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Side-by-side financial comparison of Ispire Technology Inc. (ISPR) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.

UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $20.3M, roughly 1.7× Ispire Technology Inc.). UNITY BANCORP INC runs the higher net margin — 43.9% vs -32.5%, a 76.4% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs -51.5%). UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $-4.0M). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs -17.8%).

Ispire Technology Inc. is a global tech firm specializing in R&D, manufacturing and sales of advanced vaporization hardware and supporting consumables. It serves nicotine and legal cannabis consumer markets, operates two core segments of hardware and branded cannabis products, covers North America, Europe and Asia-Pacific, delivering compliant innovative vapor solutions for B2B partners and end users.

Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.

ISPR vs UNTY — Head-to-Head

Bigger by revenue
UNTY
UNTY
1.7× larger
UNTY
$35.3M
$20.3M
ISPR
Growing faster (revenue YoY)
UNTY
UNTY
+75.7% gap
UNTY
24.2%
-51.5%
ISPR
Higher net margin
UNTY
UNTY
76.4% more per $
UNTY
43.9%
-32.5%
ISPR
More free cash flow
UNTY
UNTY
$48.4M more FCF
UNTY
$44.3M
$-4.0M
ISPR
Faster 2-yr revenue CAGR
UNTY
UNTY
Annualised
UNTY
17.5%
-17.8%
ISPR

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
ISPR
ISPR
UNTY
UNTY
Revenue
$20.3M
$35.3M
Net Profit
$-6.6M
$15.5M
Gross Margin
17.1%
Operating Margin
-33.9%
55.8%
Net Margin
-32.5%
43.9%
Revenue YoY
-51.5%
24.2%
Net Profit YoY
17.4%
34.5%
EPS (diluted)
$-0.12
$1.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ISPR
ISPR
UNTY
UNTY
Q4 25
$20.3M
$35.3M
Q3 25
$30.4M
$32.8M
Q2 25
$20.1M
$34.4M
Q1 25
$26.2M
$29.4M
Q4 24
$41.8M
$28.4M
Q3 24
$39.3M
$27.7M
Q2 24
$37.3M
$25.5M
Q1 24
$30.0M
$25.6M
Net Profit
ISPR
ISPR
UNTY
UNTY
Q4 25
$-6.6M
$15.5M
Q3 25
$-3.3M
$14.4M
Q2 25
$-14.8M
$16.5M
Q1 25
$-10.9M
$11.6M
Q4 24
$-8.0M
$11.5M
Q3 24
$-5.6M
$10.9M
Q2 24
$-3.5M
$9.5M
Q1 24
$-5.9M
$9.6M
Gross Margin
ISPR
ISPR
UNTY
UNTY
Q4 25
17.1%
Q3 25
17.0%
Q2 25
12.3%
Q1 25
18.2%
Q4 24
18.5%
Q3 24
19.5%
Q2 24
28.3%
Q1 24
20.4%
Operating Margin
ISPR
ISPR
UNTY
UNTY
Q4 25
-33.9%
55.8%
Q3 25
-8.9%
57.5%
Q2 25
-72.7%
62.6%
Q1 25
-40.4%
52.6%
Q4 24
-17.6%
51.0%
Q3 24
-13.4%
52.7%
Q2 24
-9.2%
49.3%
Q1 24
-18.8%
50.0%
Net Margin
ISPR
ISPR
UNTY
UNTY
Q4 25
-32.5%
43.9%
Q3 25
-10.7%
43.8%
Q2 25
-73.4%
48.0%
Q1 25
-41.5%
39.5%
Q4 24
-19.1%
40.5%
Q3 24
-14.2%
39.4%
Q2 24
-9.4%
37.1%
Q1 24
-19.7%
37.5%
EPS (diluted)
ISPR
ISPR
UNTY
UNTY
Q4 25
$-0.12
$1.52
Q3 25
$-0.06
$1.41
Q2 25
$-0.26
$1.61
Q1 25
$-0.19
$1.13
Q4 24
$-0.14
$1.13
Q3 24
$-0.10
$1.07
Q2 24
$-0.07
$0.92
Q1 24
$-0.11
$0.94

