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Side-by-side financial comparison of IF Bancorp, Inc. (IROQ) and Linde plc (LIN). Click either name above to swap in a different company.

Linde plc is the larger business by last-quarter revenue ($8.8M vs $7.3M, roughly 1.2× IF Bancorp, Inc.). On growth, IF Bancorp, Inc. posted the faster year-over-year revenue change (16.8% vs 8.2%). IF Bancorp, Inc. produced more free cash flow last quarter ($1.7M vs $898.0K). Over the past eight quarters, IF Bancorp, Inc.'s revenue compounded faster (16.5% CAGR vs -96.7%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

Linde is a global multinational chemical company and the world's largest industrial gas supplier by market share and revenue. Founded by German scientist and engineer Carl von Linde in 1879 in Wiesbaden, Germany, the company is now headquartered in Woking, United Kingdom, and registered in Ireland as Linde plc. Linde plc was formed in 2018 through the merger of Linde AG and Praxair, which was founded in 1907 in the United States as Linde Air Products Company.

IROQ vs LIN — Head-to-Head

Bigger by revenue
LIN
LIN
1.2× larger
LIN
$8.8M
$7.3M
IROQ
Growing faster (revenue YoY)
IROQ
IROQ
+8.6% gap
IROQ
16.8%
8.2%
LIN
More free cash flow
IROQ
IROQ
$837.0K more FCF
IROQ
$1.7M
$898.0K
LIN
Faster 2-yr revenue CAGR
IROQ
IROQ
Annualised
IROQ
16.5%
-96.7%
LIN

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
IROQ
IROQ
LIN
LIN
Revenue
$7.3M
$8.8M
Net Profit
$1.3M
Gross Margin
48.5%
Operating Margin
24.9%
27.8%
Net Margin
18.1%
Revenue YoY
16.8%
8.2%
Net Profit YoY
8.9%
EPS (diluted)
$0.41
$3.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IROQ
IROQ
LIN
LIN
Q1 26
$8.8M
Q4 25
$7.3M
$8.8B
Q3 25
$7.3M
$8.6B
Q2 25
$6.9M
$8.5B
Q1 25
$6.4M
$8.1B
Q4 24
$6.3M
$8.3B
Q3 24
$6.2M
$8.4B
Q2 24
$5.7M
$8.3B
Net Profit
IROQ
IROQ
LIN
LIN
Q1 26
Q4 25
$1.3M
$1.5B
Q3 25
$1.4M
$1.9B
Q2 25
$1.4M
$1.8B
Q1 25
$1.0M
$1.7B
Q4 24
$1.2M
$1.7B
Q3 24
$633.0K
$1.6B
Q2 24
$431.0K
$1.7B
Gross Margin
IROQ
IROQ
LIN
LIN
Q1 26
48.5%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
IROQ
IROQ
LIN
LIN
Q1 26
27.8%
Q4 25
24.9%
23.0%
Q3 25
26.0%
27.5%
Q2 25
29.1%
27.7%
Q1 25
21.7%
26.9%
Q4 24
26.8%
27.4%
Q3 24
13.7%
25.0%
Q2 24
9.3%
26.4%
Net Margin
IROQ
IROQ
LIN
LIN
Q1 26
Q4 25
18.1%
17.5%
Q3 25
19.0%
22.4%
Q2 25
21.0%
20.8%
Q1 25
15.8%
20.6%
Q4 24
19.4%
20.8%
Q3 24
10.2%
18.5%
Q2 24
7.6%
20.1%
EPS (diluted)
IROQ
IROQ
LIN
LIN
Q1 26
$3.98
Q4 25
$0.41
$3.28
Q3 25
$0.43
$4.09
Q2 25
$0.48
$3.73
Q1 25
$0.31
$3.51
Q4 24
$0.38
$3.61
Q3 24
$0.20
$3.22
Q2 24
$0.15
$3.44

