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Side-by-side financial comparison of INSTEEL INDUSTRIES INC (IIIN) and OppFi Inc. (OPFI). Click either name above to swap in a different company.
INSTEEL INDUSTRIES INC is the larger business by last-quarter revenue ($159.9M vs $85.6M, roughly 1.9× OppFi Inc.). OppFi Inc. runs the higher net margin — 19.7% vs 4.7%, a 14.9% gap on every dollar of revenue. On growth, INSTEEL INDUSTRIES INC posted the faster year-over-year revenue change (23.3% vs 5.9%). OppFi Inc. produced more free cash flow last quarter ($382.2M vs $-2.2M). Over the past eight quarters, OppFi Inc.'s revenue compounded faster (16.3% CAGR vs 12.0%).
Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.
OppFi Inc. is a US-headquartered financial technology firm that provides responsible, accessible financial solutions including installment loans, credit-building tools and related support services to consumers underserved by traditional banking institutions, prioritizing fair terms to help users boost their long-term financial wellness.
IIIN vs OPFI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $159.9M | $85.6M |
| Net Profit | $7.6M | $16.8M |
| Gross Margin | 11.3% | — |
| Operating Margin | 6.0% | 36.1% |
| Net Margin | 4.7% | 19.7% |
| Revenue YoY | 23.3% | 5.9% |
| Net Profit YoY | 602.4% | 400.3% |
| EPS (diluted) | $0.39 | $1.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $159.9M | $85.6M | ||
| Q3 25 | $177.4M | $104.6M | ||
| Q2 25 | $179.9M | $100.2M | ||
| Q1 25 | $160.7M | $90.8M | ||
| Q4 24 | $129.7M | $80.8M | ||
| Q3 24 | $134.3M | $91.2M | ||
| Q2 24 | $145.8M | $86.3M | ||
| Q1 24 | $127.4M | $63.2M |
| Q4 25 | $7.6M | $16.8M | ||
| Q3 25 | $14.6M | $41.6M | ||
| Q2 25 | $15.2M | $-20.8M | ||
| Q1 25 | $10.2M | $-11.4M | ||
| Q4 24 | $1.1M | $-5.6M | ||
| Q3 24 | $4.7M | $4.3M | ||
| Q2 24 | $6.6M | $3.1M | ||
| Q1 24 | $6.9M | $5.5M |
| Q4 25 | 11.3% | — | ||
| Q3 25 | 16.1% | — | ||
| Q2 25 | 17.1% | — | ||
| Q1 25 | 15.3% | — | ||
| Q4 24 | 7.3% | — | ||
| Q3 24 | 9.1% | — | ||
| Q2 24 | 10.6% | — | ||
| Q1 24 | 12.3% | — |
| Q4 25 | 6.0% | 36.1% | ||
| Q3 25 | 10.8% | 46.3% | ||
| Q2 25 | 11.0% | 44.7% | ||
| Q1 25 | 8.3% | 46.8% | ||
| Q4 24 | 1.1% | 30.5% | ||
| Q3 24 | 4.5% | 38.5% | ||
| Q2 24 | 6.0% | 34.2% | ||
| Q1 24 | 7.0% | 8.4% |
| Q4 25 | 4.7% | 19.7% | ||
| Q3 25 | 8.2% | 39.8% | ||
| Q2 25 | 8.4% | -20.7% | ||
| Q1 25 | 6.4% | -12.5% | ||
| Q4 24 | 0.8% | -6.9% | ||
| Q3 24 | 3.5% | 4.7% | ||
| Q2 24 | 4.5% | 3.6% | ||
| Q1 24 | 5.4% | 8.8% |
| Q4 25 | $0.39 | $1.48 | ||
| Q3 25 | $0.74 | $0.77 | ||
| Q2 25 | $0.78 | $-0.78 | ||
| Q1 25 | $0.52 | $-0.48 | ||
| Q4 24 | $0.06 | $-0.11 | ||
| Q3 24 | $0.24 | $0.21 | ||
