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Side-by-side financial comparison of HAVERTY FURNITURE COMPANIES INC (HVT) and RENASANT CORP (RNST). Click either name above to swap in a different company.

RENASANT CORP is the larger business by last-quarter revenue ($273.8M vs $201.9M, roughly 1.4× HAVERTY FURNITURE COMPANIES INC). RENASANT CORP runs the higher net margin — 32.2% vs 4.2%, a 28.0% gap on every dollar of revenue. Over the past eight quarters, RENASANT CORP's revenue compounded faster (29.3% CAGR vs 4.8%).

Furniture Brands International, Inc. was a home furnishings company, headquartered in Clayton, Missouri. The company began in 1911 as International Shoe Company with the merger of Roberts, Johnson & Rand Shoe Company and Peters Shoe Company. In 1966, the company changed its name to Interco as the result of diversification, and once the company exited the shoe business, adopted the name Furniture Brands International. Some of the brands it owned in the furniture industry included Broyhill, Tho...

Renasant Bank is an American regional commercial financial institution based in Tupelo, Mississippi. The bank has more than 280 branches in Alabama, Florida, Georgia, Mississippi, Louisiana, Tennessee, North Carolina and South Carolina. Renasant Bank operates under the parent company Renasant Corporation and is affiliated with Renasant Nation, a platform through which they publish blogs and shows.

HVT vs RNST — Head-to-Head

Bigger by revenue
RNST
RNST
1.4× larger
RNST
$273.8M
$201.9M
HVT
Higher net margin
RNST
RNST
28.0% more per $
RNST
32.2%
4.2%
HVT
Faster 2-yr revenue CAGR
RNST
RNST
Annualised
RNST
29.3%
4.8%
HVT

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
HVT
HVT
RNST
RNST
Revenue
$201.9M
$273.8M
Net Profit
$8.5M
$88.2M
Gross Margin
60.4%
Operating Margin
5.3%
Net Margin
4.2%
32.2%
Revenue YoY
9.5%
Net Profit YoY
4.1%
112.5%
EPS (diluted)
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HVT
HVT
RNST
RNST
Q1 26
$273.8M
Q4 25
$201.9M
$278.4M
Q3 25
$194.5M
$269.5M
Q2 25
$181.0M
$267.2M
Q1 25
$181.6M
$170.7M
Q4 24
$184.4M
$167.1M
Q3 24
$175.9M
$220.3M
Q2 24
$178.6M
$163.8M
Net Profit
HVT
HVT
RNST
RNST
Q1 26
$88.2M
Q4 25
$8.5M
$78.9M
Q3 25
$4.7M
$59.8M
Q2 25
$2.7M
$1.0M
Q1 25
$3.8M
$41.5M
Q4 24
$8.2M
$44.7M
Q3 24
$4.9M
$72.5M
Q2 24
$4.4M
$38.8M
Gross Margin
HVT
HVT
RNST
RNST
Q1 26
Q4 25
60.4%
Q3 25
60.3%
Q2 25
60.8%
Q1 25
61.2%
Q4 24
61.9%
Q3 24
60.2%
Q2 24
60.4%
Operating Margin
HVT
HVT
RNST
RNST
Q1 26
Q4 25
5.3%
34.8%
Q3 25
3.3%
27.9%
Q2 25
2.4%
1.0%
Q1 25
2.9%
30.4%
Q4 24
5.2%
29.8%
Q3 24
3.9%
44.2%
Q2 24
3.6%
29.6%
Net Margin
HVT
HVT
RNST
RNST
Q1 26
32.2%
Q4 25
4.2%
28.4%
Q3 25
2.4%
22.2%
Q2 25
1.5%
0.4%
Q1 25
2.1%
24.3%
Q4 24
4.4%
26.8%
Q3 24
2.8%
32.9%
Q2 24
2.5%
23.7%
EPS (diluted)
HVT
HVT
RNST
RNST
Q1 26
$0.94
Q4 25
$0.78
Q3 25
$0.63
Q2 25
$0.01
Q1 25
$0.65
Q4 24
$0.70
Q3 24
$1.18
Q2 24
$0.69

