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Side-by-side financial comparison of Intuit (INTU) and PBF Energy Inc. (PBF). Click either name above to swap in a different company.

PBF Energy Inc. is the larger business by last-quarter revenue ($33.1B vs $3.9B, roughly 8.5× Intuit). Intuit runs the higher net margin — 11.5% vs 0.2%, a 11.2% gap on every dollar of revenue. On growth, Intuit posted the faster year-over-year revenue change (18.3% vs -0.1%). Over the past eight quarters, PBF Energy Inc.'s revenue compounded faster (94.6% CAGR vs 7.1%).

Intuit Inc. is an American multinational business software company that specializes in financial software. Headquartered in Mountain View, California, the company is led by CEO Sasan Goodarzi. Intuit's products include the tax preparation application TurboTax, the small business accounting software QuickBooks, the credit monitoring and personal finance service Credit Karma, and the email marketing platform Mailchimp. As of 2019, more than 95% of its revenue and earnings originated from its op...

PBF Energy Inc. is a petroleum refining and logistics company that produces and sells transportation fuels, heating oils, lubricants, petrochemical feedstocks, and other petroleum products. The company owns and operated 6 refineries throughout the United States, located in Chalmette, Louisiana; Toledo, Ohio; Paulsboro, New Jersey; the Delaware City Refinery in Delaware City; Torrance, California; Martinez, California. PBF produces a range of products including gasoline, ultra-low-sulfur diese...

INTU vs PBF — Head-to-Head

Bigger by revenue
PBF
PBF
8.5× larger
PBF
$33.1B
$3.9B
INTU
Growing faster (revenue YoY)
INTU
INTU
+18.4% gap
INTU
18.3%
-0.1%
PBF
Higher net margin
INTU
INTU
11.2% more per $
INTU
11.5%
0.2%
PBF
Faster 2-yr revenue CAGR
PBF
PBF
Annualised
PBF
94.6%
7.1%
INTU

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
INTU
INTU
PBF
PBF
Revenue
$3.9B
$33.1B
Net Profit
$446.0M
$79.1M
Gross Margin
78.0%
Operating Margin
13.7%
78.8%
Net Margin
11.5%
0.2%
Revenue YoY
18.3%
-0.1%
Net Profit YoY
126.4%
149.3%
EPS (diluted)
$1.59
$0.66