| Q2 24 | $0.34 | $0.16 | ||
| Q1 24 | $0.35 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.6M | $49.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $358.8M | $58.5M |
| Total Assets | $456.1M | $754.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.6M | $49.5M | ||
| Q3 25 | $38.6M | $45.5M | ||
| Q2 25 | $53.7M | $45.2M | ||
| Q1 25 | $28.4M | $58.0M | ||
| Q4 24 | $36.0M | $61.3M | ||
| Q3 24 | $111.5M | $44.8M | ||
| Q2 24 | $97.7M | $46.6M | ||
| Q1 24 | $83.9M | $47.2M |
| Q4 25 | $358.8M | $58.5M | ||
| Q3 25 | $371.5M | $49.4M | ||
| Q2 25 | $356.2M | $13.4M | ||
| Q1 25 | $341.4M | $22.6M | ||
| Q4 24 | $331.6M | $32.8M | ||
| Q3 24 | $350.9M | $34.9M | ||
| Q2 24 | $346.0M | $18.6M | ||
| Q1 24 | $340.6M | $18.2M |
| Q4 25 | $456.1M | $754.1M | ||
| Q3 25 | $462.6M | $720.6M | ||
| Q2 25 | $471.9M | $673.4M | ||
| Q1 25 | $421.9M | $640.1M | ||
| Q4 24 | $404.7M | $641.2M | ||
| Q3 24 | $422.6M | $619.3M | ||
| Q2 24 | $414.6M | $573.1M | ||
| Q1 24 | $397.2M | $563.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-701.0K | $401.3M |
| Free Cash FlowOCF − Capex | $-2.2M | $382.2M |
| FCF MarginFCF / Revenue | -1.4% | 446.6% |
| Capex IntensityCapex / Revenue | 0.9% | 22.3% |
| Cash ConversionOCF / Net Profit | -0.09× | 23.82× |
| TTM Free Cash FlowTrailing 4 quarters | $439.0K | $652.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-701.0K | $401.3M | ||
| Q3 25 | $-17.0M | $105.1M | ||
| Q2 25 | $28.5M | $95.6M | ||
| Q1 25 | $-3.3M | $83.7M | ||
| Q4 24 | $19.0M | $323.8M | ||
| Q3 24 | $16.2M | $77.6M | ||
| Q2 24 | $18.8M | $77.3M | ||
| Q1 24 | $1.4M | $74.4M |
| Q4 25 | $-2.2M | $382.2M | ||
| Q3 25 | $-18.7M | $99.9M | ||
| Q2 25 | $26.9M | $91.0M | ||
| Q1 25 | $-5.5M | $79.3M | ||
| Q4 24 | $16.3M | $310.8M | ||
| Q3 24 | $14.5M | $73.7M | ||
| Q2 24 | $15.5M | $74.7M | ||
| Q1 24 | $-580.0K | $72.3M |
| Q4 25 | -1.4% | 446.6% | ||
| Q3 25 | -10.6% | 95.6% | ||
| Q2 25 | 15.0% | 90.8% | ||
| Q1 25 | -3.5% | 87.4% | ||
| Q4 24 | 12.6% | 384.6% | ||
| Q3 24 | 10.8% | 80.8% | ||
| Q2 24 | 10.7% | 86.6% | ||
| Q1 24 | -0.5% | 114.4% |
| Q4 25 | 0.9% | 22.3% | ||
| Q3 25 | 1.0% | 5.0% | ||
| Q2 25 | 0.9% | 4.6% | ||
| Q1 25 | 1.4% | 4.8% | ||
| Q4 24 | 2.1% | 16.1% | ||
| Q3 24 | 1.3% | 4.3% | ||
| Q2 24 | 2.2% | 3.0% | ||
| Q1 24 | 1.5% | 3.4% |
| Q4 25 | -0.09× | 23.82× | ||
| Q3 25 | -1.17× | 2.52× | ||
| Q2 25 | 1.88× | — | ||
| Q1 25 | -0.32× | — | ||
| Q4 24 | 17.56× | — | ||
| Q3 24 | 3.48× | 18.19× | ||
| Q2 24 | 2.86× | 25.21× | ||
| Q1 24 | 0.20× | 13.44× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IIIN
| Welded Wire Reinforcement | $108.4M | 68% |
| PC Strand | $51.6M | 32% |
OPFI
Segment breakdown not available.
