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Side-by-side financial comparison of HEARTLAND EXPRESS INC (HTLD) and Stock Yards Bancorp, Inc. (SYBT). Click either name above to swap in a different company.

HEARTLAND EXPRESS INC is the larger business by last-quarter revenue ($179.4M vs $104.4M, roughly 1.7× Stock Yards Bancorp, Inc.). Stock Yards Bancorp, Inc. runs the higher net margin — 35.1% vs -10.8%, a 45.9% gap on every dollar of revenue. On growth, Stock Yards Bancorp, Inc. posted the faster year-over-year revenue change (11.7% vs -26.1%). Stock Yards Bancorp, Inc. produced more free cash flow last quarter ($154.0M vs $-44.2M). Over the past eight quarters, Stock Yards Bancorp, Inc.'s revenue compounded faster (11.9% CAGR vs -18.5%).

Heartland Express is an American trucking company headquartered in North Liberty, Iowa. The company offers truckload shipping services across the United States.

Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.

HTLD vs SYBT — Head-to-Head

Bigger by revenue
HTLD
HTLD
1.7× larger
HTLD
$179.4M
$104.4M
SYBT
Growing faster (revenue YoY)
SYBT
SYBT
+37.7% gap
SYBT
11.7%
-26.1%
HTLD
Higher net margin
SYBT
SYBT
45.9% more per $
SYBT
35.1%
-10.8%
HTLD
More free cash flow
SYBT
SYBT
$198.2M more FCF
SYBT
$154.0M
$-44.2M
HTLD
Faster 2-yr revenue CAGR
SYBT
SYBT
Annualised
SYBT
11.9%
-18.5%
HTLD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HTLD
HTLD
SYBT
SYBT
Revenue
$179.4M
$104.4M
Net Profit
$-19.4M
$36.6M
Gross Margin
Operating Margin
-12.7%
45.9%
Net Margin
-10.8%
35.1%
Revenue YoY
-26.1%
11.7%
Net Profit YoY
-949.2%
15.5%
EPS (diluted)
$-0.24
$1.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTLD
HTLD
SYBT
SYBT
Q4 25
$179.4M
$104.4M
Q3 25
$196.5M
$101.5M
Q2 25
$210.4M
$97.8M
Q1 25
$219.4M
$93.5M
Q4 24
$242.6M
$93.5M
Q3 24
$259.9M
$89.8M
Q2 24
$274.8M
$85.7M
Q1 24
$270.3M
$83.3M
Net Profit
HTLD
HTLD
SYBT
SYBT
Q4 25
$-19.4M
$36.6M
Q3 25
$-8.3M
$36.2M
Q2 25
$-10.9M
$34.0M
Q1 25
$-13.9M
$33.3M
Q4 24
$-1.9M
$31.7M
Q3 24
$-9.3M
$29.4M
Q2 24
$-3.5M
$27.6M
Q1 24
$-15.1M
$25.9M
Operating Margin
HTLD
HTLD
SYBT
SYBT
Q4 25
-12.7%
45.9%
Q3 25
-3.7%
45.0%
Q2 25
-5.9%
43.9%
Q1 25
-6.8%
44.5%
Q4 24
0.4%
41.9%
Q3 24
-2.7%
41.2%
Q2 24
0.1%
41.2%
Q1 24
-5.3%
39.5%
Net Margin
HTLD
HTLD
SYBT
SYBT
Q4 25
-10.8%
35.1%
Q3 25
-4.2%
35.7%
Q2 25
-5.2%
34.8%
Q1 25
-6.3%
35.6%
Q4 24
-0.8%
33.9%
Q3 24
-3.6%
32.7%
Q2 24
-1.3%
32.2%
Q1 24
-5.6%
31.1%
EPS (diluted)
HTLD
HTLD
SYBT
SYBT
Q4 25
$-0.24
$1.24
Q3 25
$-0.11
$1.23
Q2 25
$-0.14
$1.15
Q1 25
