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Side-by-side financial comparison of Ispire Technology Inc. (ISPR) and Virginia National Bankshares Corp (VABK). Click either name above to swap in a different company.

Ispire Technology Inc. is the larger business by last-quarter revenue ($20.3M vs $15.0M, roughly 1.4× Virginia National Bankshares Corp). Virginia National Bankshares Corp runs the higher net margin — 39.7% vs -32.5%, a 72.2% gap on every dollar of revenue. On growth, Virginia National Bankshares Corp posted the faster year-over-year revenue change (3.6% vs -51.5%). Virginia National Bankshares Corp produced more free cash flow last quarter ($20.8M vs $-4.0M). Over the past eight quarters, Virginia National Bankshares Corp's revenue compounded faster (7.0% CAGR vs -17.8%).

Ispire Technology Inc. is a global tech firm specializing in R&D, manufacturing and sales of advanced vaporization hardware and supporting consumables. It serves nicotine and legal cannabis consumer markets, operates two core segments of hardware and branded cannabis products, covers North America, Europe and Asia-Pacific, delivering compliant innovative vapor solutions for B2B partners and end users.

United Bankshares, Inc. is a bank holding company dual-headquartered in Charleston, West Virginia and Fairfax, Virginia with operations in West Virginia, Virginia, the District of Columbia, Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, and Georgia in the United States. United Bankshares is the parent company of United Bank which comprises nearly 250 offices in eight states. In addition, UBSI is the parent company to subsidiaries George Mason Mortgage, United Brokerage, and Cre...

ISPR vs VABK — Head-to-Head

Bigger by revenue
ISPR
ISPR
1.4× larger
ISPR
$20.3M
$15.0M
VABK
Growing faster (revenue YoY)
VABK
VABK
+55.1% gap
VABK
3.6%
-51.5%
ISPR
Higher net margin
VABK
VABK
72.2% more per $
VABK
39.7%
-32.5%
ISPR
More free cash flow
VABK
VABK
$24.8M more FCF
VABK
$20.8M
$-4.0M
ISPR
Faster 2-yr revenue CAGR
VABK
VABK
Annualised
VABK
7.0%
-17.8%
ISPR

