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Side-by-side financial comparison of INGLES MARKETS INC (IMKTA) and SiriusPoint Ltd (SPNT). Click either name above to swap in a different company.

INGLES MARKETS INC is the larger business by last-quarter revenue ($1.4B vs $973.7M, roughly 1.4× SiriusPoint Ltd). SiriusPoint Ltd runs the higher net margin — 25.1% vs 2.0%, a 23.0% gap on every dollar of revenue. On growth, SiriusPoint Ltd posted the faster year-over-year revenue change (58.9% vs 6.6%). Over the past eight quarters, SiriusPoint Ltd's revenue compounded faster (19.2% CAGR vs 0.2%).

Ingles Markets, Inc. is an American supermarket chain based in Black Mountain, North Carolina. As of September 2021, the company operates 198 supermarkets in the Appalachian region of the Southeastern United States. The company is listed on the NASDAQ under the ticker symbol IMKTA and is part of the Global Select Market tier of trading.

SiriusPoint Ltd is a global specialty insurance and reinsurance provider based in Pembroke, Bermuda. It offers property, casualty, specialty line coverages and alternative capital solutions, serving commercial clients and risk carriers across North America, Europe, Asia Pacific and other key markets, focusing on rigorous underwriting and stable risk-adjusted returns.

IMKTA vs SPNT — Head-to-Head

Bigger by revenue
IMKTA
IMKTA
1.4× larger
IMKTA
$1.4B
$973.7M
SPNT
Growing faster (revenue YoY)
SPNT
SPNT
+52.3% gap
SPNT
58.9%
6.6%
IMKTA
Higher net margin
SPNT
SPNT
23.0% more per $
SPNT
25.1%
2.0%
IMKTA
Faster 2-yr revenue CAGR
SPNT
SPNT
Annualised
SPNT
19.2%
0.2%
IMKTA

