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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and MILLER INDUSTRIES INC (MLR). Click either name above to swap in a different company.

Hilltop Holdings Inc. is the larger business by last-quarter revenue ($300.5M vs $171.9M, roughly 1.7× MILLER INDUSTRIES INC). Over the past eight quarters, Hilltop Holdings Inc.'s revenue compounded faster (0.6% CAGR vs -29.9%).

Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.

Miller Industries is an American tow truck and towing equipment manufacturing company based in the Chattanooga suburb of Ooltewah, Tennessee. Its primary subsidiary, Miller Industries Towing Equipment Inc., manufactures a variety of light- to heavy-duty wreckers, car carriers, and rotators under several brand names, including Century, Vulcan, Chevron, and Holmes. Miller Industries also operates international brands with Boniface (U.K.) and Jige (France). It is listed on the New York Stock Exc...

HTH vs MLR — Head-to-Head

Bigger by revenue
HTH
HTH
1.7× larger
HTH
$300.5M
$171.9M
MLR
Faster 2-yr revenue CAGR
HTH
HTH
Annualised
HTH
0.6%
-29.9%
MLR

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
HTH
HTH
MLR
MLR
Revenue
$300.5M
$171.9M
Net Profit
$39.0M
Gross Margin
15.4%
Operating Margin
2.9%
Net Margin
13.0%
Revenue YoY
-22.5%
Net Profit YoY
-12.4%
EPS (diluted)
$0.64
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTH
HTH
MLR
MLR
Q1 26
$300.5M
Q4 25
$329.9M
$171.9M
Q3 25
$330.2M
$178.7M
Q2 25
$303.3M
$214.0M
Q1 25
$318.5M
$225.7M
Q4 24
$301.1M
$221.9M
Q3 24
$305.5M
$314.3M
Q2 24
$297.0M
$371.5M
Net Profit
HTH
HTH
MLR
MLR
Q1 26
$39.0M
Q4 25
$41.6M
Q3 25
$45.8M
$3.1M
Q2 25
$36.1M
$8.5M
Q1 25
$42.1M
$8.1M
Q4 24
$35.5M
Q3 24
$29.7M
$15.4M
Q2 24
$20.3M
$20.5M
Gross Margin
HTH
HTH
MLR
MLR
Q1 26
Q4 25
15.4%
Q3 25
14.2%
Q2 25
16.2%
Q1 25
15.0%
Q4 24
15.1%
Q3 24
13.4%
Q2 24
13.8%
Operating Margin
HTH
HTH
MLR
MLR
Q1 26
Q4 25
16.1%
2.9%
Q3 25
18.4%
2.4%
Q2 25
16.3%
5.3%
Q1 25
18.1%
4.8%
Q4 24
14.7%
5.7%
Q3 24
13.9%
6.3%
Q2 24
10.0%
7.1%
Net Margin
HTH
HTH
MLR
MLR
Q1 26
13.0%
Q4 25
12.6%
Q3 25
13.9%
1.7%
Q2 25
11.9%
4.0%
Q1 25
13.2%
3.6%
Q4 24
11.8%
Q3 24
9.7%
4.9%
Q2 24
6.8%
5.5%
EPS (diluted)
HTH
HTH
MLR
MLR
Q1 26
$0.64
Q4 25
$0.68
$0.29
Q3 25
$0.74
$0.27
Q2 25
$0.57
$0.73
Q1 25
$0.65
$0.69
Q4 24
$0.55
$0.89
Q3 24
$0.46
$1.33
Q2 24
$0.31
$1.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTH
HTH
MLR
MLR
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$990.8M
Stockholders' EquityBook value
$2.2B
$420.6M
Total Assets
$15.7B
$589.7M
Debt / EquityLower = less leverage
0.46×

8-quarter trend — quarters aligned by calendar period.

Total Debt
HTH
HTH
MLR
MLR
Q1 26
$990.8M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
HTH
HTH
MLR
MLR
Q1 26
$2.2B
Q4 25
$2.2B
$420.6M
Q3 25
$2.2B
$420.7M
Q2 25
$2.2B
$418.6M
Q1 25
$2.2B
$406.5M
Q4 24
$2.2B
$401.0M
Q3 24
$2.2B
$395.2M
Q2 24
$2.1B
$379.9M
Total Assets
HTH
HTH
MLR
MLR
Q1 26
$15.7B
Q4 25
$15.8B
$589.7M
Q3 25
$15.6B
$604.3M
Q2 25
$15.4B
$622.9M
Q1 25
$15.8B
$639.7M
Q4 24
$16.3B
$667.0M
Q3 24
$15.9B
$755.3M
Q2 24
$15.6B
$748.2M
Debt / Equity
HTH
HTH
MLR
MLR
Q1 26
0.46×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTH
HTH
MLR
MLR
Operating Cash FlowLast quarter
$48.9M
Free Cash FlowOCF − Capex
$43.8M
FCF MarginFCF / Revenue
25.5%
Capex IntensityCapex / Revenue
3.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$85.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTH
HTH
MLR
MLR
Q1 26
Q4 25
$-38.7M
$48.9M
Q3 25
$273.0M
$19.9M
Q2 25
$-234.6M
$27.2M
Q1 25
$5.8M
$2.7M
Q4 24
$273.9M
$-11.7M
Q3 24
$515.6M
$30.3M
Q2 24
$-435.3M
$-10.7M
Free Cash Flow
HTH
HTH
MLR
MLR
Q1 26
Q4 25
$-55.5M
$43.8M
Q3 25
$271.0M
$18.1M
Q2 25
$-234.6M
$25.6M
Q1 25
$5.0M
$-2.4M
Q4 24
$266.8M
$-13.0M
Q3 24
$513.8M
$24.0M
Q2 24
$-437.3M
$-13.8M
FCF Margin
HTH
HTH
MLR
MLR
Q1 26
Q4 25
-16.8%
25.5%
Q3 25
82.1%
10.1%
Q2 25
-77.4%
11.9%
Q1 25
1.6%
-1.1%
Q4 24
88.6%
-5.9%
Q3 24
168.2%
7.6%
Q2 24
-147.2%
-3.7%
Capex Intensity
HTH
HTH
MLR
MLR
Q1 26
Q4 25
5.1%
3.0%
Q3 25
0.6%
1.0%
Q2 25
0.0%
0.8%
Q1 25
0.3%
2.3%
Q4 24
2.4%
0.6%
Q3 24
0.6%
2.0%
Q2 24
0.7%
0.8%
Cash Conversion
HTH
HTH
MLR
MLR
Q1 26
Q4 25
-0.93×
Q3 25
5.96×
6.46×
Q2 25
-6.50×
3.22×
Q1 25
0.14×
0.34×
Q4 24
7.71×
Q3 24
17.36×
1.96×
Q2 24
-21.41×
-0.52×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTH
HTH

Noninterest Income$188.4M63%
Net Interest Income$112.1M37%

MLR
MLR

Segment breakdown not available.

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