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Side-by-side financial comparison of Hilltop Holdings Inc. (HTH) and OLYMPIC STEEL INC (ZEUS). Click either name above to swap in a different company.
OLYMPIC STEEL INC is the larger business by last-quarter revenue ($490.7M vs $300.5M, roughly 1.6× Hilltop Holdings Inc.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs 0.4%, a 12.5% gap on every dollar of revenue. Over the past eight quarters, Hilltop Holdings Inc.'s revenue compounded faster (0.6% CAGR vs 0.1%).
Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.
Olympic Steel, Inc. is a metals service center based in Cleveland, Ohio. The company processes and distributes carbon, coated and stainless flat-rolled sheet, coil and plate steel, aluminium alloy, tin plate, and metal-intensive branded products primarily in the United States. Metals processing and value added services include tempering, stretch leveling, cutting-to-length, slitting, edging, shearing, blanking, burning, forming, shot blasting, laser punching, plate rolling, fabricating, machi...
HTH vs ZEUS — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $300.5M | $490.7M |
| Net Profit | $39.0M | $2.2M |
| Gross Margin | — | — |
| Operating Margin | — | 1.5% |
| Net Margin | 13.0% | 0.4% |
| Revenue YoY | — | 4.4% |
| Net Profit YoY | -12.4% | -21.2% |
| EPS (diluted) | $0.64 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $300.5M | — | ||
| Q4 25 | $329.9M | — | ||
| Q3 25 | $330.2M | $490.7M | ||
| Q2 25 | $303.3M | $496.5M | ||
| Q1 25 | $318.5M | $492.9M | ||
| Q4 24 | $301.1M | $418.8M | ||
| Q3 24 | $305.5M | $470.0M | ||
| Q2 24 | $297.0M | $526.3M |
| Q1 26 | $39.0M | — | ||
| Q4 25 | $41.6M | — | ||
| Q3 25 | $45.8M | $2.2M | ||
| Q2 25 | $36.1M | $5.2M | ||
| Q1 25 | $42.1M | $2.5M | ||
| Q4 24 | $35.5M | $3.9M | ||
| Q3 24 | $29.7M | $2.7M | ||
| Q2 24 | $20.3M | $7.7M |
| Q1 26 | — | — | ||
| Q4 25 | 16.1% | — | ||
| Q3 25 | 18.4% | 1.5% | ||
| Q2 25 | 16.3% | 2.3% | ||
| Q1 25 | 18.1% | 1.6% | ||
| Q4 24 | 14.7% | 2.1% | ||
| Q3 24 | 13.9% | 1.7% | ||
| Q2 24 | 10.0% | 2.9% |
| Q1 26 | 13.0% | — | ||
| Q4 25 | 12.6% | — | ||
| Q3 25 | 13.9% | 0.4% | ||
| Q2 25 | 11.9% | 1.1% | ||
| Q1 25 | 13.2% | 0.5% | ||
| Q4 24 | 11.8% | 0.9% | ||
| Q3 24 | 9.7% | 0.6% | ||
| Q2 24 | 6.8% | 1.5% |
| Q1 26 | $0.64 | — | ||
| Q4 25 | $0.68 | — | ||
| Q3 25 | $0.74 | $0.18 | ||
| Q2 25 | $0.57 | $0.45 | ||
| Q1 25 | $0.65 | $0.21 | ||
| Q4 24 | $0.55 | $0.33 | ||
| Q3 24 | $0.46 | $0.23 | ||
| Q2 24 | $0.31 | $0.66 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $7.5M |
| Total DebtLower is stronger | $990.8M | $240.9M |
| Stockholders' EquityBook value | $2.2B | $579.1M |
| Total Assets | $15.7B | $1.1B |
| Debt / EquityLower = less leverage | 0.46× | 0.42× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $7.5M | ||
| Q2 25 | — | $14.8M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $11.9M | ||
| Q3 24 | — | $11.1M | ||
| Q2 24 | — | $9.4M |
| Q1 26 | $990.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $240.9M | ||
| Q2 25 | — | $233.2M | ||
| Q1 25 | — | $235.4M | ||
| Q4 24 | — | $272.5M | ||
| Q3 24 | — | $197.3M | ||
| Q2 24 | — | $209.2M |
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | $579.1M | ||
| Q2 25 | $2.2B | $578.2M | ||
| Q1 25 | $2.2B | $574.2M | ||
| Q4 24 | $2.2B | $573.9M | ||
| Q3 24 | $2.2B | $570.6M | ||
| Q2 24 | $2.1B | $569.5M |
| Q1 26 | $15.7B | — | ||
| Q4 25 | $15.8B | — | ||
| Q3 25 | $15.6B | $1.1B | ||
| Q2 25 | $15.4B | $1.1B | ||
| Q1 25 | $15.8B | $1.1B | ||
| Q4 24 | $16.3B | $1.0B | ||
| Q3 24 | $15.9B | $1.0B | ||
| Q2 24 | $15.6B | $1.0B |
| Q1 26 | 0.46× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.42× | ||
| Q2 25 | — | 0.40× | ||
| Q1 25 | — | 0.41× | ||
| Q4 24 | — | 0.47× | ||
| Q3 24 | — | 0.35× | ||
| Q2 24 | — | 0.37× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.4M |
| Free Cash FlowOCF − Capex | — | $-12.9M |
| FCF MarginFCF / Revenue | — | -2.6% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | -2.50× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-38.7M | — | ||
| Q3 25 | $273.0M | $-5.4M | ||
| Q2 25 | $-234.6M | $15.5M | ||
| Q1 25 | $5.8M | $49.4M | ||
| Q4 24 | $273.9M | $14.6M | ||
| Q3 24 | $515.6M | $24.6M | ||
| Q2 24 | $-435.3M | $-2.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-55.5M | — | ||
| Q3 25 | $271.0M | $-12.9M | ||
| Q2 25 | $-234.6M | $6.8M | ||
| Q1 25 | $5.0M | $40.6M | ||
| Q4 24 | $266.8M | $7.4M | ||
| Q3 24 | $513.8M | $15.6M | ||
| Q2 24 | $-437.3M | $-11.3M |
| Q1 26 | — | — | ||
| Q4 25 | -16.8% | — | ||
| Q3 25 | 82.1% | -2.6% | ||
| Q2 25 | -77.4% | 1.4% | ||
| Q1 25 | 1.6% | 8.2% | ||
| Q4 24 | 88.6% | 1.8% | ||
| Q3 24 | 168.2% | 3.3% | ||
| Q2 24 | -147.2% | -2.2% |
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | — | ||
| Q3 25 | 0.6% | 1.5% | ||
| Q2 25 | 0.0% | 1.7% | ||
| Q1 25 | 0.3% | 1.8% | ||
| Q4 24 | 2.4% | 1.7% | ||
| Q3 24 | 0.6% | 1.9% | ||
| Q2 24 | 0.7% | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | -0.93× | — | ||
| Q3 25 | 5.96× | -2.50× | ||
| Q2 25 | -6.50× | 2.96× | ||
| Q1 25 | 0.14× | 19.70× | ||
| Q4 24 | 7.71× | 3.75× | ||
| Q3 24 | 17.36× | 9.01× | ||
| Q2 24 | -21.41× | -0.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HTH
| Noninterest Income | $188.4M | 63% |
| Net Interest Income | $112.1M | 37% |
ZEUS
| Carbon Flat Products | $268.2M | 55% |
| Specialty Metals Flat Products | $140.9M | 29% |
| Tubular And Pipe Products | $81.6M | 17% |
