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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and Zeta Global Holdings Corp. (ZETA). Click either name above to swap in a different company.
Zeta Global Holdings Corp. is the larger business by last-quarter revenue ($394.6M vs $300.5M, roughly 1.3× Hilltop Holdings Inc.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs 1.7%, a 11.3% gap on every dollar of revenue. Over the past eight quarters, Zeta Global Holdings Corp.'s revenue compounded faster (42.3% CAGR vs 0.6%).
Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.
Zeta Global Holdings Corp. is an American marketing technology company which was founded in 2007. Zeta offers companies a suite of multichannel marketing tools focused on creating, maintaining, and monetizing customer relationships. The company went public on the New York Stock Exchange on June 10, 2021, at a US$1.7 billion valuation.
HTH vs ZETA — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $300.5M | $394.6M |
| Net Profit | $39.0M | $6.5M |
| Gross Margin | — | 59.5% |
| Operating Margin | — | 4.5% |
| Net Margin | 13.0% | 1.7% |
| Revenue YoY | — | 25.4% |
| Net Profit YoY | -12.4% | -57.1% |
| EPS (diluted) | $0.64 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $300.5M | — | ||
| Q4 25 | $329.9M | $394.6M | ||
| Q3 25 | $330.2M | $337.2M | ||
| Q2 25 | $303.3M | $308.4M | ||
| Q1 25 | $318.5M | $264.4M | ||
| Q4 24 | $301.1M | $314.7M | ||
| Q3 24 | $305.5M | $268.3M | ||
| Q2 24 | $297.0M | $227.8M |
| Q1 26 | $39.0M | — | ||
| Q4 25 | $41.6M | $6.5M | ||
| Q3 25 | $45.8M | $-3.6M | ||
| Q2 25 | $36.1M | $-12.8M | ||
| Q1 25 | $42.1M | $-21.6M | ||
| Q4 24 | $35.5M | $15.2M | ||
| Q3 24 | $29.7M | $-17.4M | ||
| Q2 24 | $20.3M | $-28.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 59.5% | ||
| Q3 25 | — | 60.5% | ||
| Q2 25 | — | 62.1% | ||
| Q1 25 | — | 60.9% | ||
| Q4 24 | — | 60.0% | ||
| Q3 24 | — | 60.6% | ||
| Q2 24 | — | 60.0% |
| Q1 26 | — | — | ||
| Q4 25 | 16.1% | 4.5% | ||
| Q3 25 | 18.4% | 2.6% | ||
| Q2 25 | 16.3% | -1.7% | ||
| Q1 25 | 18.1% | -6.1% | ||
| Q4 24 | 14.7% | 2.2% | ||
| Q3 24 | 13.9% | -4.6% | ||
| Q2 24 | 10.0% | -11.7% |
| Q1 26 | 13.0% | — | ||
| Q4 25 | 12.6% | 1.7% | ||
| Q3 25 | 13.9% | -1.1% | ||
| Q2 25 | 11.9% | -4.2% | ||
| Q1 25 | 13.2% | -8.2% | ||
| Q4 24 | 11.8% | 4.8% | ||
| Q3 24 | 9.7% | -6.5% | ||
| Q2 24 | 6.8% | -12.3% |
| Q1 26 | $0.64 | — | ||
| Q4 25 | $0.68 | $0.04 | ||
| Q3 25 | $0.74 | $-0.02 | ||
| Q2 25 | $0.57 | $-0.06 | ||
| Q1 25 | $0.65 | $-0.10 | ||
| Q4 24 | $0.55 | $0.10 | ||
| Q3 24 | $0.46 | $-0.09 | ||
| Q2 24 | $0.31 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $319.8M |
| Total DebtLower is stronger | $990.8M | $197.1M |
| Stockholders' EquityBook value | $2.2B | $804.6M |
| Total Assets | $15.7B | $1.5B |
