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Side-by-side financial comparison of INSTEEL INDUSTRIES INC (IIIN) and OCEANFIRST FINANCIAL CORP (OCFC). Click either name above to swap in a different company.

INSTEEL INDUSTRIES INC is the larger business by last-quarter revenue ($159.9M vs $104.7M, roughly 1.5× OCEANFIRST FINANCIAL CORP). OCEANFIRST FINANCIAL CORP runs the higher net margin — 12.5% vs 4.7%, a 7.8% gap on every dollar of revenue. On growth, INSTEEL INDUSTRIES INC posted the faster year-over-year revenue change (23.3% vs 9.6%). OCEANFIRST FINANCIAL CORP produced more free cash flow last quarter ($79.5M vs $-2.2M). Over the past eight quarters, INSTEEL INDUSTRIES INC's revenue compounded faster (12.0% CAGR vs 3.1%).

Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

IIIN vs OCFC — Head-to-Head

Bigger by revenue
IIIN
IIIN
1.5× larger
IIIN
$159.9M
$104.7M
OCFC
Growing faster (revenue YoY)
IIIN
IIIN
+13.7% gap
IIIN
23.3%
9.6%
OCFC
Higher net margin
OCFC
OCFC
7.8% more per $
OCFC
12.5%
4.7%
IIIN
More free cash flow
OCFC
OCFC
$81.7M more FCF
OCFC
$79.5M
$-2.2M
IIIN
Faster 2-yr revenue CAGR
IIIN
IIIN
Annualised
IIIN
12.0%
3.1%
OCFC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
IIIN
IIIN
OCFC
OCFC
Revenue
$159.9M
$104.7M
Net Profit
$7.6M
$13.1M
Gross Margin
11.3%
Operating Margin
6.0%
16.1%
Net Margin
4.7%
12.5%
Revenue YoY
23.3%
9.6%
Net Profit YoY
602.4%
-40.2%
EPS (diluted)
$0.39
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IIIN
IIIN
OCFC
OCFC
Q4 25
$159.9M
$104.7M
Q3 25
$177.4M
$103.0M
Q2 25
$179.9M
$99.4M
Q1 25
$160.7M
$97.9M
Q4 24
$129.7M
$95.6M
Q3 24
$134.3M
$96.9M
Q2 24
$145.8M
$93.2M
Q1 24
$127.4M
$98.5M
Net Profit
IIIN
IIIN
OCFC
OCFC
Q4 25
$7.6M
$13.1M
Q3 25
$14.6M
$17.3M
Q2 25
$15.2M
$19.0M
Q1 25
$10.2M
$21.5M
Q4 24
$1.1M
$21.9M
Q3 24
$4.7M
$25.1M
Q2 24
$6.6M
$24.4M
Q1 24
$6.9M
$28.7M
Gross Margin
IIIN
IIIN
OCFC
OCFC
Q4 25
11.3%
Q3 25
16.1%
Q2 25
17.1%
Q1 25
15.3%
Q4 24
7.3%
Q3 24
9.1%
Q2 24
10.6%
Q1 24
12.3%
Operating Margin
IIIN
IIIN
OCFC
OCFC
Q4 25
6.0%
16.1%
Q3 25
10.8%
21.9%
Q2 25
11.0%
25.0%
Q1 25
8.3%
28.9%
Q4 24
1.1%
28.5%
Q3 24
4.5%
33.7%
Q2 24
6.0%
33.8%
Q1 24
7.0%
39.8%
Net Margin
IIIN
IIIN
OCFC
OCFC
Q4 25
4.7%
12.5%
Q3 25
8.2%
16.8%
Q2 25
8.4%
19.2%
Q1 25
6.4%
22.0%
Q4 24
0.8%
22.9%
Q3 24
3.5%
25.9%
Q2 24
4.5%
26.1%
Q1 24
5.4%
29.1%
EPS (diluted)
IIIN
IIIN
OCFC
OCFC
Q4 25
$0.39
$0.24
Q3 25
$0.74
$0.30
Q2 25
$0.78
$0.28
Q1 25
$0.52
$0.35
Q4 24
$0.06
$0.36
Q3 24
$0.24
$0.42
Q2 24
$0.34
$0.40
Q1 24
$0.35
