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Side-by-side financial comparison of Installed Building Products, Inc. (IBP) and Regions Financial Corporation (RF). Click either name above to swap in a different company.

Regions Financial Corporation is the larger business by last-quarter revenue ($1.3B vs $747.5M, roughly 1.7× Installed Building Products, Inc.). Regions Financial Corporation runs the higher net margin — 41.7% vs 10.2%, a 31.4% gap on every dollar of revenue. On growth, Regions Financial Corporation posted the faster year-over-year revenue change (4.1% vs -0.4%). Over the past eight quarters, Regions Financial Corporation's revenue compounded faster (4.0% CAGR vs 3.9%).

Installed Building Products, Inc. is a leading US-based provider of professional installation services for building products. Core offerings include insulation, gutters, garage doors, fire protection systems and window treatments, serving residential new construction, repair & remodel, and commercial construction segments across most US regions.

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.

IBP vs RF — Head-to-Head

Bigger by revenue
RF
RF
1.7× larger
RF
$1.3B
$747.5M
IBP
Growing faster (revenue YoY)
RF
RF
+4.5% gap
RF
4.1%
-0.4%
IBP
Higher net margin
RF
RF
31.4% more per $
RF
41.7%
10.2%
IBP
Faster 2-yr revenue CAGR
RF
RF
Annualised
RF
4.0%
3.9%
IBP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
IBP
IBP
RF
RF
Revenue
$747.5M
$1.3B
Net Profit
$76.6M
$534.0M
Gross Margin
35.0%
Operating Margin
14.6%
55.3%
Net Margin
10.2%
41.7%
Revenue YoY
-0.4%
4.1%
Net Profit YoY
14.5%
0.0%
EPS (diluted)
$2.81
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IBP
IBP
RF
RF
Q4 25
$747.5M
$1.3B
Q3 25
$778.2M
$1.3B
Q2 25
$760.3M
$1.3B
Q1 25
$684.8M
$1.2B
Q4 24
$750.2M
$1.2B
Q3 24
$760.6M
$1.2B
Q2 24
$737.6M
$1.2B
Q1 24
$692.9M
$1.2B
Net Profit
IBP
IBP
RF
RF
Q4 25
$76.6M
$534.0M
Q3 25
$74.4M
$569.0M
Q2 25
$69.0M
$563.0M
Q1 25
$45.4M
$490.0M
Q4 24
$66.9M
$534.0M
Q3 24
$68.6M
$490.0M
Q2 24
$65.2M
$501.0M
Q1 24
$55.9M
$368.0M
Gross Margin
IBP
IBP
RF
RF
Q4 25
35.0%
Q3 25
34.0%
Q2 25
34.2%
Q1 25
32.7%
Q4 24
33.6%
Q3 24
33.8%
Q2 24
34.1%
Q1 24
33.8%
Operating Margin
IBP
IBP
RF
RF
Q4 25
14.6%
55.3%
Q3 25
13.7%
56.3%
Q2 25
13.3%
56.1%
Q1 25
10.2%
52.0%
Q4 24
13.1%
53.4%
Q3 24
13.3%
49.9%
Q2 24
12.9%
52.7%
Q1 24
12.7%
39.2%
Net Margin
IBP
IBP
RF
RF
Q4 25
10.2%
41.7%
Q3 25
9.6%
45.3%
Q2 25
9.1%
44.7%
Q1 25
6.6%
41.0%
Q4 24
8.9%
43.4%
Q3 24
9.0%
40.2%
Q2 24
8.8%
42.2%
Q1 24
8.1%
31.1%
EPS (diluted)
IBP
IBP
RF
RF
Q4 25
$2.81
$0.59
Q3 25
$2.74
$0.61
Q2 25
$2.52
$0.59
Q1 25
$1.64
$0.51
Q4 24
$2.39
$0.55
Q3 24
$2.44
$0.49
Q2 24
$2.30
$0.52
Q1 24
$1.97