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
IMKTA
IMKTA
SPNT
SPNT
Revenue
$1.4B
$973.7M
Net Profit
$28.1M
$244.1M
Gross Margin
24.4%
Operating Margin
2.9%
28.8%
Net Margin
2.0%
25.1%
Revenue YoY
6.6%
58.9%
Net Profit YoY
69.6%
1535.9%
EPS (diluted)
$1.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IMKTA
IMKTA
SPNT
SPNT
Q4 25
$1.4B
$973.7M
Q3 25
$1.4B
$755.9M
Q2 25
$1.3B
$748.2M
Q1 25
$1.3B
$727.3M
Q4 24
$1.3B
$612.8M
Q3 24
$1.4B
$562.2M
Q2 24
$1.4B
$743.3M
Q1 24
$1.4B
$685.5M
Net Profit
IMKTA
IMKTA
SPNT
SPNT
Q4 25
$28.1M
$244.1M
Q3 25
$25.7M
$90.8M
Q2 25
$26.2M
$63.2M
Q1 25
$15.1M
$61.6M
Q4 24
$16.6M
$-17.0M
Q3 24
$-1.5M
$8.5M
Q2 24
$31.7M
$113.9M
Q1 24
$31.9M
$94.8M
Gross Margin
IMKTA
IMKTA
SPNT
SPNT
Q4 25
24.4%
Q3 25
24.5%
Q2 25
24.3%
Q1 25
23.4%
Q4 24
23.4%
Q3 24
21.4%
Q2 24
23.7%
Q1 24
23.5%
Operating Margin
IMKTA
IMKTA
SPNT
SPNT
Q4 25
2.9%
28.8%
Q3 25
2.6%
14.7%
Q2 25
2.8%
10.0%
Q1 25
1.6%
10.4%
Q4 24
1.8%
-2.1%
Q3 24
-0.1%
2.0%
Q2 24
3.2%
17.4%
Q1 24
3.3%
15.4%
Net Margin
IMKTA
IMKTA
SPNT
SPNT
Q4 25
2.0%
25.1%
Q3 25
1.9%
12.0%
Q2 25
1.9%
8.4%
Q1 25
1.1%
8.5%
Q4 24
1.3%
-2.8%
Q3 24
-0.1%
1.5%
Q2 24
2.3%
15.3%
Q1 24
2.3%
13.8%
EPS (diluted)
IMKTA
IMKTA
SPNT
SPNT
Q4 25
$1.92
Q3 25
$0.73
Q2 25
$0.50
Q1 25
$0.49
Q4 24
$-0.05
Q3 24
$0.03
Q2 24
$0.57
Q1 24
$0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IMKTA
IMKTA
SPNT
SPNT
Cash + ST InvestmentsLiquidity on hand
$731.2M
Total DebtLower is stronger
$688.6M
Stockholders' EquityBook value
$1.6B
$2.5B
Total Assets
$2.6B
$12.6B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IMKTA
IMKTA
SPNT
SPNT
Q4 25
$731.2M
Q3 25
$582.4M
Q2 25
$732.4M
Q1 25
$740.3M
Q4 24
$682.0M
Q3 24
$640.7M
Q2 24
$598.1M
Q1 24
$867.5M
Total Debt
IMKTA
IMKTA
SPNT
SPNT
Q4 25
$688.6M
Q3 25
$514.8M
$682.5M
Q2 25
$678.4M
Q1 25
$663.5M
Q4 24
$639.1M
Q3 24
$532.6M
$660.5M
Q2 24
$648.6M
Q1 24
$770.6M
Stockholders' Equity
IMKTA
IMKTA
SPNT
SPNT
Q4 25
$1.6B
$2.5B
Q3 25
$1.6B
$2.2B
Q2 25
$1.6B
$2.1B
Q1 25
$1.6B
$2.0B
Q4 24
$1.6B
$1.9B
Q3 24
$1.5B
$2.7B
Q2 24
$1.6B
$2.7B
Q1 24
$1.5B
$2.6B
Total Assets
IMKTA
IMKTA
SPNT
SPNT
Q4 25
$2.6B
$12.6B
Q3 25
$2.6B
$12.5B
Q2 25
$2.5B
$12.4B
Q1 25
$2.5B
$12.3B
Q4 24
$2.5B
$12.5B
Q3 24
$2.5B
$12.7B
Q2 24
$2.5B
$12.8B
Q1 24
$2.5B
$13.1B
Debt / Equity
IMKTA
IMKTA
SPNT
SPNT
Q4 25
0.28×
Q3 25
0.32×
0.31×
Q2 25
0.32×
Q1 25
0.33×
Q4 24
0.33×
Q3 24
0.34×
0.25×
Q2 24
0.24×
Q1 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IMKTA
IMKTA
SPNT
SPNT
Operating Cash FlowLast quarter
$38.4M
$-26.4M
Free Cash FlowOCF − Capex
$2.1M
FCF MarginFCF / Revenue
0.1%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
1.37×
-0.11×
TTM Free Cash FlowTrailing 4 quarters
$123.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IMKTA
IMKTA
SPNT
SPNT
Q4 25
$38.4M
$-26.4M
Q3 25
$59.9M
$155.6M
Q2 25
$74.8M
$62.1M
Q1 25
$63.1M
$-88.9M
Q4 24
$-43.6M
$107.7M
Q3 24
$73.3M
$58.1M
Q2 24
$103.3M
$-149.9M
Q1 24
$70.4M
$58.8M
Free Cash Flow
IMKTA
IMKTA
SPNT
SPNT
Q4 25
$2.1M
Q3 25
$36.8M
Q2 25
$45.4M
Q1 25
$38.9M
Q4 24
$-81.4M
Q3 24
$5.4M
Q2 24
$58.6M
Q1 24
$35.3M
FCF Margin
IMKTA
IMKTA
SPNT
SPNT
Q4 25
0.1%
Q3 25
2.7%
Q2 25
3.4%
Q1 25
2.9%
Q4 24
-6.3%
Q3 24
0.4%
Q2 24
4.2%
Q1 24
2.6%
Capex Intensity
IMKTA
IMKTA
SPNT
SPNT
Q4 25
2.6%
Q3 25
1.7%
Q2 25
2.2%
Q1 25
1.8%
Q4 24
2.9%
Q3 24
4.9%
Q2 24
3.2%
Q1 24
2.6%
Cash Conversion
IMKTA
IMKTA
SPNT
SPNT
Q4 25
1.37×
-0.11×
Q3 25
2.33×
1.71×
Q2 25
2.85×
0.98×
Q1 25
4.17×
-1.44×
Q4 24
-2.63×
Q3 24
6.84×
Q2 24
3.26×
-1.32×
Q1 24
2.21×
0.62×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

IMKTA
IMKTA

Grocery$502.1M37%
Perishables$359.7M26%
Non Foods$305.5M22%
Gasoline$152.1M11%
Other$53.6M4%

SPNT
SPNT

Segment breakdown not available.

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