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Side-by-side financial comparison of Qudian Inc. (HTT) and Roivant Sciences Ltd. (ROIV). Click either name above to swap in a different company.

Roivant Sciences Ltd. is the larger business by last-quarter revenue ($2.0M vs $1.1M, roughly 1.8× Qudian Inc.). Qudian Inc. runs the higher net margin — 239.8% vs -13301.2%, a 13541.0% gap on every dollar of revenue.

Qudian Inc. is a China-based fintech service provider that mainly offers small consumer credit solutions, risk management technical services, and related digital financial products. Its core target users are young mass consumers across China, with all key business operations focused on the domestic Chinese market.

Roivant Sciences Ltd. is an American multinational healthcare company focused on applying technology to drug development and building subsidiary life sciences and health technology companies. It was founded in 2014 by Vivek Ramaswamy and is currently headed by CEO Matt Gline. Roivant maintains its headquarters in New York City as well as major offices in the biotech hubs of Boston and Basel.

HTT vs ROIV — Head-to-Head

Bigger by revenue
ROIV
ROIV
1.8× larger
ROIV
$2.0M
$1.1M
HTT
Higher net margin
HTT
HTT
13541.0% more per $
HTT
239.8%
-13301.2%
ROIV

Income Statement — Q3 FY2024 vs Q3 FY2026

Metric
HTT
HTT
ROIV
ROIV
Revenue
$1.1M
$2.0M
Net Profit
$2.6M
$-265.9M
Gross Margin
11.1%
Operating Margin
-121.7%
-16966.1%
Net Margin
239.8%
-13301.2%
Revenue YoY
-77.8%
Net Profit YoY
-257.0%
EPS (diluted)
$0.01
$-0.38

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTT
HTT
ROIV
ROIV
Q4 25
$2.0M
Q3 25
$1.6M
Q2 25
$2.2M
Q1 25
$-39.6M
Q4 24
$9.0M
Q3 24
$1.1M
$4.5M
Q2 24
$1.0M
$8.0M
Q1 24
$1.1M
$28.9M
Net Profit
HTT
HTT
ROIV
ROIV
Q4 25
$-265.9M
Q3 25
$-113.5M
Q2 25
$-223.4M
Q1 25
$-206.5M
Q4 24
$169.4M
Q3 24
$2.6M
$-230.2M
Q2 24
$1.9M
$95.3M
Q1 24
$-1.4M
$-151.1M
Gross Margin
HTT
HTT
ROIV
ROIV
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
11.1%
Q2 24
13.3%
Q1 24
Operating Margin
HTT
HTT
ROIV
ROIV
Q4 25
-16966.1%
Q3 25
-19492.9%
Q2 25
-13130.0%
Q1 25
674.8%
Q4 24
-3042.6%
Q3 24
-121.7%
-7636.0%
Q2 24
-107.6%
-1279.5%
Q1 24
-129.9%
-919.5%
Net Margin
HTT
HTT
ROIV
ROIV
Q4 25
-13301.2%
Q3 25
-7225.9%
Q2 25
-10292.9%
Q1 25
521.8%
Q4 24
1878.3%
Q3 24
239.8%
-5143.8%
Q2 24
187.1%
1192.7%
Q1 24
-131.8%
-522.3%
EPS (diluted)
HTT
HTT
ROIV
ROIV
Q4 25
$-0.38
Q3 25
$-0.17
Q2 25
$-0.33
Q1 25
$-0.28
Q4 24
$0.23
Q3 24
$0.01
$-0.31
Q2 24
$0.01
$0.12
Q1 24
$-0.01
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTT
HTT
ROIV
ROIV
Cash + ST InvestmentsLiquidity on hand
$104.9M
$4.5B
Total DebtLower is stronger
Stockholders' EquityBook value
$225.2M
$4.3B
Total Assets
$246.8M
$5.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTT
HTT
ROIV
ROIV
Q4 25
$4.5B
Q3 25
$4.4B
Q2 25
$4.5B
Q1 25
$4.9B
Q4 24
$5.1B
Q3 24
$104.9M
$5.4B
Q2 24
$112.8M
$5.7B
Q1 24
$140.6M
$6.5B
Total Debt
HTT
HTT
ROIV
ROIV
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$311.7M
Q1 24
$430.6M
Stockholders' Equity
HTT
HTT
ROIV
ROIV
Q4 25
$4.3B
Q3 25
$4.4B
Q2 25
$4.3B
Q1 25
$4.7B
Q4 24
$5.2B
Q3 24
$225.2M
$5.2B
Q2 24
$217.5M
$5.4B
Q1 24
$218.9M
$6.0B
Total Assets
HTT
HTT
ROIV
ROIV
Q4 25
$5.2B
Q3 25
$5.1B
Q2 25
$5.0B
Q1 25
$5.4B
Q4 24
$5.8B
Q3 24
$246.8M
$6.2B
Q2 24
$227.9M
$6.5B
Q1 24
$234.9M
$7.2B
Debt / Equity
HTT
HTT
ROIV
ROIV
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
0.06×
Q1 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTT
HTT
ROIV
ROIV
Operating Cash FlowLast quarter
$-196.5M
Free Cash FlowOCF − Capex
$-201.4M
FCF MarginFCF / Revenue
-10076.0%
Capex IntensityCapex / Revenue
246.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-776.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTT
HTT
ROIV
ROIV
Q4 25
$-196.5M
Q3 25
$-185.7M
Q2 25
$-204.4M
Q1 25
$-172.6M
Q4 24
$-207.3M
Q3 24
$-266.8M
Q2 24
$-192.8M
Q1 24
$-108.5M
Free Cash Flow
HTT
HTT
ROIV
ROIV
Q4 25
$-201.4M
Q3 25
$-193.5M
Q2 25
$-208.4M
Q1 25
$-173.4M
Q4 24
$-209.1M
Q3 24
$-267.8M
Q2 24
$-193.8M
Q1 24
$-108.8M
FCF Margin
HTT
HTT
ROIV
ROIV
Q4 25
-10076.0%
Q3 25
-12317.8%
Q2 25
-9604.5%
Q1 25
438.1%
Q4 24
-2318.5%
Q3 24
-5984.4%
Q2 24
-2425.5%
Q1 24
-376.1%
Capex Intensity
HTT
HTT
ROIV
ROIV
Q4 25
246.9%
Q3 25
499.6%
Q2 25
185.9%
Q1 25
-2.0%
Q4 24
20.3%
Q3 24
22.3%
Q2 24
12.1%
Q1 24
1.2%
Cash Conversion
HTT
HTT
ROIV
ROIV
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
-1.22×
Q3 24
Q2 24
-2.02×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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