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Side-by-side financial comparison of Qudian Inc. (HTT) and XOMA Royalty Corp (XOMA). Click either name above to swap in a different company.
XOMA Royalty Corp is the larger business by last-quarter revenue ($1.1M vs $1.1M, roughly 1.0× Qudian Inc.). XOMA Royalty Corp runs the higher net margin — 554.8% vs 239.8%, a 315.0% gap on every dollar of revenue.
Qudian Inc. is a China-based fintech service provider that mainly offers small consumer credit solutions, risk management technical services, and related digital financial products. Its core target users are young mass consumers across China, with all key business operations focused on the domestic Chinese market.
XOMA Royalty Corp is a biopharmaceutical royalty investment and management firm that acquires and holds royalty interests in commercial-stage and late-clinical development therapeutic products. It partners with biotech and pharmaceutical companies worldwide, generating revenue from sales of approved medicines across key segments including oncology, immunology and rare diseases.
HTT vs XOMA — Head-to-Head
Income Statement — Q3 FY2024 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.1M | $1.1M |
| Net Profit | $2.6M | $6.1M |
| Gross Margin | 11.1% | — |
| Operating Margin | -121.7% | — |
| Net Margin | 239.8% | 554.8% |
| Revenue YoY | — | 83.3% |
| Net Profit YoY | — | 253.8% |
| EPS (diluted) | $0.01 | $0.26 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $1.1M | ||
| Q3 25 | — | $225.0K | ||
| Q2 25 | — | $5.0M | ||
| Q1 25 | — | $4.0M | ||
| Q4 24 | — | $600.0K | ||
| Q3 24 | $1.1M | $25.0K | ||
| Q2 24 | $1.0M | $5.0M | ||
| Q1 24 | $1.1M | $1.0M |
| Q4 25 | — | $6.1M | ||
| Q3 25 | — | $14.1M | ||
| Q2 25 | — | $9.2M | ||
| Q1 25 | — | $2.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.6M | $-17.2M | ||
| Q2 24 | $1.9M | $16.0M | ||
| Q1 24 | $-1.4M | $-8.6M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 11.1% | — | ||
| Q2 24 | 13.3% | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | — | -591.1% | ||
| Q2 25 | — | 91.6% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -121.7% | -62560.0% | ||
| Q2 24 | -107.6% | -200.6% | ||
| Q1 24 | -129.9% | -700.4% |
| Q4 25 | — | 554.8% | ||
| Q3 25 | — | 6244.9% | ||
| Q2 25 | — | 182.9% | ||
| Q1 25 | — | 59.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | 239.8% | -68972.0% | ||
| Q2 24 | 187.1% | 318.1% | ||
| Q1 24 | -131.8% | -859.5% |
| Q4 25 | — | $0.26 | ||
| Q3 25 | — | $0.70 | ||
| Q2 25 | — | $0.44 | ||
| Q1 25 | — | $0.06 | ||
| Q4 24 | — | — | ||
| Q3 24 | $0.01 | $-1.59 | ||
| Q2 24 | $0.01 | $0.84 | ||
| Q1 24 | $-0.01 | $-0.86 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $104.9M | $82.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $225.2M | $83.9M |
| Total Assets | $246.8M | $272.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $82.9M | ||
| Q3 25 | — | $45.2M | ||
| Q2 25 | — | $75.1M | ||
| Q1 25 | — | $90.3M | ||
| Q4 24 | — | $101.7M | ||
| Q3 24 | $104.9M | $142.1M | ||
| Q2 24 | $112.8M | $143.9M | ||
| Q1 24 | $140.6M | $136.2M |
| Q4 25 | — | $83.9M | ||
| Q3 25 | — | $87.9M | ||
| Q2 25 | — | $72.4M | ||
| Q1 25 | — | $84.6M | ||
| Q4 24 | — | $61.9M | ||
| Q3 24 | $225.2M | $84.8M | ||
| Q2 24 | $217.5M | $100.0M | ||
| Q1 24 | $218.9M | $82.3M |
| Q4 25 | — | $272.7M | ||
| Q3 25 | — | $263.2M | ||
| Q2 25 | — | $223.5M | ||
| Q1 25 | — | $212.8M | ||
| Q4 24 | — | $221.3M | ||
| Q3 24 | $246.8M | $223.3M | ||
| Q2 24 | $227.9M | $243.3M | ||
| Q1 24 | $234.9M | $219.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.5M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | -0.90× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-5.5M | ||
| Q3 25 | — | $-296.0K | ||
| Q2 25 | — | $6.5M | ||
| Q1 25 | — | $2.2M | ||
| Q4 24 | — | $-13.7M | ||
| Q3 24 | — | $-8.6M | ||
| Q2 24 | — | $2.7M | ||
| Q1 24 | — | $-4.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $-13.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $-5.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -2294.7% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -496.4% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 1.7% |
| Q4 25 | — | -0.90× | ||
| Q3 25 | — | -0.02× | ||
| Q2 25 | — | 0.70× | ||
| Q1 25 | — | 0.93× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.17× | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
