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Side-by-side financial comparison of HERTZ GLOBAL HOLDINGS, INC (HTZ) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.
HERTZ GLOBAL HOLDINGS, INC is the larger business by last-quarter revenue ($2.0B vs $1.2B, roughly 1.7× UPBOUND GROUP, INC.). UPBOUND GROUP, INC. runs the higher net margin — 1.7% vs -9.6%, a 11.2% gap on every dollar of revenue. On growth, UPBOUND GROUP, INC. posted the faster year-over-year revenue change (10.9% vs -0.6%). Over the past eight quarters, UPBOUND GROUP, INC.'s revenue compounded faster (4.5% CAGR vs -1.3%).
Hertz Global Holdings, Inc., known as Hertz, is an American car rental company based in Estero, Florida. The company operates its namesake Hertz brand, along with the brands Dollar Rent A Car, Firefly Car Rental, and Thrifty Car Rental.
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
HTZ vs UPBD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.0B | $1.2B |
| Net Profit | $-194.0M | $19.7M |
| Gross Margin | — | 49.0% |
| Operating Margin | -11.0% | 4.8% |
| Net Margin | -9.6% | 1.7% |
| Revenue YoY | -0.6% | 10.9% |
| Net Profit YoY | 59.5% | -36.3% |
| EPS (diluted) | $-0.46 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.0B | $1.2B | ||
| Q3 25 | $2.5B | $1.2B | ||
| Q2 25 | $2.2B | $1.2B | ||
| Q1 25 | $1.8B | $1.2B | ||
| Q4 24 | $2.0B | $1.1B | ||
| Q3 24 | $2.6B | $1.1B | ||
| Q2 24 | $2.4B | $1.1B | ||
| Q1 24 | $2.1B | $1.1B |
| Q4 25 | $-194.0M | $19.7M | ||
| Q3 25 | $184.0M | $13.2M | ||
| Q2 25 | $-294.0M | $15.5M | ||
| Q1 25 | $-443.0M | $24.8M | ||
| Q4 24 | $-479.0M | $31.0M | ||
| Q3 24 | $-1.3B | $30.9M | ||
| Q2 24 | $-865.0M | $33.9M | ||
| Q1 24 | $-186.0M | $27.7M |
| Q4 25 | — | 49.0% | ||
| Q3 25 | — | 48.3% | ||
| Q2 25 | — | 49.4% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | — | 47.1% | ||
| Q3 24 | — | 47.8% | ||
| Q2 24 | — | 49.4% | ||
| Q1 24 | — | 48.3% |
| Q4 25 | -11.0% | 4.8% | ||
| Q3 25 | 9.4% | 4.5% | ||
| Q2 25 | -14.5% | 4.4% | ||
| Q1 25 | -29.0% | 5.3% | ||
| Q4 24 | -27.6% | 7.3% | ||
| Q3 24 | -62.9% | 6.6% | ||
| Q2 24 | -20.1% | 7.5% | ||
| Q1 24 | -27.9% | 5.6% |
| Q4 25 | -9.6% | 1.7% | ||
| Q3 25 | 7.4% | 1.1% | ||
| Q2 25 | -13.5% | 1.3% | ||
| Q1 25 | -24.4% | 2.1% | ||
| Q4 24 | -23.5% | 2.9% | ||
| Q3 24 | -51.7% | 2.9% | ||
| Q2 24 | -36.8% | 3.2% | ||
| Q1 24 | -8.9% | 2.5% |
| Q4 25 | $-0.46 | $0.35 | ||
| Q3 25 | $0.42 | $0.22 | ||
| Q2 25 | $-0.95 | $0.26 | ||
| Q1 25 | $-1.44 | $0.42 | ||
| Q4 24 | $-1.57 | $0.55 | ||
| Q3 24 | $-4.34 | $0.55 | ||
| Q2 24 | $-2.82 | $0.61 | ||
| Q1 24 | $-0.61 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $565.0M | $120.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $-459.0M | $695.7M |
| Total Assets | $22.3B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $565.0M | $120.5M | ||
| Q3 25 | $1.1B | $107.0M | ||
| Q2 25 | $503.0M | $106.8M | ||
| Q1 25 | $626.0M | $107.3M | ||
| Q4 24 | $592.0M | $60.9M | ||
| Q3 24 | $501.0M | $85.1M | ||
| Q2 24 | $568.0M | $82.5M | ||
| Q1 24 | $465.0M | $84.8M |
| Q4 25 | $-459.0M | $695.7M | ||
| Q3 25 | $-317.0M | $687.3M | ||
| Q2 25 | $-504.0M | $685.5M | ||
| Q1 25 | $-262.0M | $679.2M | ||
| Q4 24 | $153.0M | $629.0M | ||
| Q3 24 | $681.0M | $611.8M | ||
| Q2 24 | $2.0B | $596.3M | ||
| Q1 24 | $2.8B | $578.3M |
| Q4 25 | $22.3B | $3.3B | ||
| Q3 25 | $23.0B | $3.2B | ||
| Q2 25 | $23.1B | $3.1B | ||
| Q1 25 | $22.0B | $3.0B | ||
| Q4 24 | $21.8B | $2.6B | ||
| Q3 24 | $23.0B | $2.6B | ||
| Q2 24 | $25.2B | $2.6B | ||
| Q1 24 | $24.3B | $2.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $193.0M | $41.6M |
| Free Cash FlowOCF − Capex | — | $24.0M |
| FCF MarginFCF / Revenue | — | 2.0% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | 2.11× |
| TTM Free Cash FlowTrailing 4 quarters | — | $238.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $193.0M | $41.6M | ||
| Q3 25 | $835.0M | $118.4M | ||
| Q2 25 | $346.0M | $7.8M | ||
| Q1 25 | $251.0M | $137.7M | ||
| Q4 24 | $414.0M | $-61.9M | ||
| Q3 24 | $894.0M | $106.2M | ||
| Q2 24 | $546.0M | $15.0M | ||
| Q1 24 | $370.0M | $45.4M |
| Q4 25 | — | $24.0M | ||
| Q3 25 | — | $97.9M | ||
| Q2 25 | — | $-10.4M | ||
| Q1 25 | — | $127.2M | ||
| Q4 24 | — | $-74.0M | ||
| Q3 24 | — | $88.3M | ||
| Q2 24 | — | $613.0K | ||
| Q1 24 | — | $33.6M |
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 8.4% | ||
| Q2 25 | — | -0.9% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | -6.9% | ||
| Q3 24 | — | 8.3% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 3.1% |
| Q4 25 | — | 1.5% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 1.1% |
| Q4 25 | — | 2.11× | ||
| Q3 25 | 4.54× | 8.96× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 5.56× | ||
| Q4 24 | — | -2.00× | ||
| Q3 24 | — | 3.44× | ||
| Q2 24 | — | 0.44× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