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HVT
HVT
RNST
RNST
Cash + ST InvestmentsLiquidity on hand
$125.3M
$1.2B
Total DebtLower is stronger
$806.2M
Stockholders' EquityBook value
$307.9M
$3.9B
Total Assets
$649.1M
$27.1B
Debt / EquityLower = less leverage
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HVT
HVT
RNST
RNST
Q1 26
$1.2B
Q4 25
$125.3M
$1.1B
Q3 25
$130.5M
$1.1B
Q2 25
$107.4M
$1.4B
Q1 25
$111.9M
$1.1B
Q4 24
$120.0M
$1.1B
Q3 24
$121.2M
$1.3B
Q2 24
$109.9M
$851.9M
Total Debt
HVT
HVT
RNST
RNST
Q1 26
$806.2M
Q4 25
$499.8M
Q3 25
$558.9M
Q2 25
$557.0M
Q1 25
$433.3M
Q4 24
$430.6M
Q3 24
$433.2M
Q2 24
$428.7M
Stockholders' Equity
HVT
HVT
RNST
RNST
Q1 26
$3.9B
Q4 25
$307.9M
$3.9B
Q3 25
$306.0M
$3.8B
Q2 25
$304.9M
$3.8B
Q1 25
$305.4M
$2.7B
Q4 24
$307.6M
$2.7B
Q3 24
$307.8M
$2.7B
Q2 24
$307.1M
$2.4B
Total Assets
HVT
HVT
RNST
RNST
Q1 26
$27.1B
Q4 25
$649.1M
$26.8B
Q3 25
$651.7M
$26.7B
Q2 25
$642.7M
$26.6B
Q1 25
$642.7M
$18.3B
Q4 24
$648.7M
$18.0B
Q3 24
$659.3M
$18.0B
Q2 24
$642.1M
$17.5B
Debt / Equity
HVT
HVT
RNST
RNST
Q1 26
0.21×
Q4 25
0.13×
Q3 25
0.15×
Q2 25
0.15×
Q1 25
0.16×
Q4 24
0.16×
Q3 24
0.16×
Q2 24
0.18×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HVT
HVT
RNST
RNST
Operating Cash FlowLast quarter
$7.4M
Free Cash FlowOCF − Capex
$3.0M
FCF MarginFCF / Revenue
1.5%
Capex IntensityCapex / Revenue
2.2%
Cash ConversionOCF / Net Profit
0.86×
TTM Free Cash FlowTrailing 4 quarters
$33.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HVT
HVT
RNST
RNST
Q1 26
Q4 25
$7.4M
$271.5M
Q3 25
$31.9M
$135.5M
Q2 25
$7.2M
$-77.3M
Q1 25
$6.2M
$106.2M
Q4 24
$16.9M
$106.4M
Q3 24
$24.4M
$-1.7M
Q2 24
$14.4M
$-49.1M
Free Cash Flow
HVT
HVT
RNST
RNST
Q1 26
Q4 25
$3.0M
$237.8M
Q3 25
$28.3M
$120.1M
Q2 25
$1.6M
$-87.5M
Q1 25
$27.0K
$101.3M
Q4 24
$9.1M
$92.8M
Q3 24
$16.1M
$-5.3M
Q2 24
$4.9M
$-52.6M
FCF Margin
HVT
HVT
RNST
RNST
Q1 26
Q4 25
1.5%
85.4%
Q3 25
14.6%
44.6%
Q2 25
0.9%
-32.7%
Q1 25
0.0%
59.4%
Q4 24
4.9%
55.5%
Q3 24
9.2%
-2.4%
Q2 24
2.7%
-32.1%
Capex Intensity
HVT
HVT
RNST
RNST
Q1 26
Q4 25
2.2%
12.1%
Q3 25
1.8%
5.7%
Q2 25
3.1%
3.8%
Q1 25
3.4%
2.8%
Q4 24
4.2%
8.2%
Q3 24
4.7%
1.6%
Q2 24
5.3%
2.1%
Cash Conversion
HVT
HVT
RNST
RNST
Q1 26
Q4 25
0.86×
3.44×
Q3 25
6.75×
2.27×
Q2 25
2.69×
-75.92×
Q1 25
1.63×
2.56×
Q4 24
2.06×
2.38×
Q3 24
4.96×
-0.02×
Q2 24
3.25×
-1.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HVT
HVT

Upholstery$91.0M45%
Bedroom Furniture$29.2M14%
Accessories And Other$28.4M14%
Dining Room Furniture$22.8M11%
Mattresses$16.1M8%
Occasional$14.4M7%

RNST
RNST

Net Interest Income$223.6M82%
Noninterest Income$50.3M18%

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