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Side-by-side financial comparison of First Internet Bancorp (INBK) and ATRenew Inc. (RERE). Click either name above to swap in a different company.

ATRenew Inc. is the larger business by last-quarter revenue ($43.2M vs $43.1M, roughly 1.0× First Internet Bancorp). ATRenew Inc. runs the higher net margin — 16.9% vs 5.8%, a 11.1% gap on every dollar of revenue.

First Internet Bank of Indiana (First IB) is the sole subsidiary of First Internet Bancorp, an American bank holding company headquartered in Fishers, Indiana. It was established as one of the first state-chartered banks to operate exclusively online and via telephone, without any physical branches.

ATRenew Inc. operates a leading pre-owned consumer electronics transaction and servicing ecosystem primarily in China. Its core services include end-to-end device recycling, professional quality inspection, certified refurbishment, and resale of smartphones, laptops, tablets and other digital products, serving both individual consumers and enterprise clients across domestic and select Southeast Asian markets.

INBK vs RERE — Head-to-Head

Bigger by revenue
RERE
RERE
1.0× larger
RERE
$43.2M
$43.1M
INBK
Higher net margin
RERE
RERE
11.1% more per $
RERE
16.9%
5.8%
INBK

Income Statement — Q1 FY2026 vs Q1 FY2023

Metric
INBK
INBK
RERE
RERE
Revenue
$43.1M
$43.2M
Net Profit
$2.5M
$7.3M
Gross Margin
Operating Margin
Net Margin
5.8%
16.9%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
INBK
INBK
RERE
RERE
Q1 26
$43.1M
Q4 25
$30.3M
Q3 25
$5.7M
Q2 25
$33.5M
Q1 25
$35.5M
Q4 24
$39.5M
Q3 24
$33.8M
Q2 24
$32.4M
Net Profit
INBK
INBK
RERE
RERE
Q1 26
$2.5M
Q4 25
$5.3M
Q3 25
$-41.6M
Q2 25
$193.0K
Q1 25
$943.0K
Q4 24
$7.3M
Q3 24
$7.0M
Q2 24
$5.8M
Operating Margin
INBK
INBK
RERE
RERE
Q1 26
Q4 25
18.1%
Q3 25
-956.1%
Q2 25
-5.5%
Q1 25
0.1%
Q4 24
21.1%
Q3 24
22.5%
Q2 24
18.5%
Net Margin
INBK
INBK
RERE
RERE
Q1 26
5.8%
Q4 25
17.4%
Q3 25
-729.1%
Q2 25
0.6%
Q1 25
2.7%
Q4 24
18.6%
Q3 24
20.7%
Q2 24
17.8%
EPS (diluted)
INBK
INBK
RERE
RERE
Q1 26
$0.29
Q4 25
$0.60
Q3 25
$-4.76
Q2 25
$0.02
Q1 25
$0.11
Q4 24
$0.82
Q3 24
$0.80
Q2 24
$0.67

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
INBK
INBK
RERE
RERE
Cash + ST InvestmentsLiquidity on hand
$228.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$374.3M
$557.1M
Total Assets
$5.6B
$722.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
INBK
INBK
RERE
RERE
Q1 26
Q4 25
$456.8M
Q3 25
$787.7M
Q2 25
$446.4M
Q1 25
$394.5M
Q4 24
$466.4M
Q3 24
$712.5M
Q2 24
$396.8M
Total Debt
INBK
INBK
RERE
RERE
Q1 26
Q4 25
$249.5M
Q3 25
Q2 25
Q1 25
Q4 24
$295.0M
Q3 24
Q2 24
Stockholders' Equity
INBK
INBK
RERE
RERE
Q1 26
$374.3M
Q4 25
$359.8M
Q3 25
$352.2M
Q2 25
$390.2M
Q1 25
$387.7M
Q4 24
$384.1M
Q3 24
$385.1M
Q2 24
$372.0M
Total Assets
INBK
INBK
RERE
RERE
Q1 26
$5.6B
Q4 25
$5.6B
Q3 25
$5.6B
Q2 25
$6.1B
Q1 25
$5.9B
Q4 24
$5.7B
Q3 24
$5.8B
Q2 24
$5.3B
Debt / Equity
INBK
INBK
RERE
RERE
Q1 26
Q4 25
0.69×
Q3 25
Q2 25
Q1 25
Q4 24
0.77×
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

INBK
INBK

Net Interest Income$31.6M73%
Noninterest Income$11.5M27%

RERE
RERE

Segment breakdown not available.

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