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Side-by-side financial comparison of IRONWOOD PHARMACEUTICALS INC (IRWD) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.
SMARTFINANCIAL INC. is the larger business by last-quarter revenue ($53.8M vs $47.7M, roughly 1.1× IRONWOOD PHARMACEUTICALS INC). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -4.8%, a 30.2% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs -20.2%).
Ironwood Pharmaceuticals, Inc. is a publicly traded pharmaceutical company. It was originally called Microbia, Inc.
SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.
IRWD vs SMBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $47.7M | $53.8M |
| Net Profit | $-2.3M | $13.7M |
| Gross Margin | — | — |
| Operating Margin | 14.3% | — |
| Net Margin | -4.8% | 25.4% |
| Revenue YoY | -47.3% | — |
| Net Profit YoY | -200.9% | 21.6% |
| EPS (diluted) | $0.01 | $0.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $53.8M | ||
| Q4 25 | $47.7M | $53.3M | ||
| Q3 25 | $122.1M | $51.1M | ||
| Q2 25 | $85.2M | $49.2M | ||
| Q1 25 | $41.1M | $46.8M | ||
| Q4 24 | $90.5M | $46.8M | ||
| Q3 24 | $91.6M | $44.2M | ||
| Q2 24 | $94.4M | $40.4M |
| Q1 26 | — | $13.7M | ||
| Q4 25 | $-2.3M | $13.7M | ||
| Q3 25 | $40.1M | $13.7M | ||
| Q2 25 | $23.6M | $11.7M | ||
| Q1 25 | $-37.4M | $11.3M | ||
| Q4 24 | $2.3M | $9.6M | ||
| Q3 24 | $3.6M | $9.1M | ||
| Q2 24 | $-860.0K | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | 14.3% | 31.3% | ||
| Q3 25 | 61.8% | 33.2% | ||
| Q2 25 | 53.2% | 29.0% | ||
| Q1 25 | -70.7% | 29.0% | ||
| Q4 24 | 34.8% | 26.5% | ||
| Q3 24 | 28.0% | 24.3% | ||
| Q2 24 | 26.5% | 25.6% |
| Q1 26 | — | 25.4% | ||
| Q4 25 | -4.8% | 25.7% | ||
| Q3 25 | 32.8% | 26.8% | ||
| Q2 25 | 27.7% | 23.8% | ||
| Q1 25 | -90.9% | 24.0% | ||
| Q4 24 | 2.5% | 20.6% | ||
| Q3 24 | 4.0% | 20.7% | ||
| Q2 24 | -0.9% | 19.8% |
| Q1 26 | — | $0.81 | ||
| Q4 25 | $0.01 | $0.81 | ||
| Q3 25 | $0.23 | $0.81 | ||
| Q2 25 | $0.14 | $0.69 | ||
| Q1 25 | $-0.23 | $0.67 | ||
| Q4 24 | $0.03 | $0.57 | ||
| Q3 24 | $0.02 | $0.54 | ||
| Q2 24 | $-0.01 | $0.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $215.5M | $346.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $-261.8M | $562.2M |
| Total Assets | $396.9M | $5.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $346.1M | ||
| Q4 25 | $215.5M | $464.4M | ||
| Q3 25 | $140.4M | $557.1M | ||
| Q2 25 | $92.9M | $365.1M | ||
| Q1 25 | $108.5M | $423.0M | ||
| Q4 24 | $88.6M | $387.6M | ||
| Q3 24 | $88.2M | $192.9M | ||
| Q2 24 | $105.5M | $342.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $199.5M | $1.3M | ||
| Q2 25 | $199.3M | $7.0M | ||
| Q1 25 | $199.2M | $7.6M | ||
| Q4 24 | $199.0M | $8.1M | ||
| Q3 24 | $198.8M | $9.0M | ||
| Q2 24 | $198.6M | $12.7M |
| Q1 26 | — | $562.2M | ||
| Q4 25 | $-261.8M | $552.4M | ||
| Q3 25 | $-264.2M | $538.4M | ||
| Q2 25 | $-308.2M | $519.0M | ||
| Q1 25 | $-334.1M | $505.8M | ||
| Q4 24 | $-301.3M | $491.3M | ||
| Q3 24 | $-311.3M | $489.0M | ||
| Q2 24 | $-321.7M | $472.5M |
| Q1 26 | — | $5.9B | ||
| Q4 25 | $396.9M | $5.9B | ||
| Q3 25 | $396.1M | $5.8B | ||
| Q2 25 | $342.9M | $5.5B | ||
| Q1 25 | $327.2M | $5.4B | ||
| Q4 24 | $350.9M | $5.3B | ||
| Q3 24 | $389.5M | $4.9B | ||
| Q2 24 | $395.6M | $4.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.01× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.02× | ||
| Q2 24 | — | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $74.6M | — |
| Free Cash FlowOCF − Capex | $74.6M | — |
| FCF MarginFCF / Revenue | 156.3% | — |
| Capex IntensityCapex / Revenue | 0.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $127.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $74.6M | $61.7M | ||
| Q3 25 | $47.6M | $16.9M | ||
| Q2 25 | $-15.1M | $14.0M | ||
| Q1 25 | $20.0M | $14.3M | ||
| Q4 24 | $15.2M | $52.7M | ||
| Q3 24 | $9.9M | $12.4M | ||
| Q2 24 | $33.5M | $16.5M |
| Q1 26 | — | — | ||
| Q4 25 | $74.6M | $59.3M | ||
| Q3 25 | $47.6M | $16.6M | ||
| Q2 25 | $-15.1M | $13.2M | ||
| Q1 25 | $19.9M | $13.4M | ||
| Q4 24 | — | $46.3M | ||
| Q3 24 | $9.9M | $11.3M | ||
| Q2 24 | $33.4M | $15.4M |
| Q1 26 | — | — | ||
| Q4 25 | 156.3% | 111.3% | ||
| Q3 25 | 39.0% | 32.4% | ||
| Q2 25 | -17.7% | 26.9% | ||
| Q1 25 | 48.4% | 28.5% | ||
| Q4 24 | — | 98.9% | ||
| Q3 24 | 10.8% | 25.7% | ||
| Q2 24 | 35.4% | 38.2% |
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 4.5% | ||
| Q3 25 | 0.0% | 0.6% | ||
| Q2 25 | 0.0% | 1.6% | ||
| Q1 25 | 0.1% | 2.0% | ||
| Q4 24 | 0.0% | 13.7% | ||
| Q3 24 | 0.0% | 2.4% | ||
| Q2 24 | 0.1% | 2.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.50× | ||
| Q3 25 | 1.19× | 1.23× | ||
| Q2 25 | -0.64× | 1.20× | ||
| Q1 25 | — | 1.27× | ||
| Q4 24 | 6.74× | 5.47× | ||
| Q3 24 | 2.71× | 1.36× | ||
| Q2 24 | — | 2.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IRWD
Segment breakdown not available.
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
