vs
Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and Strategic Education, Inc. (STRA). Click either name above to swap in a different company.
Strategic Education, Inc. is the larger business by last-quarter revenue ($305.9M vs $300.5M, roughly 1.0× Hilltop Holdings Inc.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs 10.7%, a 2.3% gap on every dollar of revenue. Over the past eight quarters, Hilltop Holdings Inc.'s revenue compounded faster (0.6% CAGR vs -1.0%).
Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.
Strategic Education, Inc. (SEI) is an education services holding company and is formerly known as Strayer Education, Inc. The company owns for-profit, online Capella University and Strayer University, as well as non-degree programs schools such as DevMountain, Hackbright Academy, and Sophia Learning.
HTH vs STRA — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $300.5M | $305.9M |
| Net Profit | $39.0M | $32.8M |
| Gross Margin | — | — |
| Operating Margin | — | 13.4% |
| Net Margin | 13.0% | 10.7% |
| Revenue YoY | — | 0.8% |
| Net Profit YoY | -12.4% | 10.3% |
| EPS (diluted) | $0.64 | $1.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $300.5M | $305.9M | ||
| Q4 25 | $329.9M | $323.2M | ||
| Q3 25 | $330.2M | $319.9M | ||
| Q2 25 | $303.3M | $321.5M | ||
| Q1 25 | $318.5M | $303.6M | ||
| Q4 24 | $301.1M | $311.5M | ||
| Q3 24 | $305.5M | $306.0M | ||
| Q2 24 | $297.0M | $312.3M |
| Q1 26 | $39.0M | $32.8M | ||
| Q4 25 | $41.6M | $37.9M | ||
| Q3 25 | $45.8M | $26.6M | ||
| Q2 25 | $36.1M | $32.3M | ||
| Q1 25 | $42.1M | $29.7M | ||
| Q4 24 | $35.5M | $25.3M | ||
| Q3 24 | $29.7M | $27.7M | ||
| Q2 24 | $20.3M | $29.9M |
| Q1 26 | — | 13.4% | ||
| Q4 25 | 16.1% | 16.0% | ||
| Q3 25 | 18.4% | 11.6% | ||
| Q2 25 | 16.3% | 14.2% | ||
| Q1 25 | 18.1% | 13.1% | ||
| Q4 24 | 14.7% | 11.6% | ||
| Q3 24 | 13.9% | 11.9% | ||
| Q2 24 | 10.0% | 13.4% |
| Q1 26 | 13.0% | 10.7% | ||
| Q4 25 | 12.6% | 11.7% | ||
| Q3 25 | 13.9% | 8.3% | ||
| Q2 25 | 11.9% | 10.1% | ||
| Q1 25 | 13.2% | 9.8% | ||
| Q4 24 | 11.8% | 8.1% | ||
| Q3 24 | 9.7% | 9.1% | ||
| Q2 24 | 6.8% | 9.6% |
| Q1 26 | $0.64 | $1.48 | ||
| Q4 25 | $0.68 | $1.65 | ||
| Q3 25 | $0.74 | $1.15 | ||
| Q2 25 | $0.57 | $1.37 | ||
| Q1 25 | $0.65 | $1.24 | ||
| Q4 24 | $0.55 | $1.05 | ||
| Q3 24 | $0.46 | $1.15 | ||
| Q2 24 | $0.31 | $1.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $150.3M |
| Total DebtLower is stronger | $990.8M | — |
| Stockholders' EquityBook value | $2.2B | $1.6B |
| Total Assets | $15.7B | $2.1B |
| Debt / EquityLower = less leverage | 0.46× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $150.3M | ||
| Q4 25 | — | $148.1M | ||
| Q3 25 | — | $172.6M | ||
| Q2 25 | — | $164.9M | ||
| Q1 25 | — | $182.6M | ||
| Q4 24 | — | $184.0M | ||
| Q3 24 | — | $222.1M | ||
| Q2 24 | — | $256.2M |
| Q1 26 | $990.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $2.2B | $1.6B | ||
| Q4 25 | $2.2B | $1.6B | ||
| Q3 25 | $2.2B | $1.7B | ||
| Q2 25 | $2.2B | $1.7B | ||
| Q1 25 | $2.2B | $1.6B | ||
| Q4 24 | $2.2B | $1.7B | ||
| Q3 24 | $2.2B | $1.7B | ||
| Q2 24 | $2.1B | $1.7B |
| Q1 26 | $15.7B | $2.1B | ||
| Q4 25 | $15.8B | $2.0B | ||
| Q3 25 | $15.6B | $2.1B | ||
| Q2 25 | $15.4B | $2.1B | ||
| Q1 25 | $15.8B | $2.1B | ||
| Q4 24 | $16.3B | $2.0B | ||
| Q3 24 | $15.9B | $2.2B | ||
| Q2 24 | $15.6B | $2.2B |
| Q1 26 | 0.46× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $87.4M |
| Free Cash FlowOCF − Capex | — | $77.3M |
| FCF MarginFCF / Revenue | — | 25.3% |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 2.66× |
| TTM Free Cash FlowTrailing 4 quarters | — | $173.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $87.4M | ||
| Q4 25 | $-38.7M | $39.2M | ||
| Q3 25 | $273.0M | $60.1M | ||
| Q2 25 | $-234.6M | $31.2M | ||
| Q1 25 | $5.8M | $67.7M | ||
| Q4 24 | $273.9M | $15.9M | ||
| Q3 24 | $515.6M | $51.5M | ||
| Q2 24 | $-435.3M | $24.3M |
| Q1 26 | — | $77.3M | ||
| Q4 25 | $-55.5M | $27.0M | ||
| Q3 25 | $271.0M | $49.3M | ||
| Q2 25 | $-234.6M | $20.4M | ||
| Q1 25 | $5.0M | $57.3M | ||
| Q4 24 | $266.8M | $4.7M | ||
| Q3 24 | $513.8M | $42.1M | ||
| Q2 24 | $-437.3M | $13.6M |
| Q1 26 | — | 25.3% | ||
| Q4 25 | -16.8% | 8.3% | ||
| Q3 25 | 82.1% | 15.4% | ||
| Q2 25 | -77.4% | 6.3% | ||
| Q1 25 | 1.6% | 18.9% | ||
| Q4 24 | 88.6% | 1.5% | ||
| Q3 24 | 168.2% | 13.8% | ||
| Q2 24 | -147.2% | 4.3% |
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | 3.8% | ||
| Q3 25 | 0.6% | 3.4% | ||
| Q2 25 | 0.0% | 3.4% | ||
| Q1 25 | 0.3% | 3.4% | ||
| Q4 24 | 2.4% | 3.6% | ||
| Q3 24 | 0.6% | 3.1% | ||
| Q2 24 | 0.7% | 3.4% |
| Q1 26 | — | 2.66× | ||
| Q4 25 | -0.93× | 1.03× | ||
| Q3 25 | 5.96× | 2.26× | ||
| Q2 25 | -6.50× | 0.97× | ||
| Q1 25 | 0.14× | 2.27× | ||
| Q4 24 | 7.71× | 0.63× | ||
| Q3 24 | 17.36× | 1.86× | ||
| Q2 24 | -21.41× | 0.81× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTH
| Noninterest Income | $188.4M | 63% |
| Net Interest Income | $112.1M | 37% |
STRA
| U.S. Higher Education | $212.6M | 69% |
| Australia/New Zealand | $51.8M | 17% |
| Education Technology Services | $41.5M | 14% |
