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Side-by-side financial comparison of INSTEEL INDUSTRIES INC (IIIN) and Sezzle Inc. (SEZL). Click either name above to swap in a different company.
INSTEEL INDUSTRIES INC is the larger business by last-quarter revenue ($159.9M vs $135.5M, roughly 1.2× Sezzle Inc.). Sezzle Inc. runs the higher net margin — 37.9% vs 4.7%, a 33.1% gap on every dollar of revenue. On growth, Sezzle Inc. posted the faster year-over-year revenue change (29.2% vs 23.3%). Over the past eight quarters, Sezzle Inc.'s revenue compounded faster (111.9% CAGR vs 12.0%).
Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.
Sezzle is a publicly traded financial technology company headquartered in Minneapolis, U.S, with operations in the United States and Canada. The company provides an alternative payment platform offering interest-free installment plans at selected online stores. As of June 2021, the Sezzle platform had over 10 million user sign-ups and over 48,000 participating merchants.
IIIN vs SEZL — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $159.9M | $135.5M |
| Net Profit | $7.6M | $51.3M |
| Gross Margin | 11.3% | — |
| Operating Margin | 6.0% | 50.9% |
| Net Margin | 4.7% | 37.9% |
| Revenue YoY | 23.3% | 29.2% |
| Net Profit YoY | 602.4% | 41.9% |
| EPS (diluted) | $0.39 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $135.5M | ||
| Q4 25 | $159.9M | $78.2M | ||
| Q3 25 | $177.4M | $57.5M | ||
| Q2 25 | $179.9M | $52.0M | ||
| Q1 25 | $160.7M | $48.2M | ||
| Q4 24 | $129.7M | $48.4M | ||
| Q3 24 | $134.3M | $35.6M | ||
| Q2 24 | $145.8M | $30.2M |
| Q1 26 | — | $51.3M | ||
| Q4 25 | $7.6M | $42.7M | ||
| Q3 25 | $14.6M | $26.7M | ||
| Q2 25 | $15.2M | $27.6M | ||
| Q1 25 | $10.2M | $36.2M | ||
| Q4 24 | $1.1M | $25.4M | ||
| Q3 24 | $4.7M | $15.4M | ||
| Q2 24 | $6.6M | $29.7M |
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | — | ||
| Q3 25 | 16.1% | — | ||
| Q2 25 | 17.1% | — | ||
| Q1 25 | 15.3% | — | ||
| Q4 24 | 7.3% | — | ||
| Q3 24 | 9.1% | — | ||
| Q2 24 | 10.6% | — |
| Q1 26 | — | 50.9% | ||
| Q4 25 | 6.0% | 70.6% | ||
| Q3 25 | 10.8% | 61.9% | ||
| Q2 25 | 11.0% | 69.4% | ||
| Q1 25 | 8.3% | — | ||
| Q4 24 | 1.1% | 63.8% | ||
| Q3 24 | 4.5% | 58.6% | ||
| Q2 24 | 6.0% | 55.3% |
| Q1 26 | — | 37.9% | ||
| Q4 25 | 4.7% | 54.6% | ||
| Q3 25 | 8.2% | 46.4% | ||
| Q2 25 | 8.4% | 53.1% | ||
| Q1 25 | 6.4% | 75.1% | ||
| Q4 24 | 0.8% | 52.4% | ||
| Q3 24 | 3.5% | 43.4% | ||
| Q2 24 | 4.5% | 98.4% |
| Q1 26 | — | — | ||
| Q4 25 | $0.39 | $1.19 | ||
| Q3 25 | $0.74 | $0.75 | ||
| Q2 25 | $0.78 | $0.78 | ||
| Q1 25 | $0.52 | $1.00 | ||
