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Side-by-side financial comparison of i3 Verticals, Inc. (IIIV) and NB Bancorp, Inc. (NBBK). Click either name above to swap in a different company.

NB Bancorp, Inc. is the larger business by last-quarter revenue ($63.4M vs $52.7M, roughly 1.2× i3 Verticals, Inc.). NB Bancorp, Inc. runs the higher net margin — 12.2% vs 0.9%, a 11.2% gap on every dollar of revenue. On growth, NB Bancorp, Inc. posted the faster year-over-year revenue change (33.9% vs -14.6%). NB Bancorp, Inc. produced more free cash flow last quarter ($57.4M vs $13.8M). Over the past eight quarters, NB Bancorp, Inc.'s revenue compounded faster (22.6% CAGR vs -4.7%).

The Prusa i3 is a family of fused filament fabrication 3D printers, manufactured by Czech company Prusa Research under the trademarked name Original Prusa i3. Part of the RepRap project, Prusa i3 printers were called the most used 3D printer in the world in 2016. The first Prusa i3 was designed by Josef Průša in 2012, and was released as a commercial kit product in 2015. The latest model is available in both kit and factory assembled versions. The Prusa i3's comparable low cost and ease of co...

NB Bancorp, Inc. is a U.S.-based bank holding company operating through its fully owned banking subsidiary. It provides a full range of retail and commercial banking services including various deposit products, consumer loans, residential mortgages, and small business financing solutions, primarily catering to individual and small-to-mid-sized enterprise customers across the New York metropolitan area.

IIIV vs NBBK — Head-to-Head

Bigger by revenue
NBBK
NBBK
1.2× larger
NBBK
$63.4M
$52.7M
IIIV
Growing faster (revenue YoY)
NBBK
NBBK
+48.5% gap
NBBK
33.9%
-14.6%
IIIV
Higher net margin
NBBK
NBBK
11.2% more per $
NBBK
12.2%
0.9%
IIIV
More free cash flow
NBBK
NBBK
$43.6M more FCF
NBBK
$57.4M
$13.8M
IIIV
Faster 2-yr revenue CAGR
NBBK
NBBK
Annualised
NBBK
22.6%
-4.7%
IIIV

