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Side-by-side financial comparison of INVESTORS TITLE CO (ITIC) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($91.5M vs $69.5M, roughly 1.3× INVESTORS TITLE CO).

The Real Estate Title Insurance Company of Philadelphia was the world's first title insurance company.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

ITIC vs PAL — Head-to-Head

Bigger by revenue
PAL
PAL
1.3× larger
PAL
$91.5M
$69.5M
ITIC

Income Statement — Q4 FY2025 vs Q3 FY2024

Metric
ITIC
ITIC
PAL
PAL
Revenue
$69.5M
$91.5M
Net Profit
$-1.4M
Gross Margin
Operating Margin
13.8%
-2.4%
Net Margin
-1.5%
Revenue YoY
-1.6%
Net Profit YoY
EPS (diluted)
$3.97
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ITIC
ITIC
PAL
PAL
Q4 25
$69.5M
Q3 25
$73.0M
Q2 25
$73.6M
Q1 25
$56.6M
Q4 24
$70.6M
Q3 24
$68.8M
$91.5M
Q2 24
$65.4M
Q1 24
$53.5M
Net Profit
ITIC
ITIC
PAL
PAL
Q4 25
Q3 25
$12.2M
Q2 25
$12.3M
Q1 25
$3.2M
Q4 24
Q3 24
$9.3M
$-1.4M
Q2 24
$8.9M
Q1 24
$4.5M
Operating Margin
ITIC
ITIC
PAL
PAL
Q4 25
13.8%
Q3 25
20.7%
Q2 25
21.5%
Q1 25
7.2%
Q4 24
15.3%
Q3 24
16.8%
-2.4%
Q2 24
17.2%
Q1 24
10.8%
Net Margin
ITIC
ITIC
PAL
PAL
Q4 25
Q3 25
16.7%
Q2 25
16.7%
Q1 25
5.6%
Q4 24
Q3 24
13.5%
-1.5%
Q2 24
13.6%
Q1 24
8.5%
EPS (diluted)
ITIC
ITIC
PAL
PAL
Q4 25
$3.97
Q3 25
$6.45
Q2 25
$6.48
Q1 25
$1.67
Q4 24
$4.41
Q3 24
$4.92
$-0.05
Q2 24
$4.70
Q1 24
$2.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ITIC
ITIC
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$89.6M
$16.8M
Total DebtLower is stronger
$64.0M
Stockholders' EquityBook value
$268.3M
$338.5M
Total Assets
$363.1M
$498.2M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ITIC
ITIC
PAL
PAL
Q4 25
$89.6M
Q3 25
$110.8M
Q2 25
$90.1M
Q1 25
$81.7M
Q4 24
$83.8M
Q3 24
$112.9M
$16.8M
Q2 24
$111.2M
Q1 24
$135.0M
Total Debt
ITIC
ITIC
PAL
PAL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$64.0M
Q2 24
Q1 24
Stockholders' Equity
ITIC
ITIC
PAL
PAL
Q4 25
$268.3M
Q3 25
$278.0M
Q2 25
$266.2M
Q1 25
$254.4M
Q4 24
$251.8M
Q3 24
$271.3M
$338.5M
Q2 24
$261.8M
Q1 24
$254.0M
Total Assets
ITIC
ITIC
PAL
PAL
Q4 25
$363.1M
Q3 25
$363.3M
Q2 25
$345.8M
Q1 25
$333.8M
Q4 24
$333.6M
Q3 24
$352.0M
$498.2M
Q2 24
$340.3M
Q1 24
$329.5M
Debt / Equity
ITIC
ITIC
PAL
PAL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.19×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ITIC
ITIC
PAL
PAL
Operating Cash FlowLast quarter
$30.9M
Free Cash FlowOCF − Capex
$25.4M
FCF MarginFCF / Revenue
36.5%
Capex IntensityCapex / Revenue
8.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$47.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ITIC
ITIC
PAL
PAL
Q4 25
$30.9M
Q3 25
$17.2M
Q2 25
$8.9M
Q1 25
$-75.0K
Q4 24
$29.8M
Q3 24
$7.8M
Q2 24
$8.4M
Q1 24
$1.4M
Free Cash Flow
ITIC
ITIC
PAL
PAL
Q4 25
$25.4M
Q3 25
$15.8M
Q2 25
$7.3M
Q1 25
$-1.4M
Q4 24
$22.4M
Q3 24
$6.1M
Q2 24
$6.3M
Q1 24
$-793.0K
FCF Margin
ITIC
ITIC
PAL
PAL
Q4 25
36.5%
Q3 25
21.7%
Q2 25
9.9%
Q1 25
-2.5%
Q4 24
31.7%
Q3 24
8.8%
Q2 24
9.7%
Q1 24
-1.5%
Capex Intensity
ITIC
ITIC
PAL
PAL
Q4 25
8.0%
Q3 25
1.8%
Q2 25
2.1%
Q1 25
2.4%
Q4 24
10.5%
Q3 24
2.5%
Q2 24
3.2%
Q1 24
4.2%
Cash Conversion
ITIC
ITIC
PAL
PAL
Q4 25
Q3 25
1.40×
Q2 25
0.72×
Q1 25
-0.02×
Q4 24
Q3 24
0.84×
Q2 24
0.95×
Q1 24
0.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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