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Side-by-side financial comparison of HERTZ GLOBAL HOLDINGS, INC (HTZ) and MERCURY GENERAL CORP (MCY). Click either name above to swap in a different company.
HERTZ GLOBAL HOLDINGS, INC is the larger business by last-quarter revenue ($2.0B vs $1.5B, roughly 1.3× MERCURY GENERAL CORP). MERCURY GENERAL CORP runs the higher net margin — 13.2% vs -9.6%, a 22.8% gap on every dollar of revenue. On growth, MERCURY GENERAL CORP posted the faster year-over-year revenue change (12.4% vs -0.6%). Over the past eight quarters, MERCURY GENERAL CORP's revenue compounded faster (9.8% CAGR vs -1.3%).
Hertz Global Holdings, Inc., known as Hertz, is an American car rental company based in Estero, Florida. The company operates its namesake Hertz brand, along with the brands Dollar Rent A Car, Firefly Car Rental, and Thrifty Car Rental.
Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.
HTZ vs MCY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.0B | $1.5B |
| Net Profit | $-194.0M | $202.5M |
| Gross Margin | — | 99.7% |
| Operating Margin | -11.0% | 16.2% |
| Net Margin | -9.6% | 13.2% |
| Revenue YoY | -0.6% | 12.4% |
| Net Profit YoY | 59.5% | 100.4% |
| EPS (diluted) | $-0.46 | $3.66 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.0B | $1.5B | ||
| Q3 25 | $2.5B | $1.6B | ||
| Q2 25 | $2.2B | $1.5B | ||
| Q1 25 | $1.8B | $1.4B | ||
| Q4 24 | $2.0B | $1.4B | ||
| Q3 24 | $2.6B | $1.5B | ||
| Q2 24 | $2.4B | $1.3B | ||
| Q1 24 | $2.1B | $1.3B |
| Q4 25 | $-194.0M | $202.5M | ||
| Q3 25 | $184.0M | $280.4M | ||
| Q2 25 | $-294.0M | $166.5M | ||
| Q1 25 | $-443.0M | $-108.3M | ||
| Q4 24 | $-479.0M | $101.1M | ||
| Q3 24 | $-1.3B | $230.9M | ||
| Q2 24 | $-865.0M | $62.6M | ||
| Q1 24 | $-186.0M | $73.5M |
| Q4 25 | — | 99.7% | ||
| Q3 25 | — | 99.8% | ||
| Q2 25 | — | 99.8% | ||
| Q1 25 | — | 99.7% | ||
| Q4 24 | — | 99.7% | ||
| Q3 24 | — | 99.8% | ||
| Q2 24 | — | 99.8% | ||
| Q1 24 | — | 99.7% |
| Q4 25 | -11.0% | 16.2% | ||
| Q3 25 | 9.4% | 22.1% | ||
| Q2 25 | -14.5% | 14.0% | ||
| Q1 25 | -29.0% | -10.2% | ||
| Q4 24 | -27.6% | 9.0% | ||
| Q3 24 | -62.9% | 18.8% | ||
| Q2 24 | -20.1% | 5.8% | ||
| Q1 24 | -27.9% | 7.0% |
| Q4 25 | -9.6% | 13.2% | ||
| Q3 25 | 7.4% | 17.7% | ||
| Q2 25 | -13.5% | 11.3% | ||
| Q1 25 | -24.4% | -7.8% | ||
| Q4 24 | -23.5% | 7.4% | ||
| Q3 24 | -51.7% | 15.1% | ||
| Q2 24 | -36.8% | 4.8% | ||
| Q1 24 | -8.9% | 5.8% |
| Q4 25 | $-0.46 | $3.66 | ||
| Q3 25 | $0.42 | $5.06 | ||
| Q2 25 | $-0.95 | $3.01 | ||
| Q1 25 | $-1.44 | $-1.96 | ||
| Q4 24 | $-1.57 | $1.82 | ||
| Q3 24 | $-4.34 | $4.17 | ||
| Q2 24 | $-2.82 | $1.13 | ||
| Q1 24 | $-0.61 | $1.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $565.0M | — |
| Total DebtLower is stronger | — | $575.0M |
| Stockholders' EquityBook value | $-459.0M | $2.4B |
| Total Assets | $22.3B | $9.6B |
| Debt / EquityLower = less leverage | — | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $565.0M | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $503.0M | — | ||
| Q1 25 | $626.0M | — | ||
| Q4 24 | $592.0M | — | ||
| Q3 24 | $501.0M | — | ||
| Q2 24 | $568.0M | — | ||
| Q1 24 | $465.0M | — |
| Q4 25 | — | $575.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $575.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-459.0M | $2.4B | ||
| Q3 25 | $-317.0M | $2.2B | ||
| Q2 25 | $-504.0M | $2.0B | ||
| Q1 25 | $-262.0M | $1.8B | ||
| Q4 24 | $153.0M | $1.9B | ||
| Q3 24 | $681.0M | $1.9B | ||
| Q2 24 | $2.0B | $1.6B | ||
| Q1 24 | $2.8B | $1.6B |
| Q4 25 | $22.3B | $9.6B | ||
| Q3 25 | $23.0B | $9.4B | ||
| Q2 25 | $23.1B | $9.1B | ||
| Q1 25 | $22.0B | $9.0B | ||
| Q4 24 | $21.8B | $8.3B | ||
| Q3 24 | $23.0B | $8.2B | ||
| Q2 24 | $25.2B | $7.7B | ||
| Q1 24 | $24.3B | $7.4B |
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.30× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $193.0M | $287.9M |
| Free Cash FlowOCF − Capex | — | $273.9M |
| FCF MarginFCF / Revenue | — | 17.8% |
| Capex IntensityCapex / Revenue | — | 0.9% |
| Cash ConversionOCF / Net Profit | — | 1.42× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.0B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $193.0M | $287.9M | ||
| Q3 25 | $835.0M | $496.4M | ||
| Q2 25 | $346.0M | $371.6M | ||
| Q1 25 | $251.0M | $-68.7M | ||
| Q4 24 | $414.0M | $248.3M | ||
| Q3 24 | $894.0M | $318.1M | ||
| Q2 24 | $546.0M | $278.0M | ||
| Q1 24 | $370.0M | $192.6M |
| Q4 25 | — | $273.9M | ||
| Q3 25 | — | $479.5M | ||
| Q2 25 | — | $357.2M | ||
| Q1 25 | — | $-81.9M | ||
| Q4 24 | — | $236.0M | ||
| Q3 24 | — | $306.2M | ||
| Q2 24 | — | $266.5M | ||
| Q1 24 | — | $182.4M |
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 30.3% | ||
| Q2 25 | — | 24.2% | ||
| Q1 25 | — | -5.9% | ||
| Q4 24 | — | 17.3% | ||
| Q3 24 | — | 20.0% | ||
| Q2 24 | — | 20.4% | ||
| Q1 24 | — | 14.3% |
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 0.8% |
| Q4 25 | — | 1.42× | ||
| Q3 25 | 4.54× | 1.77× | ||
| Q2 25 | — | 2.23× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | 1.38× | ||
| Q2 24 | — | 4.44× | ||
| Q1 24 | — | 2.62× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