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
IIIV
IIIV
NBBK
NBBK
Revenue
$52.7M
$63.4M
Net Profit
$484.0K
$7.7M
Gross Margin
Operating Margin
3.1%
23.5%
Net Margin
0.9%
12.2%
Revenue YoY
-14.6%
33.9%
Net Profit YoY
-76.5%
-50.6%
EPS (diluted)
$0.02
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IIIV
IIIV
NBBK
NBBK
Q4 25
$52.7M
$63.4M
Q3 25
$46.0M
$51.7M
Q2 25
$51.9M
$51.2M
Q1 25
$63.1M
$47.4M
Q4 24
$52.2M
$47.3M
Q3 24
$32.0M
$42.6M
Q2 24
$46.2M
$41.7M
Q1 24
$58.0M
$42.1M
Net Profit
IIIV
IIIV
NBBK
NBBK
Q4 25
$484.0K
$7.7M
Q3 25
$3.1M
$15.4M
Q2 25
$12.9M
$14.6M
Q1 25
$-154.0K
$12.7M
Q4 24
$2.1M
$15.6M
Q3 24
$117.9M
$8.4M
Q2 24
$-7.5M
$9.5M
Q1 24
$1.9M
$8.7M
Operating Margin
IIIV
IIIV
NBBK
NBBK
Q4 25
3.1%
23.5%
Q3 25
3.2%
38.6%
Q2 25
-9.3%
36.6%
Q1 25
8.0%
37.1%
Q4 24
3.9%
40.7%
Q3 24
10.6%
36.1%
Q2 24
-2.8%
28.3%
Q1 24
3.4%
28.8%
Net Margin
IIIV
IIIV
NBBK
NBBK
Q4 25
0.9%
12.2%
Q3 25
6.7%
29.7%
Q2 25
24.8%
28.5%
Q1 25
-0.2%
26.7%
Q4 24
3.9%
33.0%
Q3 24
368.2%
19.7%
Q2 24
-16.3%
22.7%
Q1 24
3.2%
20.7%
EPS (diluted)
IIIV
IIIV
NBBK
NBBK
Q4 25
$0.02
$0.19
Q3 25
$0.14
$0.43
Q2 25
$0.50
$0.39
Q1 25
$0.00
$0.33
Q4 24
$0.08
$0.40
Q3 24
$4.93
$0.21
Q2 24
$-0.32
$0.24
Q1 24
$0.08
$0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IIIV
IIIV
NBBK
NBBK
Cash + ST InvestmentsLiquidity on hand
$37.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$358.5M
$858.9M
Total Assets
$595.9M
$7.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IIIV
IIIV
NBBK
NBBK
Q4 25
$37.5M
Q3 25
$66.7M
Q2 25
$55.5M
Q1 25
$7.7M
Q4 24
$85.6M
Q3 24
$86.5M
Q2 24
$9.7M
Q1 24
$3.1M
Total Debt
IIIV
IIIV
NBBK
NBBK
Q4 25
Q3 25
$0
Q2 25
$0
Q1 25
$12.0M
Q4 24
$26.2M
Q3 24
$26.2M
Q2 24
$374.1M
Q1 24
$369.6M
Stockholders' Equity
IIIV
IIIV
NBBK
NBBK
Q4 25
$358.5M
$858.9M
Q3 25
$389.6M
$737.0M
Q2 25
$383.3M
$737.1M
Q1 25
$385.2M
$739.6M
Q4 24
$375.0M
$765.2M
Q3 24
$379.7M
$747.4M
Q2 24
$249.7M
$734.3M
Q1 24
$249.3M
$733.8M
Total Assets
IIIV
IIIV
NBBK
NBBK
Q4 25
$595.9M
$7.0B
Q3 25
$638.4M
$5.4B
Q2 25
$623.3M
$5.2B
Q1 25
$646.4M
$5.2B
Q4 24
$726.2M
$5.2B
Q3 24
$730.7M
$5.0B
Q2 24
$861.7M
$4.8B
Q1 24
$625.8M
$4.7B
Debt / Equity
IIIV
IIIV
NBBK
NBBK
Q4 25
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.03×
Q4 24
0.07×
Q3 24
0.07×
Q2 24
1.50×
Q1 24
1.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IIIV
IIIV
NBBK
NBBK
Operating Cash FlowLast quarter
$14.1M
$60.8M
Free Cash FlowOCF − Capex
$13.8M
$57.4M
FCF MarginFCF / Revenue
26.2%
90.6%
Capex IntensityCapex / Revenue
0.6%
5.4%
Cash ConversionOCF / Net Profit
29.18×
7.89×
TTM Free Cash FlowTrailing 4 quarters
$6.5M
$117.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IIIV
IIIV
NBBK
NBBK
Q4 25
$14.1M
$60.8M
Q3 25
$14.0M
$24.2M
Q2 25
$7.4M
$27.0M
Q1 25
$-27.1M
$9.9M
Q4 24
$11.5M
$43.2M
Q3 24
$15.1M
$8.6M
Q2 24
$8.1M
$24.7M
Q1 24
$10.7M
$-11.4M
Free Cash Flow
IIIV
IIIV
NBBK
NBBK
Q4 25
$13.8M
$57.4M
Q3 25
$13.5M
$23.9M
Q2 25
$6.8M
$26.1M
Q1 25
$-27.6M
$9.8M
Q4 24
$11.0M
$41.3M
Q3 24
$14.6M
$8.4M
Q2 24
$7.2M
$23.8M
Q1 24
$9.9M
$-11.7M
FCF Margin
IIIV
IIIV
NBBK
NBBK
Q4 25
26.2%
90.6%
Q3 25
29.5%
46.3%
Q2 25
13.1%
51.0%
Q1 25
-43.8%
20.8%
Q4 24
21.1%
87.2%
Q3 24
45.6%
19.7%
Q2 24
15.6%
57.1%
Q1 24
17.1%
-27.7%
Capex Intensity
IIIV
IIIV
NBBK
NBBK
Q4 25
0.6%
5.4%
Q3 25
0.9%
0.6%
Q2 25
1.0%
1.9%
Q1 25
0.8%
0.2%
Q4 24
0.9%
4.1%
Q3 24
1.7%
0.5%
Q2 24
1.9%
2.1%
Q1 24
1.4%
0.6%
Cash Conversion
IIIV
IIIV
NBBK
NBBK
Q4 25
29.18×
7.89×
Q3 25
4.52×
1.58×
Q2 25
0.57×
1.85×
Q1 25
0.79×
Q4 24
5.59×
2.77×
Q3 24
0.13×
1.03×
Q2 24
2.61×
Q1 24
5.72×
-1.31×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

IIIV
IIIV

License And Service$35.7M68%
Proprietary Payments Revenue$14.5M27%
Other Revenue$2.5M5%

NBBK
NBBK

Segment breakdown not available.

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