$-0.18
$1.13
Q4 24
$-0.03
$1.07
Q3 24
$-0.12
$1.00
Q2 24
$-0.04
$0.94
Q1 24
$-0.19
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTLD
HTLD
SYBT
SYBT
Cash + ST InvestmentsLiquidity on hand
$18.5M
Total DebtLower is stronger
$154.1M
$26.8M
Stockholders' EquityBook value
$755.3M
$1.1B
Total Assets
$1.2B
$9.5B
Debt / EquityLower = less leverage
0.20×
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTLD
HTLD
SYBT
SYBT
Q4 25
$18.5M
Q3 25
$32.7M
Q2 25
$22.9M
Q1 25
$23.9M
Q4 24
$12.8M
Q3 24
$30.7M
Q2 24
$23.9M
Q1 24
$23.8M
Total Debt
HTLD
HTLD
SYBT
SYBT
Q4 25
$154.1M
$26.8M
Q3 25
$26.8M
Q2 25
Q1 25
$26.8M
Q4 24
$187.9M
$26.8M
Q3 24
$26.8M
Q2 24
$26.8M
Q1 24
$26.8M
Stockholders' Equity
HTLD
HTLD
SYBT
SYBT
Q4 25
$755.3M
$1.1B
Q3 25
$775.6M
$1.0B
Q2 25
$786.7M
$1.0B
Q1 25
$807.7M
$975.5M
Q4 24
$822.6M
$940.5M
Q3 24
$825.7M
$934.1M
Q2 24
$836.8M
$894.5M
Q1 24
$848.8M
$874.7M
Total Assets
HTLD
HTLD
SYBT
SYBT
Q4 25
$1.2B
$9.5B
Q3 25
$1.3B
$9.3B
Q2 25
$1.3B
$9.2B
Q1 25
$1.3B
$9.0B
Q4 24
$1.3B
$8.9B
Q3 24
$1.4B
$8.4B
Q2 24
$1.4B
$8.3B
Q1 24
$1.5B
$8.1B
Debt / Equity
HTLD
HTLD
SYBT
SYBT
Q4 25
0.20×
0.02×
Q3 25
0.03×
Q2 25
Q1 25
0.03×
Q4 24
0.23×
0.03×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTLD
HTLD
SYBT
SYBT
Operating Cash FlowLast quarter
$14.9M
$166.0M
Free Cash FlowOCF − Capex
$-44.2M
$154.0M
FCF MarginFCF / Revenue
-24.6%
147.5%
Capex IntensityCapex / Revenue
33.0%
11.5%
Cash ConversionOCF / Net Profit
4.54×
TTM Free Cash FlowTrailing 4 quarters
$-66.9M
$260.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTLD
HTLD
SYBT
SYBT
Q4 25
$14.9M
$166.0M
Q3 25
$27.5M
$38.2M
Q2 25
$21.0M
$55.9M
Q1 25
$25.8M
$19.8M
Q4 24
$37.8M
$142.9M
Q3 24
$35.6M
$55.4M
Q2 24
$40.0M
$51.1M
Q1 24
$31.0M
$17.4M
Free Cash Flow
HTLD
HTLD
SYBT
SYBT
Q4 25
$-44.2M
$154.0M
Q3 25
$-12.2M
$35.2M
Q2 25
$-12.8M
$53.5M
Q1 25
$2.3M
$17.8M
Q4 24
$-45.5M
$133.0M
Q3 24
$24.6M
$53.9M
Q2 24
$29.4M
$47.9M
Q1 24
$26.3M
$15.6M
FCF Margin
HTLD
HTLD
SYBT
SYBT
Q4 25
-24.6%
147.5%
Q3 25
-6.2%
34.6%
Q2 25
-6.1%
54.7%
Q1 25
1.0%
19.1%
Q4 24
-18.8%
142.3%
Q3 24
9.5%
60.0%
Q2 24
10.7%
55.9%
Q1 24
9.7%
18.7%
Capex Intensity
HTLD
HTLD
SYBT
SYBT
Q4 25
33.0%
11.5%
Q3 25
20.2%
3.0%
Q2 25
16.1%
2.5%
Q1 25
10.7%
2.1%
Q4 24
34.3%
10.5%
Q3 24
4.2%
1.7%
Q2 24
3.8%
3.8%
Q1 24
1.7%
2.2%
Cash Conversion
HTLD
HTLD
SYBT
SYBT
Q4 25
4.54×
Q3 25
1.05×
Q2 25
1.64×
Q1 25
0.59×
Q4 24
4.51×
Q3 24
1.89×
Q2 24
1.85×
Q1 24
0.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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