| Debt / EquityLower = less leverage | 0.46× | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $319.8M | ||
| Q3 25 | — | $385.2M | ||
| Q2 25 | — | $365.3M | ||
| Q1 25 | — | $364.4M | ||
| Q4 24 | — | $366.2M | ||
| Q3 24 | — | $418.5M | ||
| Q2 24 | — | $154.7M |
| Q1 26 | $990.8M | — | ||
| Q4 25 | — | $197.1M | ||
| Q3 25 | — | $196.9M | ||
| Q2 25 | — | $196.7M | ||
| Q1 25 | — | $196.5M | ||
| Q4 24 | — | $196.3M | ||
| Q3 24 | — | $196.1M | ||
| Q2 24 | — | $184.4M |
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | $804.6M | ||
| Q3 25 | $2.2B | $689.2M | ||
| Q2 25 | $2.2B | $673.3M | ||
| Q1 25 | $2.2B | $676.6M | ||
| Q4 24 | $2.2B | $676.8M | ||
| Q3 24 | $2.2B | $474.9M | ||
| Q2 24 | $2.1B | $217.0M |
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.8B | $1.5B | ||
| Q3 25 | $15.6B | $1.2B | ||
| Q2 25 | $15.4B | $1.1B | ||
| Q1 25 | $15.8B | $1.1B | ||
| Q4 24 | $16.3B | $1.1B | ||
| Q3 24 | $15.9B | $869.1M | ||
| Q2 24 | $15.6B | $583.9M |
| Q1 26 | 0.46× | — | ||
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 0.29× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.29× | ||
| Q4 24 | — | 0.29× | ||
| Q3 24 | — | 0.41× | ||
| Q2 24 | — | 0.85× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $64.1M |
| Free Cash FlowOCF − Capex | — | $60.9M |
| FCF MarginFCF / Revenue | — | 15.4% |
| Capex IntensityCapex / Revenue | — | 0.8% |
| Cash ConversionOCF / Net Profit | — | 9.81× |
| TTM Free Cash FlowTrailing 4 quarters | — | $185.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-38.7M | $64.1M | ||
| Q3 25 | $273.0M | $57.9M | ||
| Q2 25 | $-234.6M | $42.0M | ||
| Q1 25 | $5.8M | $34.8M | ||
| Q4 24 | $273.9M | $43.7M | ||
| Q3 24 | $515.6M | $34.4M | ||
| Q2 24 | $-435.3M | $31.1M |
| Q1 26 | — | — | ||
| Q4 25 | $-55.5M | $60.9M | ||
| Q3 25 | $271.0M | $52.4M | ||
| Q2 25 | $-234.6M | $39.7M | ||
| Q1 25 | $5.0M | $32.1M | ||
| Q4 24 | $266.8M | $35.4M | ||
| Q3 24 | $513.8M | $29.5M | ||
| Q2 24 | $-437.3M | $24.4M |
| Q1 26 | — | — | ||
| Q4 25 | -16.8% | 15.4% | ||
| Q3 25 | 82.1% | 15.6% | ||
| Q2 25 | -77.4% | 12.9% | ||
| Q1 25 | 1.6% | 12.1% | ||
| Q4 24 | 88.6% | 11.3% | ||
| Q3 24 | 168.2% | 11.0% | ||
| Q2 24 | -147.2% | 10.7% |
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | 0.8% | ||
| Q3 25 | 0.6% | 1.6% | ||
| Q2 25 | 0.0% | 0.8% | ||
| Q1 25 | 0.3% | 1.0% | ||
| Q4 24 | 2.4% | 2.6% | ||
| Q3 24 | 0.6% | 1.8% | ||
| Q2 24 | 0.7% | 3.0% |
| Q1 26 | — | — | ||
| Q4 25 | -0.93× | 9.81× | ||
| Q3 25 | 5.96× | — | ||
| Q2 25 | -6.50× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 7.71× | 2.87× | ||
| Q3 24 | 17.36× | — | ||
| Q2 24 | -21.41× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTH
| Noninterest Income | $188.4M | 63% |
| Net Interest Income | $112.1M | 37% |
ZETA
Segment breakdown not available.
