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Side-by-side financial comparison of Information Services Group Inc. (III) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.
Information Services Group Inc. is the larger business by last-quarter revenue ($61.2M vs $53.8M, roughly 1.1× SMARTFINANCIAL INC.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs 4.3%, a 21.1% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs -2.4%).
EBSCO Information Services, headquartered in Ipswich, Massachusetts, is a division of EBSCO Industries Inc., a private company headquartered in Birmingham, Alabama. EBSCO provides products and services to libraries of many types around the world. Its products include EBSCONET, a complete e-resource management system, and EBSCOhost, which supplies a fee-based online research service with 375 full-text databases, a collection of 600,000-plus ebooks, subject indexes, point-of-care medical refere...
SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.
III vs SMBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $61.2M | $53.8M |
| Net Profit | $2.6M | $13.7M |
| Gross Margin | 44.8% | — |
| Operating Margin | 8.4% | — |
| Net Margin | 4.3% | 25.4% |
| Revenue YoY | 5.9% | — |
| Net Profit YoY | -14.1% | 21.6% |
| EPS (diluted) | $0.06 | $0.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $53.8M | ||
| Q4 25 | $61.2M | $53.3M | ||
| Q3 25 | $62.4M | $51.1M | ||
| Q2 25 | $61.6M | $49.2M | ||
| Q1 25 | $59.6M | $46.8M | ||
| Q4 24 | $57.8M | $46.8M | ||
| Q3 24 | $61.3M | $44.2M | ||
| Q2 24 | $64.3M | $40.4M |
| Q1 26 | — | $13.7M | ||
| Q4 25 | $2.6M | $13.7M | ||
| Q3 25 | $3.1M | $13.7M | ||
| Q2 25 | $2.2M | $11.7M | ||
| Q1 25 | $1.5M | $11.3M | ||
| Q4 24 | $3.0M | $9.6M | ||
| Q3 24 | $1.1M | $9.1M | ||
| Q2 24 | $2.0M | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | 44.8% | — | ||
| Q3 25 | 42.2% | — | ||
| Q2 25 | 42.2% | — | ||
| Q1 25 | 43.1% | — | ||
| Q4 24 | 41.5% | — | ||
| Q3 24 | 40.4% | — | ||
| Q2 24 | 39.5% | — |
| Q1 26 | — | — | ||
| Q4 25 | 8.4% | 31.3% | ||
| Q3 25 | 7.4% | 33.2% | ||
| Q2 25 | 7.6% | 29.0% | ||
| Q1 25 | 5.7% | 29.0% | ||
| Q4 24 | 0.3% | 26.5% | ||
| Q3 24 | 7.0% | 24.3% | ||
| Q2 24 | 5.7% | 25.6% |
| Q1 26 | — | 25.4% | ||
| Q4 25 | 4.3% | 25.7% | ||
| Q3 25 | 4.9% | 26.8% | ||
| Q2 25 | 3.5% | 23.8% | ||
| Q1 25 | 2.5% | 24.0% | ||
| Q4 24 | 5.3% | 20.6% | ||
| Q3 24 | 1.9% | 20.7% | ||
| Q2 24 | 3.2% | 19.8% |
| Q1 26 | — | $0.81 | ||
| Q4 25 | $0.06 | $0.81 | ||
| Q3 25 | $0.06 | $0.81 | ||
| Q2 25 | $0.04 | $0.69 | ||
| Q1 25 | $0.03 | $0.67 | ||
| Q4 24 | $0.07 | $0.57 | ||
| Q3 24 | $0.02 | $0.54 | ||
| Q2 24 | $0.04 | $0.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $28.7M | $346.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $94.7M | $562.2M |
| Total Assets | $211.0M | $5.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $346.1M | ||
| Q4 25 | $28.7M | $464.4M | ||
| Q3 25 | $28.7M | $557.1M | ||
| Q2 25 | $25.2M | $365.1M | ||
| Q1 25 | $20.1M | $423.0M | ||
| Q4 24 | $23.1M | $387.6M | ||
| Q3 24 | $9.7M | $192.9M | ||
| Q2 24 | $11.8M | $342.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $1.3M | ||
| Q2 25 | — | $7.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $8.1M | ||
| Q3 24 | — | $9.0M | ||
| Q2 24 | — | $12.7M |
| Q1 26 | — | $562.2M | ||
| Q4 25 | $94.7M | $552.4M | ||
| Q3 25 | $94.7M | $538.4M | ||
| Q2 25 | $94.1M | $519.0M | ||
| Q1 25 | $95.0M | $505.8M | ||
| Q4 24 | $96.3M | $491.3M | ||
| Q3 24 | $96.6M | $489.0M | ||
| Q2 24 | $95.5M | $472.5M |
| Q1 26 | — | $5.9B | ||
| Q4 25 | $211.0M | $5.9B | ||
| Q3 25 | $213.3M | $5.8B | ||
| Q2 25 | $200.7M | $5.5B | ||
| Q1 25 | $202.4M | $5.4B | ||
| Q4 24 | $204.5M | $5.3B | ||
| Q3 24 | $227.1M | $4.9B | ||
| Q2 24 | $235.3M | $4.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.01× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.02× | ||
| Q2 24 | — | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.1M | — |
| Free Cash FlowOCF − Capex | $4.3M | — |
| FCF MarginFCF / Revenue | 7.0% | — |
| Capex IntensityCapex / Revenue | 1.2% | — |
| Cash ConversionOCF / Net Profit | 1.94× | — |
| TTM Free Cash FlowTrailing 4 quarters | $25.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $5.1M | $61.7M | ||
| Q3 25 | $11.1M | $16.9M | ||
| Q2 25 | $11.9M | $14.0M | ||
| Q1 25 | $978.0K | $14.3M | ||
| Q4 24 | $6.6M | $52.7M | ||
| Q3 24 | $8.8M | $12.4M | ||
| Q2 24 | $2.2M | $16.5M |
| Q1 26 | — | — | ||
| Q4 25 | $4.3M | $59.3M | ||
| Q3 25 | $9.5M | $16.6M | ||
| Q2 25 | $11.1M | $13.2M | ||
| Q1 25 | $141.0K | $13.4M | ||
| Q4 24 | $6.0M | $46.3M | ||
| Q3 24 | $8.4M | $11.3M | ||
| Q2 24 | $1.3M | $15.4M |
| Q1 26 | — | — | ||
| Q4 25 | 7.0% | 111.3% | ||
| Q3 25 | 15.2% | 32.4% | ||
| Q2 25 | 18.0% | 26.9% | ||
| Q1 25 | 0.2% | 28.5% | ||
| Q4 24 | 10.4% | 98.9% | ||
| Q3 24 | 13.7% | 25.7% | ||
| Q2 24 | 2.0% | 38.2% |
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 4.5% | ||
| Q3 25 | 2.5% | 0.6% | ||
| Q2 25 | 1.4% | 1.6% | ||
| Q1 25 | 1.4% | 2.0% | ||
| Q4 24 | 0.9% | 13.7% | ||
| Q3 24 | 0.6% | 2.4% | ||
| Q2 24 | 1.4% | 2.7% |
| Q1 26 | — | — | ||
| Q4 25 | 1.94× | 4.50× | ||
| Q3 25 | 3.62× | 1.23× | ||
| Q2 25 | 5.46× | 1.20× | ||
| Q1 25 | 0.66× | 1.27× | ||
| Q4 24 | 2.15× | 5.47× | ||
| Q3 24 | 7.66× | 1.36× | ||
| Q2 24 | 1.07× | 2.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
III
Segment breakdown not available.
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