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ISPR
ISPR
UNTY
UNTY
Cash + ST InvestmentsLiquidity on hand
$17.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$-7.7M
$345.6M
Total Assets
$84.4M
$3.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ISPR
ISPR
UNTY
UNTY
Q4 25
$17.6M
Q3 25
$22.7M
Q2 25
$24.4M
Q1 25
$23.5M
Q4 24
$34.4M
Q3 24
$37.7M
Q2 24
$35.1M
Q1 24
$39.5M
Total Debt
ISPR
ISPR
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$230.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ISPR
ISPR
UNTY
UNTY
Q4 25
$-7.7M
$345.6M
Q3 25
$-1.8M
$334.0M
Q2 25
$604.7K
$319.8M
Q1 25
$14.8M
$306.1M
Q4 24
$24.2M
$295.6M
Q3 24
$30.7M
$284.3M
Q2 24
$34.5M
$273.4M
Q1 24
$35.9M
$266.8M
Total Assets
ISPR
ISPR
UNTY
UNTY
Q4 25
$84.4M
$3.0B
Q3 25
$96.4M
$2.9B
Q2 25
$102.2M
$2.9B
Q1 25
$115.7M
$2.8B
Q4 24
$132.0M
$2.7B
Q3 24
$129.0M
$2.6B
Q2 24
$122.6M
$2.6B
Q1 24
$108.0M
$2.6B
Debt / Equity
ISPR
ISPR
UNTY
UNTY
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.78×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ISPR
ISPR
UNTY
UNTY
Operating Cash FlowLast quarter
$-4.0M
$44.9M
Free Cash FlowOCF − Capex
$-4.0M
$44.3M
FCF MarginFCF / Revenue
-19.9%
125.7%
Capex IntensityCapex / Revenue
0.3%
1.6%
Cash ConversionOCF / Net Profit
2.90×
TTM Free Cash FlowTrailing 4 quarters
$-14.2M
$81.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ISPR
ISPR
UNTY
UNTY
Q4 25
$-4.0M
$44.9M
Q3 25
$-1.2M
$45.5M
Q2 25
$4.7M
$-25.3M
Q1 25
$-12.5M
$17.9M
Q4 24
$-3.2M
$48.0M
Q3 24
$3.6M
$17.7M
Q2 24
$-1.4M
$-8.4M
Q1 24
$3.4M
$15.8M
Free Cash Flow
ISPR
ISPR
UNTY
UNTY
Q4 25
$-4.0M
$44.3M
Q3 25
$-1.2M
$45.3M
Q2 25
$3.7M
$-25.5M
Q1 25
$-12.7M
$17.6M
Q4 24
$-3.2M
$47.3M
Q3 24
$3.3M
$17.5M
Q2 24
$-2.2M
$-8.6M
Q1 24
$3.3M
$15.7M
FCF Margin
ISPR
ISPR
UNTY
UNTY
Q4 25
-19.9%
125.7%
Q3 25
-3.9%
138.1%
Q2 25
18.6%
-74.2%
Q1 25
-48.4%
59.9%
Q4 24
-7.7%
166.5%
Q3 24
8.5%
63.3%
Q2 24
-5.9%
-33.7%
Q1 24
10.9%
61.4%
Capex Intensity
ISPR
ISPR
UNTY
UNTY
Q4 25
0.3%
1.6%
Q3 25
0.0%
0.7%
Q2 25
4.8%
0.5%
Q1 25
0.7%
1.0%
Q4 24
0.1%
2.4%
Q3 24
0.7%
0.5%
Q2 24
2.0%
0.5%
Q1 24
0.3%
0.3%
Cash Conversion
ISPR
ISPR
UNTY
UNTY
Q4 25
2.90×
Q3 25
3.16×
Q2 25
-1.54×
Q1 25
1.54×
Q4 24
4.17×
Q3 24
1.62×
Q2 24
-0.89×
Q1 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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