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
ISPR
ISPR
VABK
VABK
Revenue
$20.3M
$15.0M
Net Profit
$-6.6M
$6.0M
Gross Margin
17.1%
Operating Margin
-33.9%
50.5%
Net Margin
-32.5%
39.7%
Revenue YoY
-51.5%
3.6%
Net Profit YoY
17.4%
30.6%
EPS (diluted)
$-0.12
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ISPR
ISPR
VABK
VABK
Q4 25
$20.3M
$15.0M
Q3 25
$30.4M
$14.4M
Q2 25
$20.1M
$14.1M
Q1 25
$26.2M
$14.1M
Q4 24
$41.8M
$14.5M
Q3 24
$39.3M
$13.5M
Q2 24
$37.3M
$12.9M
Q1 24
$30.0M
$13.1M
Net Profit
ISPR
ISPR
VABK
VABK
Q4 25
$-6.6M
$6.0M
Q3 25
$-3.3M
$4.6M
Q2 25
$-14.8M
$4.2M
Q1 25
$-10.9M
$4.5M
Q4 24
$-8.0M
$4.6M
Q3 24
$-5.6M
$4.6M
Q2 24
$-3.5M
$4.2M
Q1 24
$-5.9M
$3.6M
Gross Margin
ISPR
ISPR
VABK
VABK
Q4 25
17.1%
Q3 25
17.0%
Q2 25
12.3%
Q1 25
18.2%
Q4 24
18.5%
Q3 24
19.5%
Q2 24
28.3%
Q1 24
20.4%
Operating Margin
ISPR
ISPR
VABK
VABK
Q4 25
-33.9%
50.5%
Q3 25
-8.9%
39.4%
Q2 25
-72.7%
38.4%
Q1 25
-40.4%
38.4%
Q4 24
-17.6%
40.3%
Q3 24
-13.4%
41.9%
Q2 24
-9.2%
39.5%
Q1 24
-18.8%
32.9%
Net Margin
ISPR
ISPR
VABK
VABK
Q4 25
-32.5%
39.7%
Q3 25
-10.7%
31.7%
Q2 25
-73.4%
30.0%
Q1 25
-41.5%
31.9%
Q4 24
-19.1%
31.4%
Q3 24
-14.2%
34.1%
Q2 24
-9.4%
32.3%
Q1 24
-19.7%
27.8%
EPS (diluted)
ISPR
ISPR
VABK
VABK
Q4 25
$-0.12
$1.10
Q3 25
$-0.06
$0.84
Q2 25
$-0.26
$0.78
Q1 25
$-0.19
$0.83
Q4 24
$-0.14
$0.85
Q3 24
$-0.10
$0.85
Q2 24
$-0.07
$0.77
Q1 24
$-0.11
$0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ISPR
ISPR
VABK
VABK
Cash + ST InvestmentsLiquidity on hand
$17.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$-7.7M
$184.2M
Total Assets
$84.4M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ISPR
ISPR
VABK
VABK
Q4 25
$17.6M
Q3 25
$22.7M
Q2 25
$24.4M
Q1 25
$23.5M
Q4 24
$34.4M
Q3 24
$37.7M
Q2 24
$35.1M
Q1 24
$39.5M
Stockholders' Equity
ISPR
ISPR
VABK
VABK
Q4 25
$-7.7M
$184.2M
Q3 25
$-1.8M
$177.4M
Q2 25
$604.7K
$170.8M
Q1 25
$14.8M
$166.8M
Q4 24
$24.2M
$160.3M
Q3 24
$30.7M
$165.9M
Q2 24
$34.5M
$154.2M
Q1 24
$35.9M
$152.6M
Total Assets
ISPR
ISPR
VABK
VABK
Q4 25
$84.4M
$1.6B
Q3 25
$96.4M
$1.6B
Q2 25
$102.2M
$1.6B
Q1 25
$115.7M
$1.6B
Q4 24
$132.0M
$1.6B
Q3 24
$129.0M
$1.6B
Q2 24
$122.6M
$1.6B
Q1 24
$108.0M
$1.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ISPR
ISPR
VABK
VABK
Operating Cash FlowLast quarter
$-4.0M
$21.3M
Free Cash FlowOCF − Capex
$-4.0M
$20.8M
FCF MarginFCF / Revenue
-19.9%
138.2%
Capex IntensityCapex / Revenue
0.3%
3.9%
Cash ConversionOCF / Net Profit
3.58×
TTM Free Cash FlowTrailing 4 quarters
$-14.2M
$35.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ISPR
ISPR
VABK
VABK
Q4 25
$-4.0M
$21.3M
Q3 25
$-1.2M
$6.0M
Q2 25
$4.7M
$6.7M
Q1 25
$-12.5M
$2.1M
Q4 24
$-3.2M
$15.3M
Q3 24
$3.6M
$15.2M
Q2 24
$-1.4M
$-6.4M
Q1 24
$3.4M
$3.2M
Free Cash Flow
ISPR
ISPR
VABK
VABK
Q4 25
$-4.0M
$20.8M
Q3 25
$-1.2M
$5.9M
Q2 25
$3.7M
$6.7M
Q1 25
$-12.7M
$1.8M
Q4 24
$-3.2M
$14.6M
Q3 24
$3.3M
$15.1M
Q2 24
$-2.2M
$-6.8M
Q1 24
$3.3M
$3.1M
FCF Margin
ISPR
ISPR
VABK
VABK
Q4 25
-19.9%
138.2%
Q3 25
-3.9%
41.0%
Q2 25
18.6%
47.6%
Q1 25
-48.4%
13.0%
Q4 24
-7.7%
100.4%
Q3 24
8.5%
111.7%
Q2 24
-5.9%
-53.0%
Q1 24
10.9%
23.9%
Capex Intensity
ISPR
ISPR
VABK
VABK
Q4 25
0.3%
3.9%
Q3 25
0.0%
0.5%
Q2 25
4.8%
0.2%
Q1 25
0.7%
1.8%
Q4 24
0.1%
5.1%
Q3 24
0.7%
0.9%
Q2 24
2.0%
3.1%
Q1 24
0.3%
0.2%
Cash Conversion
ISPR
ISPR
VABK
VABK
Q4 25
3.58×
Q3 25
1.31×
Q2 25
1.59×
Q1 25
0.47×
Q4 24
3.35×
Q3 24
3.30×
Q2 24
-1.54×
Q1 24
0.87×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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