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Side-by-side financial comparison of Qudian Inc. (HTT) and US ENERGY CORP (USEG). Click either name above to swap in a different company.

US ENERGY CORP is the larger business by last-quarter revenue ($1.7M vs $1.1M, roughly 1.6× Qudian Inc.). Qudian Inc. runs the higher net margin — 239.8% vs -192.2%, a 432.0% gap on every dollar of revenue.

Qudian Inc. is a China-based fintech service provider that mainly offers small consumer credit solutions, risk management technical services, and related digital financial products. Its core target users are young mass consumers across China, with all key business operations focused on the domestic Chinese market.

NextEra Energy, Inc. is an American energy company that is the world's largest electric utility holding company by market capitalization, with a valuation of over $170 billion as of Oct 2024. NextEra Energy had revenues of $24.8 billion and 16,700 employees throughout the US and Canada in 2024. It has a current generating capacity of 73 gigawatts. Its subsidiaries include Florida Power & Light (FPL), NextEra Energy Resources (NEER), XPLR Energy Partners, and NextEra Energy Services.

HTT vs USEG — Head-to-Head

Bigger by revenue
USEG
USEG
1.6× larger
USEG
$1.7M
$1.1M
HTT
Higher net margin
HTT
HTT
432.0% more per $
HTT
239.8%
-192.2%
USEG

Income Statement — Q3 FY2024 vs Q3 FY2025

Metric
HTT
HTT
USEG
USEG
Revenue
$1.1M
$1.7M
Net Profit
$2.6M
$-3.3M
Gross Margin
11.1%
Operating Margin
-121.7%
-194.4%
Net Margin
239.8%
-192.2%
Revenue YoY
-64.9%
Net Profit YoY
-48.7%
EPS (diluted)
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HTT
HTT
USEG
USEG
Q3 25
$1.7M
Q2 25
$2.0M
Q1 25
$2.2M
Q4 24
$4.2M
Q3 24
$1.1M
$5.0M
Q2 24
$1.0M
$6.0M
Q1 24
$1.1M
$5.4M
Q4 23
$7.3M
Net Profit
HTT
HTT
USEG
USEG
Q3 25
$-3.3M
Q2 25
$-6.1M
Q1 25
$-3.1M
Q4 24
Q3 24
$2.6M
$-2.2M
Q2 24
$1.9M
$-2.0M
Q1 24
$-1.4M
$-9.5M
Q4 23
Gross Margin
HTT
HTT
USEG
USEG
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
11.1%
Q2 24
13.3%
Q1 24
Q4 23
Operating Margin
HTT
HTT
USEG
USEG
Q3 25
-194.4%
Q2 25
-307.6%
Q1 25
-140.8%
Q4 24
-278.9%
Q3 24
-121.7%
-83.8%
Q2 24
-107.6%
-28.4%
Q1 24
-129.9%
-148.8%
Q4 23
-302.7%
Net Margin
HTT
HTT
USEG
USEG
Q3 25
-192.2%
Q2 25
-298.7%
Q1 25
-141.9%
Q4 24
Q3 24
239.8%
-45.3%
Q2 24
187.1%
-32.6%
Q1 24
-131.8%
-176.9%
Q4 23
EPS (diluted)
HTT
HTT
USEG
USEG
Q3 25
Q2 25
$-0.19
Q1 25
Q4 24
$-0.42
Q3 24
$0.01
$-0.08
Q2 24
$0.01
$-0.08
Q1 24
$-0.01
$-0.38
Q4 23
$-0.78

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HTT
HTT
USEG
USEG
Cash + ST InvestmentsLiquidity on hand
$104.9M
$1.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$225.2M
$25.0M
Total Assets
$246.8M
$46.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HTT
HTT
USEG
USEG
Q3 25
$1.7M
Q2 25
$6.9M
Q1 25
$10.6M
Q4 24
$7.9M
Q3 24
$104.9M
$1.3M
Q2 24
$112.8M
$2.4M
Q1 24
$140.6M
$2.2M
Q4 23
$3.5M
Stockholders' Equity
HTT
HTT
USEG
USEG
Q3 25
$25.0M
Q2 25
$28.0M
Q1 25
$33.6M
Q4 24
$24.2M
Q3 24
$225.2M
$35.7M
Q2 24
$217.5M
$37.7M
Q1 24
$218.9M
$36.7M
Q4 23
$46.8M
Total Assets
HTT
HTT
USEG
USEG
Q3 25
$46.5M
Q2 25
$51.0M
Q1 25
$55.8M
Q4 24
$49.7M
Q3 24
$246.8M
$64.1M
Q2 24
$227.9M
$73.7M
Q1 24
$234.9M
$70.3M
Q4 23
$80.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HTT
HTT
USEG
USEG
Operating Cash FlowLast quarter
$-155.0K
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HTT
HTT
USEG
USEG
Q3 25
$-155.0K
Q2 25
$-1.6M
Q1 25
$-4.5M
Q4 24
$1.7M
Q3 24
$2.6M
Q2 24
$929.0K
Q1 24
$-603.0K
Q4 23
$2.5M

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HTT
HTT

Segment breakdown not available.

USEG
USEG

Oil Sales$1.6M91%
Other$151.0K9%

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