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IBP
IBP
RF
RF
Cash + ST InvestmentsLiquidity on hand
$321.9M
Total DebtLower is stronger
$886.6M
$4.1B
Stockholders' EquityBook value
$709.9M
$19.0B
Total Assets
$2.1B
$158.8B
Debt / EquityLower = less leverage
1.25×
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IBP
IBP
RF
RF
Q4 25
$321.9M
Q3 25
$333.3M
Q2 25
$305.2M
Q1 25
$298.7M
Q4 24
$327.6M
Q3 24
$406.2M
Q2 24
$380.3M
Q1 24
$399.9M
Total Debt
IBP
IBP
RF
RF
Q4 25
$886.6M
$4.1B
Q3 25
$880.8M
$4.8B
Q2 25
$876.1M
$5.3B
Q1 25
$872.4M
$6.0B
Q4 24
$874.8M
$6.0B
Q3 24
$872.3M
$6.0B
Q2 24
$875.8M
$5.1B
Q1 24
$875.0M
$3.3B
Stockholders' Equity
IBP
IBP
RF
RF
Q4 25
$709.9M
$19.0B
Q3 25
$678.6M
$19.0B
Q2 25
$664.5M
$18.7B
Q1 25
$660.9M
$18.5B
Q4 24
$705.3M
$17.9B
Q3 24
$716.4M
$18.7B
Q2 24
$685.3M
$17.2B
Q1 24
$679.2M
$17.0B
Total Assets
IBP
IBP
RF
RF
Q4 25
$2.1B
$158.8B
Q3 25
$2.1B
$159.9B
Q2 25
$2.0B
$159.2B
Q1 25
$2.0B
$159.8B
Q4 24
$2.1B
$157.3B
Q3 24
$2.1B
$157.4B
Q2 24
$2.0B
$154.1B
Q1 24
$2.0B
$154.9B
Debt / Equity
IBP
IBP
RF
RF
Q4 25
1.25×
0.22×
Q3 25
1.30×
0.25×
Q2 25
1.32×
0.28×
Q1 25
1.32×
0.32×
Q4 24
1.24×
0.34×
Q3 24
1.22×
0.32×
Q2 24
1.28×
0.30×
Q1 24
1.29×
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IBP
IBP
RF
RF
Operating Cash FlowLast quarter
$64.9M
$-319.0M
Free Cash FlowOCF − Capex
$49.3M
FCF MarginFCF / Revenue
6.6%
Capex IntensityCapex / Revenue
2.1%
Cash ConversionOCF / Net Profit
0.85×
-0.60×
TTM Free Cash FlowTrailing 4 quarters
$300.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IBP
IBP
RF
RF
Q4 25
$64.9M
$-319.0M
Q3 25
$124.0M
$861.0M
Q2 25
$90.4M
$573.0M
Q1 25
$92.1M
$1.1B
Q4 24
$74.8M
$-220.0M
Q3 24
$101.4M
$1.3B
Q2 24
$79.0M
$161.0M
Q1 24
$84.8M
$396.0M
Free Cash Flow
IBP
IBP
RF
RF
Q4 25
$49.3M
Q3 25
$104.8M
Q2 25
$74.8M
Q1 25
$71.9M
Q4 24
$52.9M
Q3 24
$77.3M
Q2 24
$58.2M
Q1 24
$63.0M
FCF Margin
IBP
IBP
RF
RF
Q4 25
6.6%
Q3 25
13.5%
Q2 25
9.8%
Q1 25
10.5%
Q4 24
7.1%
Q3 24
10.2%
Q2 24
7.9%
Q1 24
9.1%
Capex Intensity
IBP
IBP
RF
RF
Q4 25
2.1%
Q3 25
2.5%
Q2 25
2.1%
Q1 25
2.9%
Q4 24
2.9%
Q3 24
3.2%
Q2 24
2.8%
Q1 24
3.1%
Cash Conversion
IBP
IBP
RF
RF
Q4 25
0.85×
-0.60×
Q3 25
1.67×
1.51×
Q2 25
1.31×
1.02×
Q1 25
2.03×
2.18×
Q4 24
1.12×
-0.41×
Q3 24
1.48×
2.57×
Q2 24
1.21×
0.32×
Q1 24
1.52×
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

IBP
IBP

Residential New Construction$488.6M65%
Other Customer Installation$67.8M9%
Shower Doors Shelving And Mirrors$53.5M7%
Other Building Products$47.7M6%
Fireproofing And Firestopping$37.6M5%
Rain Gutters$31.3M4%
Window Blinds$18.0M2%
Related Party$6.7M1%

RF
RF

Consumer Bank$747.0M58%
Corporate Bank$487.0M38%
Wealth Management$47.0M4%

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