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
INTU
INTU
PBF
PBF
Q1 26
$33.1B
Q4 25
$3.9B
$7.1B
Q3 25
$3.8B
$7.7B
Q2 25
$7.8B
$7.5B
Q1 25
$4.0B
$7.1B
Q4 24
$3.3B
$7.4B
Q3 24
$3.2B
$8.4B
Q2 24
$6.7B
$8.7B
Net Profit
INTU
INTU
PBF
PBF
Q1 26
$79.1M
Q4 25
$446.0M
$78.4M
Q3 25
$381.0M
$170.1M
Q2 25
$2.8B
$-5.2M
Q1 25
$471.0M
$-401.8M
Q4 24
$197.0M
$-289.3M
Q3 24
$-20.0M
$-285.9M
Q2 24
$2.4B
$-65.2M
Gross Margin
INTU
INTU
PBF
PBF
Q1 26
78.0%
Q4 25
-1.8%
Q3 25
0.5%
Q2 25
-0.8%
Q1 25
-5.9%
Q4 24
-4.2%
Q3 24
-3.4%
Q2 24
0.1%
Operating Margin
INTU
INTU
PBF
PBF
Q1 26
78.8%
Q4 25
13.7%
1.8%
Q3 25
8.8%
3.7%
Q2 25
48.0%
0.6%
Q1 25
15.0%
-7.2%
Q4 24
8.3%
-5.2%
Q3 24
-4.7%
-4.6%
Q2 24
46.1%
-0.9%
Net Margin
INTU
INTU
PBF
PBF
Q1 26
0.2%
Q4 25
11.5%
1.1%
Q3 25
9.9%
2.2%
Q2 25
36.4%
-0.1%
Q1 25
11.9%
-5.7%
Q4 24
6.0%
-3.9%
Q3 24
-0.6%
-3.4%
Q2 24
35.5%
-0.7%
EPS (diluted)
INTU
INTU
PBF
PBF
Q1 26
$0.66
Q4 25
$1.59
$0.74
Q3 25
$1.28
$1.45
Q2 25
$10.02
$-0.05
Q1 25
$1.67
$-3.53
Q4 24
$0.70
$-2.41
Q3 24
$-0.09
$-2.49
Q2 24
$8.42
$-0.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
INTU
INTU
PBF
PBF
Cash + ST InvestmentsLiquidity on hand
$3.5B
$527.9M
Total DebtLower is stronger
$6.1B
Stockholders' EquityBook value
$19.3B
$5.4B
Total Assets
$33.2B
$13.0B
Debt / EquityLower = less leverage
0.32×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
INTU
INTU
PBF
PBF
Q1 26
$527.9M
Q4 25
$3.5B
$527.9M
Q3 25
$2.9B
$482.0M
Q2 25
$5.4B
$590.7M
Q1 25
$2.4B
$468.6M
Q4 24
$2.9B
$536.1M
Q3 24
$3.6B
$976.7M
Q2 24
$4.2B
$1.4B
Total Debt
INTU
INTU
PBF
PBF
Q1 26
Q4 25
$6.1B
Q3 25
$6.0B
Q2 25
$6.4B
Q1 25
$6.3B
Q4 24
$6.1B
Q3 24
$6.0B
Q2 24
$6.0B
Stockholders' Equity
INTU
INTU
PBF
PBF
Q1 26
$5.4B
Q4 25
$19.3B
$5.3B
Q3 25
$19.7B
$5.2B
Q2 25
$20.1B
$5.1B
Q1 25
$17.9B
$5.1B
Q4 24
$18.1B
$5.5B
Q3 24
$18.4B
$5.9B
Q2 24
$18.8B
$6.3B
Total Assets
INTU
INTU
PBF
PBF
Q1 26
$13.0B
Q4 25
$33.2B
$13.0B
Q3 25
$37.0B
$13.0B
Q2 25
$36.6B
$13.0B
Q1 25
$31.7B
$13.0B
Q4 24
$33.2B
$12.7B
Q3 24
$32.1B
$13.1B
Q2 24
$31.6B
$14.1B
Debt / Equity
INTU
INTU
PBF
PBF
Q1 26
Q4 25
0.32×
Q3 25
0.30×
Q2 25
0.32×
Q1 25
0.35×
Q4 24
0.34×
Q3 24
0.33×
Q2 24
0.32×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
INTU
INTU
PBF
PBF
Operating Cash FlowLast quarter
$637.0M
Free Cash FlowOCF − Capex
$599.0M
FCF MarginFCF / Revenue
15.4%
Capex IntensityCapex / Revenue
1.0%
0.3%
Cash ConversionOCF / Net Profit
1.43×
TTM Free Cash FlowTrailing 4 quarters
$6.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
INTU
INTU
PBF
PBF
Q1 26
Q4 25
$637.0M
$366.6M
Q3 25
$381.0M
$25.7M
Q2 25
$4.4B
$191.1M
Q1 25
$1.1B
$-661.4M
Q4 24
$362.0M
$-329.7M
Q3 24
$417.0M
$-68.0M
Q2 24
$4.0B
$425.3M
Free Cash Flow
INTU
INTU
PBF
PBF
Q1 26
Q4 25
$599.0M
$77.0M
Q3 25
$366.0M
$-122.8M
Q2 25
$4.4B
$35.0M
Q1 25
$1.0B
$-772.4M
Q4 24
$329.0M
$-425.7M
Q3 24
$400.0M
$-169.8M
Q2 24
$3.9B
$371.8M
FCF Margin
INTU
INTU
PBF
PBF
Q1 26
Q4 25
15.4%
1.1%
Q3 25
9.6%
-1.6%
Q2 25
56.2%
0.5%
Q1 25
26.2%
-10.9%
Q4 24
10.0%
-5.8%
Q3 24
12.6%
-2.0%
Q2 24
57.7%
4.3%
Capex Intensity
INTU
INTU
PBF
PBF
Q1 26
0.3%
Q4 25
1.0%
4.1%
Q3 25
0.4%
1.9%
Q2 25
0.5%
2.1%
Q1 25
0.8%
1.6%
Q4 24
1.0%
1.3%
Q3 24
0.5%
1.2%
Q2 24
0.9%
0.6%
Cash Conversion
INTU
INTU
PBF
PBF
Q1 26
Q4 25
1.43×
4.68×
Q3 25
1.00×
0.15×
Q2 25
1.56×
Q1 25
2.27×
Q4 24
1.84×
Q3 24
Q2 24
1.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

INTU
INTU

Quick Books Online Accounting$1.2B32%
Product And Other$779.0M20%
Credit Karma$616.0M16%
Turbo Tax$581.0M15%
Quick Books Desktop Accounting$408.0M11%
Pro Tax$290.0M7%

PBF
PBF

Segment breakdown not available.

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