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Side-by-side financial comparison of HANCOCK WHITNEY CORP (HWC) and Regency Centers (REG). Click either name above to swap in a different company.

Regency Centers is the larger business by last-quarter revenue ($404.2M vs $295.0M, roughly 1.4× HANCOCK WHITNEY CORP). Regency Centers runs the higher net margin — 50.1% vs 16.1%, a 34.0% gap on every dollar of revenue. On growth, Regency Centers posted the faster year-over-year revenue change (8.5% vs -19.7%). Over the past eight quarters, Regency Centers's revenue compounded faster (5.4% CAGR vs -9.4%).

Hancock Whitney Corp. is an American bank holding company headquartered in Gulfport, Mississippi. It operates 237 branches in Mississippi, Alabama, Florida, Louisiana, and Texas. The bank is the official bank of the New Orleans Saints and issues the official debit card. The bank is also the official bank of LSU Athletics and the Louisiana Ragin' Cajuns, being the exclusive provider of credit cards for the LSU Tigers, as well as debit cards for both athletic brands.

Regency Centers Corporation is a real estate investment trust based in Jacksonville, Florida, and is one of the largest operators of shopping centers with grocery stores as anchor tenants. As of October 21, 2020, the company owned 415 properties comprising 56-million-square feet of space. Notable properties owned by the company include Serramonte Center and a 30% interest in Village District.

HWC vs REG — Head-to-Head

Bigger by revenue
REG
REG
1.4× larger
REG
$404.2M
$295.0M
HWC
Growing faster (revenue YoY)
REG
REG
+28.2% gap
REG
8.5%
-19.7%
HWC
Higher net margin
REG
REG
34.0% more per $
REG
50.1%
16.1%
HWC
Faster 2-yr revenue CAGR
REG
REG
Annualised
REG
5.4%
-9.4%
HWC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
HWC
HWC
REG
REG
Revenue
$295.0M
$404.2M
Net Profit
$47.4M
$202.5M
Gross Margin
Operating Margin
71.0%
Net Margin
16.1%
50.1%
Revenue YoY
-19.7%
8.5%
Net Profit YoY
-60.3%
134.1%
EPS (diluted)
$0.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
HWC
HWC
REG
REG
Q1 26
$295.0M
Q4 25
$389.3M
$404.2M
Q3 25
$385.7M
$387.6M
Q2 25
$375.5M
$380.8M
Q1 25
$364.7M
$380.9M
Q4 24
$364.8M
$372.5M
Q3 24
$367.7M
$360.3M
Q2 24
$359.6M
$357.3M
Net Profit
HWC
HWC
REG
REG
Q1 26
$47.4M
Q4 25
$202.5M
Q3 25
$127.5M
$109.4M
Q2 25
$106.0M
Q1 25
$109.6M
Q4 24
$86.5M
Q3 24
$115.6M
$101.5M
Q2 24
$102.7M
Operating Margin
HWC
HWC
REG
REG
Q1 26
Q4 25
40.7%
71.0%
Q3 25
41.6%
72.7%
Q2 25
38.5%
73.8%
Q1 25
40.9%
71.8%
Q4 24
41.3%
71.1%
Q3 24
39.5%
72.5%
Q2 24
40.3%
72.3%
Net Margin
HWC
HWC
REG
REG
Q1 26
16.1%
Q4 25
50.1%
Q3 25
33.0%
28.2%
Q2 25
27.8%
Q1 25
28.8%
Q4 24
23.2%
Q3 24
31.4%
28.2%
Q2 24
28.7%
EPS (diluted)
HWC
HWC
REG
REG
Q1 26
$0.57
Q4 25
$1.48
Q3 25
$1.49
Q2 25
$1.32
Q1 25
$1.38
Q4 24
$1.40
Q3 24
$1.33
Q2 24
$1.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
HWC
HWC
REG
REG
Cash + ST InvestmentsLiquidity on hand
$223.7M
Total DebtLower is stronger
$1.6B
$4.7B
Stockholders' EquityBook value
$6.9B
Total Assets
$35.5B
$13.0B
Debt / EquityLower = less leverage
0.69×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
HWC
HWC
REG
REG
Q1 26
$223.7M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
HWC
HWC
REG
REG
Q1 26
$1.6B
Q4 25
$199.4M
$4.7B
Q3 25
$210.7M
$4.9B
Q2 25
$210.6M
$4.8B
Q1 25
$210.6M
$4.6B
Q4 24
$210.5M
$4.4B
Q3 24
$236.4M
$4.4B
Q2 24
$236.4M
$4.4B
Stockholders' Equity
HWC
HWC
REG
REG
Q1 26
Q4 25
$4.5B
$6.9B
Q3 25
$4.5B
$6.8B
Q2 25
$4.4B
$6.7B
Q1 25
$4.3B
$6.7B
Q4 24
$4.1B
$6.7B
Q3 24
$4.2B
$6.8B
Q2 24
$3.9B
$6.8B
Total Assets
HWC
HWC
REG
REG
Q1 26
$35.5B
Q4 25
$35.5B
$13.0B
Q3 25
$35.8B
$13.1B
Q2 25
$35.2B
$12.7B
Q1 25
$34.8B
$12.6B
Q4 24
$35.1B
$12.4B
Q3 24
$35.2B
$12.4B
Q2 24
$35.4B
$12.4B
Debt / Equity
HWC
HWC
REG
REG
Q1 26
Q4 25
0.04×
0.69×
Q3 25
0.05×
0.72×
Q2 25
0.05×
0.72×
Q1 25
0.05×
0.69×
Q4 24
0.05×
0.66×
Q3 24
0.06×
0.65×
Q2 24
0.06×
0.64×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
HWC
HWC
REG
REG
Operating Cash FlowLast quarter
$203.9M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.01×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
HWC
HWC
REG
REG
Q1 26
Q4 25
$541.8M
$203.9M
Q3 25
$158.8M
$218.7M
Q2 25
$125.8M
$244.0M
Q1 25
$104.2M
$161.0M
Q4 24
$625.7M
$191.4M
Q3 24
$162.5M
$227.6M
Q2 24
$105.0M
$203.5M
Free Cash Flow
HWC
HWC
REG
REG
Q1 26
Q4 25
$523.1M
Q3 25
$155.0M
Q2 25
$122.0M
Q1 25
$100.2M
Q4 24
$615.5M
Q3 24
$158.6M
Q2 24
$103.7M
FCF Margin
HWC
HWC
REG
REG
Q1 26
Q4 25
134.4%
Q3 25
40.2%
Q2 25
32.5%
Q1 25
27.5%
Q4 24
168.7%
Q3 24
43.1%
Q2 24
28.8%
Capex Intensity
HWC
HWC
REG
REG
Q1 26
Q4 25
4.8%
Q3 25
1.0%
Q2 25
1.0%
Q1 25
1.1%
Q4 24
2.8%
Q3 24
1.1%
Q2 24
0.4%
Cash Conversion
HWC
HWC
REG
REG
Q1 26
Q4 25
1.01×
Q3 25
1.25×
2.00×
Q2 25
2.30×
Q1 25
1.47×
Q4 24
2.21×
Q3 24
1.41×
2.24×
Q2 24
1.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

HWC
HWC

Segment breakdown not available.

REG
REG

Shopping Centers$418.0M103%
Propertymanagementservices$4.1M1%
Assetmanagementservices$1.7M0%

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