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IROQ
IROQ
LIN
LIN
Cash + ST InvestmentsLiquidity on hand
$8.8M
$4.0M
Total DebtLower is stronger
$24.7M
Stockholders' EquityBook value
$87.4M
$40.1M
Total Assets
$830.4M
$86.3M
Debt / EquityLower = less leverage
0.62×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IROQ
IROQ
LIN
LIN
Q1 26
$4.0M
Q4 25
$8.8M
$5.1B
Q3 25
$8.0M
$4.5B
Q2 25
$20.1M
$4.8B
Q1 25
$8.9M
$5.3B
Q4 24
$5.9M
$4.8B
Q3 24
$7.8M
$5.2B
Q2 24
$9.6M
$4.6B
Total Debt
IROQ
IROQ
LIN
LIN
Q1 26
$24.7M
Q4 25
$20.7B
Q3 25
$18.6B
Q2 25
$19.7B
Q1 25
$17.6B
Q4 24
$15.3B
Q3 24
$17.5B
Q2 24
$16.9B
Stockholders' Equity
IROQ
IROQ
LIN
LIN
Q1 26
$40.1M
Q4 25
$87.4M
$38.2B
Q3 25
$84.5M
$38.6B
Q2 25
$81.8M
$38.5B
Q1 25
$78.9M
$38.0B
Q4 24
$75.9M
$38.1B
Q3 24
$78.8M
$39.2B
Q2 24
$73.9M
$38.2B
Total Assets
IROQ
IROQ
LIN
LIN
Q1 26
$86.3M
Q4 25
$830.4M
$86.8B
Q3 25
$862.3M
$86.0B
Q2 25
$887.7M
$86.1B
Q1 25
$879.1M
$82.7B
Q4 24
$885.1M
$80.1B
Q3 24
$893.4M
$82.5B
Q2 24
$887.7M
$80.2B
Debt / Equity
IROQ
IROQ
LIN
LIN
Q1 26
0.62×
Q4 25
0.54×
Q3 25
0.48×
Q2 25
0.51×
Q1 25
0.46×
Q4 24
0.40×
Q3 24
0.45×
Q2 24
0.44×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IROQ
IROQ
LIN
LIN
Operating Cash FlowLast quarter
$1.8M
Free Cash FlowOCF − Capex
$1.7M
$898.0K
FCF MarginFCF / Revenue
23.7%
10.2%
Capex IntensityCapex / Revenue
0.9%
Cash ConversionOCF / Net Profit
1.36×
TTM Free Cash FlowTrailing 4 quarters
$9.5M
$4.2B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IROQ
IROQ
LIN
LIN
Q1 26
Q4 25
$1.8M
$3.0B
Q3 25
$-539.0K
$2.9B
Q2 25
$6.8M
$2.2B
Q1 25
$1.8M
$2.2B
Q4 24
$-155.0K
$2.8B
Q3 24
$2.2M
$2.7B
Q2 24
$2.3M
$1.9B
Free Cash Flow
IROQ
IROQ
LIN
LIN
Q1 26
$898.0K
Q4 25
$1.7M
$1.6B
Q3 25
$-582.0K
$1.7B
Q2 25
$6.5M
$954.0M
Q1 25
$1.8M
$891.0M
Q4 24
$-226.0K
$1.6B
Q3 24
$2.1M
$1.7B
Q2 24
$2.0M
$796.0M
FCF Margin
IROQ
IROQ
LIN
LIN
Q1 26
10.2%
Q4 25
23.7%
17.9%
Q3 25
-7.9%
19.4%
Q2 25
95.1%
11.2%
Q1 25
28.2%
11.0%
Q4 24
-3.6%
18.8%
Q3 24
33.6%
19.9%
Q2 24
35.7%
9.6%
Capex Intensity
IROQ
IROQ
LIN
LIN
Q1 26
Q4 25
0.9%
16.6%
Q3 25
0.6%
14.8%
Q2 25
3.5%
14.8%
Q1 25
0.4%
15.7%
Q4 24
1.1%
15.1%
Q3 24
1.2%
12.8%
Q2 24
4.3%
13.7%
Cash Conversion
IROQ
IROQ
LIN
LIN
Q1 26
Q4 25
1.36×
1.98×
Q3 25
-0.39×
1.53×
Q2 25
4.69×
1.25×
Q1 25
1.81×
1.29×
Q4 24
-0.13×
1.63×
Q3 24
3.42×
1.76×
Q2 24
5.30×
1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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