
69.5%
Operating Margin
HROW
HROW
JCAP
JCAP
Q4 25
17.5%
Q3 25
20.6%
46.4%
Q2 25
17.9%
56.7%
Q1 25
-23.5%
Q4 24
19.3%
Q3 24
2.7%
Q2 24
3.1%
Q1 24
-20.0%
Net Margin
HROW
HROW
JCAP
JCAP
Q4 25
7.4%
Q3 25
1.4%
25.4%
Q2 25
7.8%
31.2%
Q1 25
-37.2%
Q4 24
10.1%
Q3 24
-8.6%
Q2 24
-13.2%
Q1 24
-39.2%
EPS (diluted)
HROW
HROW
JCAP
JCAP
Q4 25
$0.20
Q3 25
$0.03
$0.59
Q2 25
$0.13
$16.76
Q1 25
$-0.50
Q4 24
$0.19
Q3 24
$-0.12
Q2 24
$-0.18
Q1 24
$-0.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HROW
HROW
JCAP
JCAP
Cash + ST InvestmentsLiquidity on hand
$72.9M
$42.3M
Total DebtLower is stronger
$250.0M
Stockholders' EquityBook value
$52.4M
$437.4M
Total Assets
$399.5M
$1.8B
Debt / EquityLower = less leverage
4.77×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HROW
HROW
JCAP
JCAP
Q4 25
$72.9M
Q3 25
$74.3M
$42.3M
Q2 25
$53.0M
$51.7M
Q1 25
$66.7M
Q4 24
$47.2M
Q3 24
$72.6M
Q2 24
$71.0M
Q1 24
$76.0M
Total Debt
HROW
HROW
JCAP
JCAP
Q4 25
$250.0M
Q3 25
$347.2M
Q2 25
$250.6M
Q1 25
$256.9M
Q4 24
$262.7M
Q3 24
$230.7M
Q2 24
$236.3M
Q1 24
$243.4M
Stockholders' Equity
HROW
HROW
JCAP
JCAP
Q4 25
$52.4M
Q3 25
$47.0M
$437.4M
Q2 25
$49.7M
$410.8M
Q1 25
$56.5M
Q4 24
$69.7M
Q3 24
$58.0M
Q2 24
$58.5M
Q1 24
$60.6M
Total Assets
HROW
HROW
JCAP
JCAP
Q4 25
$399.5M
Q3 25
$363.1M
$1.8B
Q2 25
$345.0M
$1.8B
Q1 25
$364.2M
Q4 24
$389.0M
Q3 24
$351.5M
Q2 24
$306.6M
Q1 24
$295.5M
Debt / Equity
HROW
HROW
JCAP
JCAP
Q4 25
4.77×
Q3 25
7.39×
Q2 25
5.05×
Q1 25
4.55×
Q4 24
3.77×
Q3 24
3.98×
Q2 24
4.04×
Q1 24
4.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HROW
HROW
JCAP
JCAP
Operating Cash FlowLast quarter
$8.4M
$63.1M
Free Cash FlowOCF − Capex
$8.1M
$63.0M
FCF MarginFCF / Revenue
9.1%
41.7%
Capex IntensityCapex / Revenue
0.4%
0.1%
Cash ConversionOCF / Net Profit
1.27×
1.64×
TTM Free Cash FlowTrailing 4 quarters
$43.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HROW
HROW
JCAP
JCAP
Q4 25
$8.4M
Q3 25
$16.6M
$63.1M
Q2 25
$-803.0K
$130.6M
Q1 25
$19.7M
Q4 24
$-17.8M
Q3 24
$3.0M
Q2 24
$-2.7M
Q1 24
$-4.6M
Free Cash Flow
HROW
HROW
JCAP
JCAP
Q4 25
$8.1M
Q3 25
$16.4M
$63.0M
Q2 25
$-969.0K
$130.0M
Q1 25
$19.5M
Q4 24
$-18.3M
Q3 24
$2.3M
Q2 24
$-3.1M
Q1 24
$-4.7M
FCF Margin
HROW
HROW
JCAP
JCAP
Q4 25
9.1%
Q3 25
22.9%
41.7%
Q2 25
-1.5%
85.1%
Q1 25
40.8%
Q4 24
-27.4%
Q3 24
4.8%
Q2 24
-6.3%
Q1 24
-13.6%
Capex Intensity
HROW
HROW
JCAP
JCAP
Q4 25
0.4%
Q3 25
0.3%
0.1%
Q2 25
0.3%
0.4%
Q1 25
0.4%
Q4 24
0.8%
Q3 24
1.2%
Q2 24
0.7%
Q1 24
0.3%
Cash Conversion
HROW
HROW
JCAP
JCAP
Q4 25
1.27×
Q3 25
16.26×
1.64×
Q2 25
-0.16×
2.74×
Q1 25
Q4 24
-2.62×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HROW
HROW

Segment breakdown not available.

JCAP
JCAP

United States Segment$108.1M72%
Other$35.8M24%
United Kingdom Segment$6.9M5%

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