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Side-by-side financial comparison of INFINITY NATURAL RESOURCES, INC. (INR) and OCEANFIRST FINANCIAL CORP (OCFC). Click either name above to swap in a different company.

INFINITY NATURAL RESOURCES, INC. is the larger business by last-quarter revenue ($115.5M vs $104.7M, roughly 1.1× OCEANFIRST FINANCIAL CORP). INFINITY NATURAL RESOURCES, INC. runs the higher net margin — 17.3% vs 12.5%, a 4.8% gap on every dollar of revenue.

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

INR vs OCFC — Head-to-Head

Bigger by revenue
INR
INR
1.1× larger
INR
$115.5M
$104.7M
OCFC
Higher net margin
INR
INR
4.8% more per $
INR
17.3%
12.5%
OCFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
INR
INR
OCFC
OCFC
Revenue
$115.5M
$104.7M
Net Profit
$20.0M
$13.1M
Gross Margin
Operating Margin
47.0%
16.1%
Net Margin
17.3%
12.5%
Revenue YoY
9.6%
Net Profit YoY
-40.2%
EPS (diluted)
$1.33
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
INR
INR
OCFC
OCFC
Q4 25
$115.5M
$104.7M
Q3 25
$78.3M
$103.0M
Q2 25
$72.5M
$99.4M
Q1 25
$84.2M
$97.9M
Q4 24
$95.6M
Q3 24
$96.9M
Q2 24
$93.2M
Q1 24
$98.5M
Net Profit
INR
INR
OCFC
OCFC
Q4 25
$20.0M
$13.1M
Q3 25
$10.4M
$17.3M
Q2 25
$18.0M
$19.0M
Q1 25
$-34.6M
$21.5M
Q4 24
$21.9M
Q3 24
$25.1M
Q2 24
$24.4M
Q1 24
$28.7M
Operating Margin
INR
INR
OCFC
OCFC
Q4 25
47.0%
16.1%
Q3 25
30.5%
21.9%
Q2 25
29.9%
25.0%
Q1 25
-104.5%
28.9%
Q4 24
28.5%
Q3 24
33.7%
Q2 24
33.8%
Q1 24
39.8%
Net Margin
INR
INR
OCFC
OCFC
Q4 25
17.3%
12.5%
Q3 25
13.3%
16.8%
Q2 25
24.8%
19.2%
Q1 25
-41.1%
22.0%
Q4 24
22.9%
Q3 24
25.9%
Q2 24
26.1%
Q1 24
29.1%
EPS (diluted)
INR
INR
OCFC
OCFC
Q4 25
$1.33
$0.24
Q3 25
$0.65
$0.30
Q2 25
$1.18
$0.28
Q1 25
$-2.27
$0.35
Q4 24
$0.36
Q3 24
$0.42
Q2 24
$0.40
Q1 24
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
INR
INR
OCFC
OCFC
Cash + ST InvestmentsLiquidity on hand
$2.8M
Total DebtLower is stronger
$55.0K
$255.2M
Stockholders' EquityBook value
$307.1M
$1.7B
Total Assets
$1.2B
$14.6B
Debt / EquityLower = less leverage
0.00×
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
INR
INR
OCFC
OCFC
Q4 25
$2.8M
Q3 25
$4.6M
Q2 25
$6.3M
Q1 25
$4.9M
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
INR
INR
OCFC
OCFC
Q4 25
$55.0K
$255.2M
Q3 25
Q2 25
Q1 25
$123.0K
Q4 24
$197.5M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
INR
INR
OCFC
OCFC
Q4 25
$307.1M
$1.7B
Q3 25
$288.6M
$1.7B
Q2 25
$10.1M
$1.6B
Q1 25
$-52.2M
$1.7B
Q4 24
$1.7B
Q3 24
$1.7B
Q2 24
$1.7B
Q1 24
$1.7B
Total Assets
INR
INR
OCFC
OCFC
Q4 25
$1.2B
$14.6B
Q3 25
$1.1B
$14.3B
Q2 25
$1.0B
$13.3B
Q1 25
$953.9M
$13.3B
Q4 24
$13.4B
Q3 24
$13.5B
Q2 24
$13.3B
Q1 24
$13.4B
Debt / Equity
INR
INR
OCFC
OCFC
Q4 25
0.00×
0.15×
Q3 25
Q2 25
Q1 25
Q4 24
0.12×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
INR
INR
OCFC
OCFC
Operating Cash FlowLast quarter
$75.1M
$87.2M
Free Cash FlowOCF − Capex
$79.5M
FCF MarginFCF / Revenue
75.9%
Capex IntensityCapex / Revenue
7.4%
Cash ConversionOCF / Net Profit
3.75×
6.66×
TTM Free Cash FlowTrailing 4 quarters
$125.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
INR
INR
OCFC
OCFC
Q4 25
$75.1M
$87.2M
Q3 25
$42.1M
$24.4M
Q2 25
$70.4M
$28.6M
Q1 25
$74.2M
$-1.8M
Q4 24
$92.2M
Q3 24
$-22.4M
Q2 24
$23.7M
Q1 24
$46.1M
Free Cash Flow
INR
INR
OCFC
OCFC
Q4 25
$79.5M
Q3 25
$22.8M
Q2 25
$27.2M
Q1 25
$-3.6M
Q4 24
$84.7M
Q3 24
$-23.5M
Q2 24
$19.5M
Q1 24
$45.4M
FCF Margin
INR
INR
OCFC
OCFC
Q4 25
75.9%
Q3 25
22.2%
Q2 25
27.4%
Q1 25
-3.7%
Q4 24
88.6%
Q3 24
-24.2%
Q2 24
20.9%
Q1 24
46.1%
Capex Intensity
INR
INR
OCFC
OCFC
Q4 25
7.4%
Q3 25
1.5%
Q2 25
1.4%
Q1 25
1.9%
Q4 24
7.9%
Q3 24
1.1%
Q2 24
4.5%
Q1 24
0.7%
Cash Conversion
INR
INR
OCFC
OCFC
Q4 25
3.75×
6.66×
Q3 25
4.04×
1.41×
Q2 25
3.91×
1.50×
Q1 25
-0.08×
Q4 24
4.21×
Q3 24
-0.89×
Q2 24
0.97×
Q1 24
1.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

INR
INR

Oil Reserves$54.0M47%
Natural Gas Reserves$46.8M41%
Natural Gas Liquids Reserves$14.7M13%

OCFC
OCFC

Segment breakdown not available.

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