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Side-by-side financial comparison of HAVERTY FURNITURE COMPANIES INC (HVT) and Stock Yards Bancorp, Inc. (SYBT). Click either name above to swap in a different company.

HAVERTY FURNITURE COMPANIES INC is the larger business by last-quarter revenue ($201.9M vs $104.4M, roughly 1.9× Stock Yards Bancorp, Inc.). Stock Yards Bancorp, Inc. runs the higher net margin — 35.1% vs 4.2%, a 30.9% gap on every dollar of revenue. On growth, Stock Yards Bancorp, Inc. posted the faster year-over-year revenue change (11.7% vs 9.5%). Stock Yards Bancorp, Inc. produced more free cash flow last quarter ($154.0M vs $3.0M). Over the past eight quarters, Stock Yards Bancorp, Inc.'s revenue compounded faster (11.9% CAGR vs 4.8%).

Furniture Brands International, Inc. was a home furnishings company, headquartered in Clayton, Missouri. The company began in 1911 as International Shoe Company with the merger of Roberts, Johnson & Rand Shoe Company and Peters Shoe Company. In 1966, the company changed its name to Interco as the result of diversification, and once the company exited the shoe business, adopted the name Furniture Brands International. Some of the brands it owned in the furniture industry included Broyhill, Tho...

Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.