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IIIN
IIIN
OCFC
OCFC
Cash + ST InvestmentsLiquidity on hand
$15.6M
Total DebtLower is stronger
$255.2M
Stockholders' EquityBook value
$358.8M
$1.7B
Total Assets
$456.1M
$14.6B
Debt / EquityLower = less leverage
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IIIN
IIIN
OCFC
OCFC
Q4 25
$15.6M
Q3 25
$38.6M
Q2 25
$53.7M
Q1 25
$28.4M
Q4 24
$36.0M
Q3 24
$111.5M
Q2 24
$97.7M
Q1 24
$83.9M
Total Debt
IIIN
IIIN
OCFC
OCFC
Q4 25
$255.2M
Q3 25
Q2 25
Q1 25
Q4 24
$197.5M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
IIIN
IIIN
OCFC
OCFC
Q4 25
$358.8M
$1.7B
Q3 25
$371.5M
$1.7B
Q2 25
$356.2M
$1.6B
Q1 25
$341.4M
$1.7B
Q4 24
$331.6M
$1.7B
Q3 24
$350.9M
$1.7B
Q2 24
$346.0M
$1.7B
Q1 24
$340.6M
$1.7B
Total Assets
IIIN
IIIN
OCFC
OCFC
Q4 25
$456.1M
$14.6B
Q3 25
$462.6M
$14.3B
Q2 25
$471.9M
$13.3B
Q1 25
$421.9M
$13.3B
Q4 24
$404.7M
$13.4B
Q3 24
$422.6M
$13.5B
Q2 24
$414.6M
$13.3B
Q1 24
$397.2M
$13.4B
Debt / Equity
IIIN
IIIN
OCFC
OCFC
Q4 25
0.15×
Q3 25
Q2 25
Q1 25
Q4 24
0.12×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IIIN
IIIN
OCFC
OCFC
Operating Cash FlowLast quarter
$-701.0K
$87.2M
Free Cash FlowOCF − Capex
$-2.2M
$79.5M
FCF MarginFCF / Revenue
-1.4%
75.9%
Capex IntensityCapex / Revenue
0.9%
7.4%
Cash ConversionOCF / Net Profit
-0.09×
6.66×
TTM Free Cash FlowTrailing 4 quarters
$439.0K
$125.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IIIN
IIIN
OCFC
OCFC
Q4 25
$-701.0K
$87.2M
Q3 25
$-17.0M
$24.4M
Q2 25
$28.5M
$28.6M
Q1 25
$-3.3M
$-1.8M
Q4 24
$19.0M
$92.2M
Q3 24
$16.2M
$-22.4M
Q2 24
$18.8M
$23.7M
Q1 24
$1.4M
$46.1M
Free Cash Flow
IIIN
IIIN
OCFC
OCFC
Q4 25
$-2.2M
$79.5M
Q3 25
$-18.7M
$22.8M
Q2 25
$26.9M
$27.2M
Q1 25
$-5.5M
$-3.6M
Q4 24
$16.3M
$84.7M
Q3 24
$14.5M
$-23.5M
Q2 24
$15.5M
$19.5M
Q1 24
$-580.0K
$45.4M
FCF Margin
IIIN
IIIN
OCFC
OCFC
Q4 25
-1.4%
75.9%
Q3 25
-10.6%
22.2%
Q2 25
15.0%
27.4%
Q1 25
-3.5%
-3.7%
Q4 24
12.6%
88.6%
Q3 24
10.8%
-24.2%
Q2 24
10.7%
20.9%
Q1 24
-0.5%
46.1%
Capex Intensity
IIIN
IIIN
OCFC
OCFC
Q4 25
0.9%
7.4%
Q3 25
1.0%
1.5%
Q2 25
0.9%
1.4%
Q1 25
1.4%
1.9%
Q4 24
2.1%
7.9%
Q3 24
1.3%
1.1%
Q2 24
2.2%
4.5%
Q1 24
1.5%
0.7%
Cash Conversion
IIIN
IIIN
OCFC
OCFC
Q4 25
-0.09×
6.66×
Q3 25
-1.17×
1.41×
Q2 25
1.88×
1.50×
Q1 25
-0.32×
-0.08×
Q4 24
17.56×
4.21×
Q3 24
3.48×
-0.89×
Q2 24
2.86×
0.97×
Q1 24
0.20×
1.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

IIIN
IIIN

Welded Wire Reinforcement$108.4M68%
PC Strand$51.6M32%

OCFC
OCFC

Segment breakdown not available.

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