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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and Phoenix Education Partners, Inc. (PXED). Click either name above to swap in a different company.

Hilltop Holdings Inc. is the larger business by last-quarter revenue ($300.5M vs $222.5M, roughly 1.4× Phoenix Education Partners, Inc.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs 4.8%, a 8.1% gap on every dollar of revenue.

Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.

The University of Phoenix (UoPX) is a private for-profit university headquartered in Phoenix, Arizona. Founded in 1976, the university confers certificates and degrees at the certificate, associate, bachelor's, master's, and doctoral degree levels. It is institutionally accredited by the Higher Learning Commission and has an open enrollment admissions policy for many undergraduate programs. The school is owned by Phoenix Education Partners.

HTH vs PXED — Head-to-Head

Bigger by revenue
HTH
HTH
1.4× larger
HTH
$300.5M
$222.5M
PXED
Higher net margin
HTH
HTH
8.1% more per $
HTH
13.0%
4.8%
PXED

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
HTH
HTH
PXED
PXED
Revenue
$300.5M
$222.5M
Net Profit
$39.0M
$10.8M
Gross Margin
Operating Margin
6.3%
Net Margin
13.0%
4.8%
Revenue YoY
Net Profit YoY
-12.4%
EPS (diluted)
$0.64
$0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTH
HTH
PXED
PXED
Q1 26
$300.5M
$222.5M
Q4 25
$329.9M
$262.0M
Q3 25
$330.2M
Q2 25
$303.3M
Q1 25
$318.5M
Q4 24
$301.1M
Q3 24
$305.5M
Q2 24
$297.0M
Net Profit
HTH
HTH
PXED
PXED
Q1 26
$39.0M
$10.8M
Q4 25
$41.6M
$15.5M
Q3 25
$45.8M
Q2 25
$36.1M
Q1 25
$42.1M
Q4 24
$35.5M
Q3 24
$29.7M
Q2 24
$20.3M
Operating Margin
HTH
HTH
PXED
PXED
Q1 26
6.3%
Q4 25
16.1%
9.8%
Q3 25
18.4%
Q2 25
16.3%
Q1 25
18.1%
Q4 24
14.7%
Q3 24
13.9%
Q2 24
10.0%
Net Margin
HTH
HTH
PXED
PXED
Q1 26
13.0%
4.8%
Q4 25
12.6%
5.9%
Q3 25
13.9%
Q2 25
11.9%
Q1 25
13.2%
Q4 24
11.8%
Q3 24
9.7%
Q2 24
6.8%
EPS (diluted)
HTH
HTH
PXED
PXED
Q1 26
$0.64
$0.28
Q4 25
$0.68
$0.40
Q3 25
$0.74
Q2 25
$0.57
Q1 25
$0.65
Q4 24
$0.55
Q3 24
$0.46
Q2 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTH
HTH
PXED
PXED
Cash + ST InvestmentsLiquidity on hand
$201.4M
Total DebtLower is stronger
$990.8M
$58.8M
Stockholders' EquityBook value
$2.2B
$291.1M
Total Assets
$15.7B
$546.4M
Debt / EquityLower = less leverage
0.46×
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTH
HTH
PXED
PXED
Q1 26
$201.4M
Q4 25
$163.5M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
HTH
HTH
PXED
PXED
Q1 26
$990.8M
$58.8M
Q4 25
$61.6M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
HTH
HTH
PXED
PXED
Q1 26
$2.2B
$291.1M
Q4 25
$2.2B
$280.4M
Q3 25
$2.2B
Q2 25
$2.2B
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
$2.2B
Q2 24
$2.1B
Total Assets
HTH
HTH
PXED
PXED
Q1 26
$15.7B
$546.4M
Q4 25
$15.8B
$549.6M
Q3 25
$15.6B
Q2 25
$15.4B
Q1 25
$15.8B
Q4 24
$16.3B
Q3 24
$15.9B
Q2 24
$15.6B
Debt / Equity
HTH
HTH
PXED
PXED
Q1 26
0.46×
0.20×
Q4 25
0.22×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTH
HTH
PXED
PXED
Operating Cash FlowLast quarter
$48.9M
Free Cash FlowOCF − Capex
$43.5M
FCF MarginFCF / Revenue
19.6%
Capex IntensityCapex / Revenue
2.4%
Cash ConversionOCF / Net Profit
4.53×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTH
HTH
PXED
PXED
Q1 26
$48.9M
Q4 25
$-38.7M
$31.1M
Q3 25
$273.0M
Q2 25
$-234.6M
Q1 25
$5.8M
Q4 24
$273.9M
Q3 24
$515.6M
Q2 24
$-435.3M
Free Cash Flow
HTH
HTH
PXED
PXED
Q1 26
$43.5M
Q4 25
$-55.5M
$26.4M
Q3 25
$271.0M
Q2 25
$-234.6M
Q1 25
$5.0M
Q4 24
$266.8M
Q3 24
$513.8M
Q2 24
$-437.3M
FCF Margin
HTH
HTH
PXED
PXED
Q1 26
19.6%
Q4 25
-16.8%
10.1%
Q3 25
82.1%
Q2 25
-77.4%
Q1 25
1.6%
Q4 24
88.6%
Q3 24
168.2%
Q2 24
-147.2%
Capex Intensity
HTH
HTH
PXED
PXED
Q1 26
2.4%
Q4 25
5.1%
1.8%
Q3 25
0.6%
Q2 25
0.0%
Q1 25
0.3%
Q4 24
2.4%
Q3 24
0.6%
Q2 24
0.7%
Cash Conversion
HTH
HTH
PXED
PXED
Q1 26
4.53×
Q4 25
-0.93×
2.01×
Q3 25
5.96×
Q2 25
-6.50×
Q1 25
0.14×
Q4 24
7.71×
Q3 24
17.36×
Q2 24
-21.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTH
HTH

Noninterest Income$188.4M63%
Net Interest Income$112.1M37%

PXED
PXED

Segment breakdown not available.

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