HVT vs SYBT — Head-to-Head

Bigger by revenue
HVT
HVT
1.9× larger
HVT
$201.9M
$104.4M
SYBT
Growing faster (revenue YoY)
SYBT
SYBT
+2.1% gap
SYBT
11.7%
9.5%
HVT
Higher net margin
SYBT
SYBT
30.9% more per $
SYBT
35.1%
4.2%
HVT
More free cash flow
SYBT
SYBT
$151.0M more FCF
SYBT
$154.0M
$3.0M
HVT
Faster 2-yr revenue CAGR
SYBT
SYBT
Annualised
SYBT
11.9%
4.8%
HVT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
HVT
HVT
SYBT
SYBT
Revenue
$201.9M
$104.4M
Net Profit
$8.5M
$36.6M
Gross Margin
60.4%
Operating Margin
5.3%
45.9%
Net Margin
4.2%
35.1%
Revenue YoY
9.5%
11.7%
Net Profit YoY
4.1%
15.5%
EPS (diluted)
$1.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HVT
HVT
SYBT
SYBT
Q4 25
$201.9M
$104.4M
Q3 25
$194.5M
$101.5M
Q2 25
$181.0M
$97.8M
Q1 25
$181.6M
$93.5M
Q4 24
$184.4M
$93.5M
Q3 24
$175.9M
$89.8M
Q2 24
$178.6M
$85.7M
Q1 24
$184.0M
$83.3M
Net Profit
HVT
HVT
SYBT
SYBT
Q4 25
$8.5M
$36.6M
Q3 25
$4.7M
$36.2M
Q2 25
$2.7M
$34.0M
Q1 25
$3.8M
$33.3M
Q4 24
$8.2M
$31.7M
Q3 24
$4.9M
$29.4M
Q2 24
$4.4M
$27.6M
Q1 24
$2.4M
$25.9M
Gross Margin
HVT
HVT
SYBT
SYBT
Q4 25
60.4%
Q3 25
60.3%
Q2 25
60.8%
Q1 25
61.2%
Q4 24
61.9%
Q3 24
60.2%
Q2 24
60.4%
Q1 24
60.3%
Operating Margin
HVT
HVT
SYBT
SYBT
Q4 25
5.3%
45.9%
Q3 25
3.3%
45.0%
Q2 25
2.4%
43.9%
Q1 25
2.9%
44.5%
Q4 24
5.2%
41.9%
Q3 24
3.9%
41.2%
Q2 24
3.6%
41.2%
Q1 24
1.7%
39.5%
Net Margin
HVT
HVT
SYBT
SYBT
Q4 25
4.2%
35.1%
Q3 25
2.4%
35.7%
Q2 25
1.5%
34.8%
Q1 25
2.1%
35.6%
Q4 24
4.4%
33.9%
Q3 24
2.8%
32.7%
Q2 24
2.5%
32.2%
Q1 24
1.3%
31.1%
EPS (diluted)
HVT
HVT
SYBT
SYBT
Q4 25
$1.24
Q3 25
$1.23
Q2 25
$1.15
Q1 25
$1.13
Q4 24
$1.07
Q3 24
$1.00
Q2 24
$0.94
Q1 24
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HVT
HVT
SYBT
SYBT
Cash + ST InvestmentsLiquidity on hand
$125.3M
Total DebtLower is stronger
$26.8M
Stockholders' EquityBook value
$307.9M
$1.1B
Total Assets
$649.1M
$9.5B
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HVT
HVT
SYBT
SYBT
Q4 25
$125.3M
Q3 25
$130.5M
Q2 25
$107.4M
Q1 25
$111.9M
Q4 24
$120.0M
Q3 24
$121.2M
Q2 24
$109.9M
Q1 24
$111.8M
Total Debt
HVT
HVT
SYBT
SYBT
Q4 25
$26.8M
Q3 25
$26.8M
Q2 25
Q1 25
$26.8M
Q4 24
$26.8M
Q3 24
$26.8M
Q2 24
$26.8M
Q1 24
$26.8M
Stockholders' Equity
HVT
HVT
SYBT
SYBT
Q4 25
$307.9M
$1.1B
Q3 25
$306.0M
$1.0B
Q2 25
$304.9M
$1.0B
Q1 25
$305.4M
$975.5M
Q4 24
$307.6M
$940.5M
Q3 24
$307.8M
$934.1M
Q2 24
$307.1M
$894.5M
Q1 24
$306.7M
$874.7M
Total Assets
HVT
HVT
SYBT
SYBT
Q4 25
$649.1M
$9.5B
Q3 25
$651.7M
$9.3B
Q2 25
$642.7M
$9.2B
Q1 25
$642.7M
$9.0B
Q4 24
$648.7M
$8.9B
Q3 24
$659.3M
$8.4B
Q2 24
$642.1M
$8.3B
Q1 24
$640.5M
$8.1B
Debt / Equity
HVT
HVT
SYBT
SYBT
Q4 25
0.02×
Q3 25
0.03×
Q2 25
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HVT
HVT
SYBT
SYBT
Operating Cash FlowLast quarter
$7.4M
$166.0M
Free Cash FlowOCF − Capex
$3.0M
$154.0M
FCF MarginFCF / Revenue
1.5%
147.5%
Capex IntensityCapex / Revenue
2.2%
11.5%
Cash ConversionOCF / Net Profit
0.86×
4.54×
TTM Free Cash FlowTrailing 4 quarters
$33.0M
$260.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HVT
HVT
SYBT
SYBT
Q4 25
$7.4M
$166.0M
Q3 25
$31.9M
$38.2M
Q2 25
$7.2M
$55.9M
Q1 25
$6.2M
$19.8M
Q4 24
$16.9M
$142.9M
Q3 24
$24.4M
$55.4M
Q2 24
$14.4M
$51.1M
Q1 24
$3.1M
$17.4M
Free Cash Flow
HVT
HVT
SYBT
SYBT
Q4 25
$3.0M
$154.0M
Q3 25
$28.3M
$35.2M
Q2 25
$1.6M
$53.5M
Q1 25
$27.0K
$17.8M
Q4 24
$9.1M
$133.0M
Q3 24
$16.1M
$53.9M
Q2 24
$4.9M
$47.9M
Q1 24
$-3.3M
$15.6M
FCF Margin
HVT
HVT
SYBT
SYBT
Q4 25
1.5%
147.5%
Q3 25
14.6%
34.6%
Q2 25
0.9%
54.7%
Q1 25
0.0%
19.1%
Q4 24
4.9%
142.3%
Q3 24
9.2%
60.0%
Q2 24
2.7%
55.9%
Q1 24
-1.8%
18.7%
Capex Intensity
HVT
HVT
SYBT
SYBT
Q4 25
2.2%
11.5%
Q3 25
1.8%
3.0%
Q2 25
3.1%
2.5%
Q1 25
3.4%
2.1%
Q4 24
4.2%
10.5%
Q3 24
4.7%
1.7%
Q2 24
5.3%
3.8%
Q1 24
3.5%
2.2%
Cash Conversion
HVT
HVT
SYBT
SYBT
Q4 25
0.86×
4.54×
Q3 25
6.75×
1.05×
Q2 25
2.69×
1.64×
Q1 25
1.63×
0.59×
Q4 24
2.06×
4.51×
Q3 24
4.96×
1.89×
Q2 24
3.25×
1.85×
Q1 24
1.31×
0.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HVT
HVT

Upholstery$91.0M45%
Bedroom Furniture$29.2M14%
Accessories And Other$28.4M14%
Dining Room Furniture$22.8M11%
Mattresses$16.1M8%
Occasional$14.4M7%

SYBT
SYBT

Segment breakdown not available.

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