| Q4 24 | $0.06 | $0.71 | ||
| Q3 24 | $0.24 | $0.44 | ||
| Q2 24 | $0.34 | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.6M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $358.8M | $196.7M |
| Total Assets | $456.1M | $454.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $15.6M | $64.1M | ||
| Q3 25 | $38.6M | $104.1M | ||
| Q2 25 | $53.7M | $88.9M | ||
| Q1 25 | $28.4M | $88.9M | ||
| Q4 24 | $36.0M | $73.2M | ||
| Q3 24 | $111.5M | $80.1M | ||
| Q2 24 | $97.7M | $58.0M |
| Q1 26 | — | $196.7M | ||
| Q4 25 | $358.8M | $169.8M | ||
| Q3 25 | $371.5M | $155.3M | ||
| Q2 25 | $356.2M | $130.4M | ||
| Q1 25 | $341.4M | $125.8M | ||
| Q4 24 | $331.6M | $87.8M | ||
| Q3 24 | $350.9M | $61.1M | ||
| Q2 24 | $346.0M | $50.3M |
| Q1 26 | — | $454.3M | ||
| Q4 25 | $456.1M | $400.2M | ||
| Q3 25 | $462.6M | $367.0M | ||
| Q2 25 | $471.9M | $350.6M | ||
| Q1 25 | $421.9M | $298.1M | ||
| Q4 24 | $404.7M | $298.4M | ||
| Q3 24 | $422.6M | $252.9M | ||
| Q2 24 | $414.6M | $212.1M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-701.0K | — |
| Free Cash FlowOCF − Capex | $-2.2M | — |
| FCF MarginFCF / Revenue | -1.4% | — |
| Capex IntensityCapex / Revenue | 0.9% | — |
| Cash ConversionOCF / Net Profit | -0.09× | — |
| TTM Free Cash FlowTrailing 4 quarters | $439.0K | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-701.0K | $70.6M | ||
| Q3 25 | $-17.0M | $63.7M | ||
| Q2 25 | $28.5M | $23.1M | ||
| Q1 25 | $-3.3M | $52.5M | ||
| Q4 24 | $19.0M | $57.4M | ||
| Q3 24 | $16.2M | $35.1M | ||
| Q2 24 | $18.8M | $22.2M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.2M | $70.6M | ||
| Q3 25 | $-18.7M | $63.6M | ||
| Q2 25 | $26.9M | $22.7M | ||
| Q1 25 | $-5.5M | $52.5M | ||
| Q4 24 | $16.3M | $57.4M | ||
| Q3 24 | $14.5M | $35.1M | ||
| Q2 24 | $15.5M | $22.2M |
| Q1 26 | — | — | ||
| Q4 25 | -1.4% | 90.2% | ||
| Q3 25 | -10.6% | 110.6% | ||
| Q2 25 | 15.0% | 43.6% | ||
| Q1 25 | -3.5% | 108.9% | ||
| Q4 24 | 12.6% | 118.5% | ||
| Q3 24 | 10.8% | 98.6% | ||
| Q2 24 | 10.7% | 73.4% |
| Q1 26 | — | — | ||
| Q4 25 | 0.9% | 0.1% | ||
| Q3 25 | 1.0% | 0.3% | ||
| Q2 25 | 0.9% | 0.8% | ||
| Q1 25 | 1.4% | 0.1% | ||
| Q4 24 | 2.1% | 0.1% | ||
| Q3 24 | 1.3% | 0.0% | ||
| Q2 24 | 2.2% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | -0.09× | 1.65× | ||
| Q3 25 | -1.17× | 2.39× | ||
| Q2 25 | 1.88× | 0.84× | ||
| Q1 25 | -0.32× | 1.45× | ||
| Q4 24 | 17.56× | 2.26× | ||
| Q3 24 | 3.48× | 2.27× | ||
| Q2 24 | 2.86× | 0.75× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IIIN
| Welded Wire Reinforcement | $108.4M | 68% |
| PC Strand | $51.6M | 32% |
SEZL
Segment breakdown not available.
