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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and NEW JERSEY RESOURCES CORP (NJR). Click either name above to swap in a different company.
NEW JERSEY RESOURCES CORP is the larger business by last-quarter revenue ($440.9M vs $300.5M, roughly 1.5× Hilltop Holdings Inc.). NEW JERSEY RESOURCES CORP runs the higher net margin — 27.8% vs 13.0%, a 14.8% gap on every dollar of revenue. Over the past eight quarters, NEW JERSEY RESOURCES CORP's revenue compounded faster (0.9% CAGR vs 0.6%).
Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.
New Jersey Resources is an energy services holding company based in Wall Township, New Jersey. It is a Fortune 1000 company, and a member of the Forbes Platinum 400. New Jersey Natural Gas is its principal subsidiary.
HTH vs NJR — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $300.5M | $440.9M |
| Net Profit | $39.0M | $122.5M |
| Gross Margin | — | — |
| Operating Margin | — | 40.6% |
| Net Margin | 13.0% | 27.8% |
| Revenue YoY | — | 22.8% |
| Net Profit YoY | -12.4% | -6.7% |
| EPS (diluted) | $0.64 | $1.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $300.5M | — | ||
| Q4 25 | $329.9M | $440.9M | ||
| Q3 25 | $330.2M | $188.3M | ||
| Q2 25 | $303.3M | $234.8M | ||
| Q1 25 | $318.5M | $569.2M | ||
| Q4 24 | $301.1M | $359.0M | ||
| Q3 24 | $305.5M | $265.7M | ||
| Q2 24 | $297.0M | $209.9M |
| Q1 26 | $39.0M | — | ||
| Q4 25 | $41.6M | $122.5M | ||
| Q3 25 | $45.8M | $15.1M | ||
| Q2 25 | $36.1M | $-15.1M | ||
| Q1 25 | $42.1M | $204.3M | ||
| Q4 24 | $35.5M | $131.3M | ||
| Q3 24 | $29.7M | $91.1M | ||
| Q2 24 | $20.3M | $-11.6M |
| Q1 26 | — | — | ||
| Q4 25 | 16.1% | 40.6% | ||
| Q3 25 | 18.4% | 21.5% | ||
| Q2 25 | 16.3% | -0.5% | ||
| Q1 25 | 18.1% | 49.2% | ||
| Q4 24 | 14.7% | 52.8% | ||
| Q3 24 | 13.9% | 55.0% | ||
| Q2 24 | 10.0% | 2.8% |
| Q1 26 | 13.0% | — | ||
| Q4 25 | 12.6% | 27.8% | ||
| Q3 25 | 13.9% | 8.0% | ||
| Q2 25 | 11.9% | -6.4% | ||
| Q1 25 | 13.2% | 35.9% | ||
| Q4 24 | 11.8% | 36.6% | ||
| Q3 24 | 9.7% | 34.3% | ||
| Q2 24 | 6.8% | -5.5% |
| Q1 26 | $0.64 | — | ||
| Q4 25 | $0.68 | $1.21 | ||
| Q3 25 | $0.74 | $0.15 | ||
| Q2 25 | $0.57 | $-0.15 | ||
| Q1 25 | $0.65 | $2.02 | ||
| Q4 24 | $0.55 | $1.31 | ||
| Q3 24 | $0.46 | $0.91 | ||
| Q2 24 | $0.31 | $-0.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.4M |
| Total DebtLower is stronger | $990.8M | $3.3B |
| Stockholders' EquityBook value | $2.2B | $2.5B |
| Total Assets | $15.7B | $7.9B |
| Debt / EquityLower = less leverage | 0.46× | 1.32× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $2.4M | ||
| Q3 25 | — | $591.0K | ||
| Q2 25 | — | $931.0K | ||
| Q1 25 | — | $83.7M | ||
| Q4 24 | — | $1.9M | ||
| Q3 24 | — | $1.0M | ||
| Q2 24 | — | $22.4M |
| Q1 26 | $990.8M | — | ||
| Q4 25 | — | $3.3B | ||
| Q3 25 | — | $3.3B | ||
| Q2 25 | — | $3.0B | ||
| Q1 25 | — | $3.0B | ||
| Q4 24 | — | $3.0B | ||
| Q3 24 | — | $2.9B | ||
| Q2 24 | — | $2.8B |
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | $2.5B | ||
| Q3 25 | $2.2B | $2.4B | ||
| Q2 25 | $2.2B | $2.4B | ||
| Q1 25 | $2.2B | $2.5B | ||
| Q4 24 | $2.2B | $2.3B | ||
| Q3 24 | $2.2B | $2.2B | ||
| Q2 24 | $2.1B | $2.1B |
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.8B | $7.9B | ||
| Q3 25 | $15.6B | $7.6B | ||
| Q2 25 | $15.4B | $7.3B | ||
| Q1 25 | $15.8B | $7.3B | ||
| Q4 24 | $16.3B | $7.2B | ||
| Q3 24 | $15.9B | $7.0B | ||
| Q2 24 | $15.6B | $6.8B |
| Q1 26 | 0.46× | — | ||
| Q4 25 | — | 1.32× | ||
| Q3 25 | — | 1.36× | ||
| Q2 25 | — | 1.25× | ||
| Q1 25 | — | 1.20× | ||
| Q4 24 | — | 1.29× | ||
| Q3 24 | — | 1.31× | ||
| Q2 24 | — | 1.30× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $26.7M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 0.22× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-38.7M | $26.7M | ||
| Q3 25 | $273.0M | $81.2M | ||
| Q2 25 | $-234.6M | $-28.9M | ||
| Q1 25 | $5.8M | $423.0M | ||
| Q4 24 | $273.9M | $-9.0M | ||
| Q3 24 | $515.6M | $64.5M | ||
| Q2 24 | $-435.3M | $24.3M |
| Q1 26 | — | — | ||
| Q4 25 | $-55.5M | — | ||
| Q3 25 | $271.0M | — | ||
| Q2 25 | $-234.6M | — | ||
| Q1 25 | $5.0M | — | ||
| Q4 24 | $266.8M | — | ||
| Q3 24 | $513.8M | — | ||
| Q2 24 | $-437.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | -16.8% | — | ||
| Q3 25 | 82.1% | — | ||
| Q2 25 | -77.4% | — | ||
| Q1 25 | 1.6% | — | ||
| Q4 24 | 88.6% | — | ||
| Q3 24 | 168.2% | — | ||
| Q2 24 | -147.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | — | ||
| Q3 25 | 0.6% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 2.4% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 0.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | -0.93× | 0.22× | ||
| Q3 25 | 5.96× | 5.39× | ||
| Q2 25 | -6.50× | — | ||
| Q1 25 | 0.14× | 2.07× | ||
| Q4 24 | 7.71× | -0.07× | ||
| Q3 24 | 17.36× | 0.71× | ||
| Q2 24 | -21.41× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTH
| Noninterest Income | $188.4M | 63% |
| Net Interest Income | $112.1M | 37% |
NJR
| Residential | $284.1M | 64% |
| Commercialand Industrial | $53.4M | 12% |
| Firm Transportation | $34.7M | 8% |
| Storage And Transportation ST Segment | $28.1M | 6% |
| Home Services And Other HSO | $16.0M | 4% |
| Energy Services ES Segment | $12.8M | 3% |
| Installationand Maintenance | $6.6M | 1% |
| Electricity | $5.6M | 1% |
| Renewable Energy Certificates | $3.7M | 1% |
| Interruptibleand Offtariff | $2.4M | 1% |
