vs

Side-by-side financial comparison of Inspire Medical Systems, Inc. (INSP) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $204.6M, roughly 1.8× Inspire Medical Systems, Inc.). On growth, UNITED FIRE GROUP INC posted the faster year-over-year revenue change (9.8% vs 1.6%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs 2.2%).

Inspire Medical Systems, Inc. is a medical technology firm that develops, manufactures and commercializes implantable neurostimulation solutions for obstructive sleep apnea. Its core product serves patients intolerant to CPAP therapy, with main markets across North America, Europe, and select Asia-Pacific regions, operating in sleep medicine and otolaryngology segments.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

INSP vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.8× larger
UFCS
$365.8M
$204.6M
INSP
Growing faster (revenue YoY)
UFCS
UFCS
+8.2% gap
UFCS
9.8%
1.6%
INSP
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
2.2%
INSP

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
INSP
INSP
UFCS
UFCS
Revenue
$204.6M
$365.8M
Net Profit
Gross Margin
86.5%
Operating Margin
13.0%
13.2%
Net Margin
Revenue YoY
1.6%
9.8%
Net Profit YoY
EPS (diluted)
$-0.39
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
INSP
INSP
UFCS
UFCS
Q1 26
$204.6M
Q4 25
$269.1M
$365.8M
Q3 25
$224.5M
$354.0M
Q2 25
$217.1M
$335.5M
Q1 25
$201.3M
$331.1M
Q4 24
$239.7M
$333.2M
Q3 24
$203.2M
$323.0M
Q2 24
$195.9M
$301.2M
Net Profit
INSP
INSP
UFCS
UFCS
Q1 26
Q4 25
$136.1M
Q3 25
$9.9M
$39.2M
Q2 25
$-3.6M
$22.9M
Q1 25
$3.0M
$17.7M
Q4 24
$35.2M
Q3 24
$18.5M
$19.7M
Q2 24
$9.8M
$-2.7M
Gross Margin
INSP
INSP
UFCS
UFCS
Q1 26
86.5%
Q4 25
86.6%
Q3 25
85.8%
Q2 25
84.0%
Q1 25
84.7%
Q4 24
85.0%
Q3 24
84.1%
Q2 24
84.8%
Operating Margin
INSP
INSP
UFCS
UFCS
Q1 26
13.0%
Q4 25
17.1%
13.2%
Q3 25
4.3%
13.7%
Q2 25
-1.5%
8.7%
Q1 25
-0.7%
6.6%
Q4 24
13.3%
11.9%
Q3 24
7.0%
7.7%
Q2 24
2.6%
-1.3%
Net Margin
INSP
INSP
UFCS
UFCS
Q1 26
Q4 25
50.6%
Q3 25
4.4%
11.1%
Q2 25
-1.7%
6.8%
Q1 25
1.5%
5.3%
Q4 24
14.7%
Q3 24
9.1%
6.1%
Q2 24
5.0%
-0.9%
EPS (diluted)
INSP
INSP
UFCS
UFCS
Q1 26
$-0.39
Q4 25
$4.57
$1.45
Q3 25
$0.34
$1.49
Q2 25
$-0.12
$0.87
Q1 25
$0.10
$0.67
Q4 24
$1.17
$1.22
Q3 24
$0.60
$0.76
Q2 24
$0.32
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
INSP
INSP
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$98.9M
$156.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$792.3M
$941.2M
Total Assets
$911.4M
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
INSP
INSP
UFCS
UFCS
Q1 26
$98.9M
Q4 25
$308.3M
$156.3M
Q3 25
$322.6M
$233.7M
Q2 25
$300.9M
$202.1M
Q1 25
$369.2M
$183.7M
Q4 24
$445.5M
$200.9M
Q3 24
$411.0M
$197.4M
Q2 24
$439.7M
$153.4M
Stockholders' Equity
INSP
INSP
UFCS
UFCS
Q1 26
$792.3M
Q4 25
$781.2M
$941.2M
Q3 25
$666.5M
$898.7M
Q2 25
$677.8M
$845.7M
Q1 25
$635.7M
$817.7M
Q4 24
$689.7M
$781.5M
Q3 24
$696.6M
$785.8M
Q2 24
$638.1M
$726.6M
Total Assets
INSP
INSP
UFCS
UFCS
Q1 26
$911.4M
Q4 25
$907.3M
$3.8B
Q3 25
$807.7M
$3.8B
Q2 25
$802.2M
$3.7B
Q1 25
$730.8M
$3.5B
Q4 24
$808.4M
$3.5B
Q3 24
$796.2M
$3.5B
Q2 24
$728.4M
$3.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
INSP
INSP
UFCS
UFCS
Operating Cash FlowLast quarter
$269.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
INSP
INSP
UFCS
UFCS
Q1 26
Q4 25
$52.5M
$269.7M
Q3 25
$68.5M
$60.8M
Q2 25
$2.7M
$53.4M
Q1 25
$-6.7M
$35.7M
Q4 24
$69.2M
$340.3M
Q3 24
$52.3M
$56.5M
Q2 24
$-78.0K
$91.3M
Free Cash Flow
INSP
INSP
UFCS
UFCS
Q1 26
Q4 25
$41.8M
Q3 25
$58.1M
Q2 25
$-6.3M
Q1 25
$-15.1M
Q4 24
$62.2M
Q3 24
$44.3M
Q2 24
$-12.5M
FCF Margin
INSP
INSP
UFCS
UFCS
Q1 26
Q4 25
15.5%
Q3 25
25.9%
Q2 25
-2.9%
Q1 25
-7.5%
Q4 24
25.9%
Q3 24
21.8%
Q2 24
-6.4%
Capex Intensity
INSP
INSP
UFCS
UFCS
Q1 26
Q4 25
4.0%
Q3 25
4.6%
Q2 25
4.1%
Q1 25
4.2%
Q4 24
2.9%
Q3 24
3.9%
Q2 24
6.3%
Cash Conversion
INSP
INSP
UFCS
UFCS
Q1 26
Q4 25
0.39×
Q3 25
6.90×
1.55×
Q2 25
2.33×
Q1 25
-2.24×
2.02×
Q4 24
1.96×
Q3 24
2.83×
2.86×
Q2 24
-0.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons