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Side-by-side financial comparison of Heartflow, Inc. (HTFL) and LCNB CORP (LCNB). Click either name above to swap in a different company.

Heartflow, Inc. is the larger business by last-quarter revenue ($46.3M vs $23.9M, roughly 1.9× LCNB CORP). LCNB CORP runs the higher net margin — 23.7% vs -109.9%, a 133.6% gap on every dollar of revenue. LCNB CORP produced more free cash flow last quarter ($33.4M vs $-4.2M).

HeartFlow, Inc. develops non-invasive cardiovascular diagnostic solutions for global healthcare providers. Its core product uses CT scan data to build 3D coronary artery models, assess blood flow to detect blockages, and support clinicians in making personalized heart disease treatment decisions without invasive procedures.

LCNB Corp is a United States-based financial holding company that operates through its national bank subsidiary, providing a full suite of retail and commercial banking products and services including deposit accounts, various loan products, wealth management, and insurance solutions primarily to individual consumers, small and medium-sized enterprises and local community organizations across regional markets in Ohio.

HTFL vs LCNB — Head-to-Head

Bigger by revenue
HTFL
HTFL
1.9× larger
HTFL
$46.3M
$23.9M
LCNB
Higher net margin
LCNB
LCNB
133.6% more per $
LCNB
23.7%
-109.9%
HTFL
More free cash flow
LCNB
LCNB
$37.6M more FCF
LCNB
$33.4M
$-4.2M
HTFL

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
HTFL
HTFL
LCNB
LCNB
Revenue
$46.3M
$23.9M
Net Profit
$-50.9M
$5.7M
Gross Margin
76.5%
Operating Margin
-32.6%
29.2%
Net Margin
-109.9%
23.7%
Revenue YoY
5.1%
Net Profit YoY
-7.6%
EPS (diluted)
$-1.04
$0.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTFL
HTFL
LCNB
LCNB
Q4 25
$23.9M
Q3 25
$46.3M
$23.8M
Q2 25
$43.4M
$22.8M
Q1 25
$21.5M
Q4 24
$22.7M
Q3 24
$21.4M
Q2 24
$19.3M
Q1 24
$17.8M
Net Profit
HTFL
HTFL
LCNB
LCNB
Q4 25
$5.7M
Q3 25
$-50.9M
$6.9M
Q2 25
$-9.2M
$5.9M
Q1 25
$4.6M
Q4 24
$6.1M
Q3 24
$4.5M
Q2 24
$925.0K
Q1 24
$1.9M
Gross Margin
HTFL
HTFL
LCNB
LCNB
Q4 25
Q3 25
76.5%
Q2 25
75.5%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
HTFL
HTFL
LCNB
LCNB
Q4 25
29.2%
Q3 25
-32.6%
35.6%
Q2 25
-31.6%
31.6%
Q1 25
25.6%
Q4 24
32.9%
Q3 24
24.9%
Q2 24
4.9%
Q1 24
12.5%
Net Margin
HTFL
HTFL
LCNB
LCNB
Q4 25
23.7%
Q3 25
-109.9%
29.1%
Q2 25
-21.2%
26.0%
Q1 25
21.4%
Q4 24
27.0%
Q3 24
21.2%
Q2 24
4.8%
Q1 24
10.7%
EPS (diluted)
HTFL
HTFL
LCNB
LCNB
Q4 25
$0.40
Q3 25
$-1.04
$0.49
Q2 25
$-1.46
$0.41
Q1 25
$0.33
Q4 24
$0.44
Q3 24
$0.31
Q2 24
$0.07
Q1 24
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTFL
HTFL
LCNB
LCNB
Cash + ST InvestmentsLiquidity on hand
$291.2M
$21.6M
Total DebtLower is stronger
$104.4M
Stockholders' EquityBook value
$254.6M
$273.9M
Total Assets
$364.4M
$2.2B
Debt / EquityLower = less leverage
0.38×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTFL
HTFL
LCNB
LCNB
Q4 25
$21.6M
Q3 25
$291.2M
$35.9M
Q2 25
$80.2M
$49.8M
Q1 25
$37.7M
Q4 24
$35.7M
Q3 24
$39.4M
Q2 24
$34.9M
Q1 24
$33.0M
Total Debt
HTFL
HTFL
LCNB
LCNB
Q4 25
$104.4M
Q3 25
$104.7M
Q2 25
$105.0M
Q1 25
$104.6M
Q4 24
$155.2M
Q3 24
$155.7M
Q2 24
$162.2M
Q1 24
$162.6M
Stockholders' Equity
HTFL
HTFL
LCNB
LCNB
Q4 25
$273.9M
Q3 25
$254.6M
$269.9M
Q2 25
$-894.8M
$263.5M
Q1 25
$258.7M
Q4 24
$253.0M
Q3 24
$253.2M
Q2 24
$245.2M
Q1 24
$233.7M
Total Assets
HTFL
HTFL
LCNB
LCNB
Q4 25
$2.2B
Q3 25
$364.4M
$2.2B
Q2 25
$159.4M
$2.3B
Q1 25
$2.3B
Q4 24
$2.3B
Q3 24
$2.3B
Q2 24
$2.4B
Q1 24
$2.3B
Debt / Equity
HTFL
HTFL
LCNB
LCNB
Q4 25
0.38×
Q3 25
0.39×
Q2 25
0.40×
Q1 25
0.40×
Q4 24
0.61×
Q3 24
0.61×
Q2 24
0.66×
Q1 24
0.70×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTFL
HTFL
LCNB
LCNB
Operating Cash FlowLast quarter
$-3.0M
$34.4M
Free Cash FlowOCF − Capex
$-4.2M
$33.4M
FCF MarginFCF / Revenue
-9.1%
140.2%
Capex IntensityCapex / Revenue
2.7%
4.0%
Cash ConversionOCF / Net Profit
6.08×
TTM Free Cash FlowTrailing 4 quarters
$54.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTFL
HTFL
LCNB
LCNB
Q4 25
$34.4M
Q3 25
$-3.0M
$14.0M
Q2 25
$-40.5M
$5.5M
Q1 25
$2.2M
Q4 24
$93.2M
Q3 24
$11.9M
Q2 24
$54.9M
Q1 24
$-11.9M
Free Cash Flow
HTFL
HTFL
LCNB
LCNB
Q4 25
$33.4M
Q3 25
$-4.2M
$13.7M
Q2 25
$-42.4M
$5.2M
Q1 25
$2.1M
Q4 24
$89.4M
Q3 24
$10.5M
Q2 24
$53.8M
Q1 24
$-12.8M
FCF Margin
HTFL
HTFL
LCNB
LCNB
Q4 25
140.2%
Q3 25
-9.1%
57.4%
Q2 25
-97.6%
23.0%
Q1 25
10.0%
Q4 24
394.0%
Q3 24
49.0%
Q2 24
278.6%
Q1 24
-71.8%
Capex Intensity
HTFL
HTFL
LCNB
LCNB
Q4 25
4.0%
Q3 25
2.7%
1.3%
Q2 25
4.4%
1.0%
Q1 25
0.3%
Q4 24
16.7%
Q3 24
6.7%
Q2 24
5.9%
Q1 24
4.8%
Cash Conversion
HTFL
HTFL
LCNB
LCNB
Q4 25
6.08×
Q3 25
2.02×
Q2 25
0.92×
Q1 25
0.48×
Q4 24
15.23×
Q3 24
2.63×
Q2 24
59.35×
Q1 24
-6.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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