vs

Side-by-side financial comparison of Qudian Inc. (HTT) and Serve Robotics Inc. (SERV). Click either name above to swap in a different company.

Qudian Inc. is the larger business by last-quarter revenue ($1.1M vs $881.5K, roughly 1.2× Serve Robotics Inc.). Qudian Inc. runs the higher net margin — 239.8% vs -3888.1%, a 4127.9% gap on every dollar of revenue.

Qudian Inc. is a China-based fintech service provider that mainly offers small consumer credit solutions, risk management technical services, and related digital financial products. Its core target users are young mass consumers across China, with all key business operations focused on the domestic Chinese market.

Ecovacs Robotics is a Chinese technology company. It is best known for developing in-home robotic appliances. The company was founded in 1998 by Qian Dongqi and is headquartered in Suzhou, China. According to Global Asia, Ecovacs Robotics had more than 60% of the Chinese market for robots by 2013. In 2023, Nikkei Asia had reported that the market capitalisation of Ecovacs Robotics has grown to near $6.38 billion, which is "roughly 5 times" that of the market capitalisation of rivalling US bas...

HTT vs SERV — Head-to-Head

Bigger by revenue
HTT
HTT
1.2× larger
HTT
$1.1M
$881.5K
SERV
Higher net margin
HTT
HTT
4127.9% more per $
HTT
239.8%
-3888.1%
SERV

Income Statement — Q3 FY2024 vs Q4 FY2025

Metric
HTT
HTT
SERV
SERV
Revenue
$1.1M
$881.5K
Net Profit
$2.6M
$-34.3M
Gross Margin
11.1%
-757.3%
Operating Margin
-121.7%
-4572.1%
Net Margin
239.8%
-3888.1%
Revenue YoY
400.1%
Net Profit YoY
-161.3%
EPS (diluted)
$0.01
$-0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTT
HTT
SERV
SERV
Q4 25
$881.5K
Q3 25
$687.0K
Q2 25
$642.0K
Q1 25
$440.5K
Q4 24
$176.3K
Q3 24
$1.1M
$222.0K
Q2 24
$1.0M
$468.0K
Q1 24
$1.1M
$946.7K
Net Profit
HTT
HTT
SERV
SERV
Q4 25
$-34.3M
Q3 25
$-33.0M
Q2 25
$-20.9M
Q1 25
$-13.2M
Q4 24
$-13.1M
Q3 24
$2.6M
$-8.0M
Q2 24
$1.9M
$-9.0M
Q1 24
$-1.4M
$-9.0M
Gross Margin
HTT
HTT
SERV
SERV
Q4 25
-757.3%
Q3 25
-637.4%
Q2 25
-445.3%
Q1 25
-333.4%
Q4 24
-371.7%
Q3 24
11.1%
-70.3%
Q2 24
13.3%
30.3%
Q1 24
62.8%
Operating Margin
HTT
HTT
SERV
SERV
Q4 25
-4572.1%
Q3 25
-5067.8%
Q2 25
-3527.1%
Q1 25
-3406.6%
Q4 24
-7701.3%
Q3 24
-121.7%
-3804.1%
Q2 24
-107.6%
-1828.2%
Q1 24
-129.9%
-814.6%
Net Margin
HTT
HTT
SERV
SERV
Q4 25
-3888.1%
Q3 25
-4806.4%
Q2 25
-3247.7%
Q1 25
-3000.5%
Q4 24
-7441.8%
Q3 24
239.8%
-3601.8%
Q2 24
187.1%
-1931.2%
Q1 24
-131.8%
-954.7%
EPS (diluted)
HTT
HTT
SERV
SERV
Q4 25
$-0.50
Q3 25
$-0.54
Q2 25
$-0.36
Q1 25
$-0.23
Q4 24
$-0.23
Q3 24
$0.01
$-0.20
Q2 24
$0.01
$-0.27
Q1 24
$-0.01
$-0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTT
HTT
SERV
SERV
Cash + ST InvestmentsLiquidity on hand
$104.9M
$106.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$225.2M
$350.7M
Total Assets
$246.8M
$367.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTT
HTT
SERV
SERV
Q4 25
$106.2M
Q3 25
$116.8M
Q2 25
$116.7M
Q1 25
$197.8M
Q4 24
$123.3M
Q3 24
$104.9M
$50.9M
Q2 24
$112.8M
$28.8M
Q1 24
$140.6M
Stockholders' Equity
HTT
HTT
SERV
SERV
Q4 25
$350.7M
Q3 25
$283.9M
Q2 25
$207.2M
Q1 25
$210.2M
Q4 24
$131.7M
Q3 24
$225.2M
$56.2M
Q2 24
$217.5M
$28.5M
Q1 24
$218.9M
$-8.8M
Total Assets
HTT
HTT
SERV
SERV
Q4 25
$367.8M
Q3 25
$299.1M
Q2 25
$214.3M
Q1 25
$216.6M
Q4 24
$139.6M
Q3 24
$246.8M
$61.5M
Q2 24
$227.9M
$32.8M
Q1 24
$234.9M
$4.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTT
HTT
SERV
SERV
Operating Cash FlowLast quarter
$-29.6M
Free Cash FlowOCF − Capex
$-46.1M
FCF MarginFCF / Revenue
-5234.4%
Capex IntensityCapex / Revenue
1872.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-117.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTT
HTT
SERV
SERV
Q4 25
$-29.6M
Q3 25
$-25.2M
Q2 25
$-16.0M
Q1 25
$-9.5M
Q4 24
$-6.3M
Q3 24
$-5.5M
Q2 24
$-5.7M
Q1 24
$-4.1M
Free Cash Flow
HTT
HTT
SERV
SERV
Q4 25
$-46.1M
Q3 25
$-36.5M
Q2 25
$-22.0M
Q1 25
$-12.9M
Q4 24
$-11.1M
Q3 24
$-10.1M
Q2 24
$-6.5M
Q1 24
$-4.1M
FCF Margin
HTT
HTT
SERV
SERV
Q4 25
-5234.4%
Q3 25
-5314.1%
Q2 25
-3426.8%
Q1 25
-2934.1%
Q4 24
-6307.8%
Q3 24
-4529.7%
Q2 24
-1396.6%
Q1 24
-431.1%
Capex Intensity
HTT
HTT
SERV
SERV
Q4 25
1872.1%
Q3 25
1649.6%
Q2 25
940.4%
Q1 25
785.7%
Q4 24
2755.1%
Q3 24
2070.7%
Q2 24
169.8%
Q1 24
0.4%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons