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Side-by-side financial comparison of INVESTORS TITLE CO (ITIC) and Twin Hospitality Group Inc. (TWNP). Click either name above to swap in a different company.

Twin Hospitality Group Inc. is the larger business by last-quarter revenue ($82.3M vs $69.5M, roughly 1.2× INVESTORS TITLE CO). INVESTORS TITLE CO produced more free cash flow last quarter ($25.4M vs $-7.4M).

The Real Estate Title Insurance Company of Philadelphia was the world's first title insurance company.

Target Hospitality is a company that provides workforce lodging and other temporary, modular housing used for oil, gas and mining operations; large-scale events; and disaster relief. Target Hospitality is based in The Woodlands, Texas, and also has offices in Williston, North Dakota; Denver, Colorado; Calgary, Alberta.

ITIC vs TWNP — Head-to-Head

Bigger by revenue
TWNP
TWNP
1.2× larger
TWNP
$82.3M
$69.5M
ITIC
More free cash flow
ITIC
ITIC
$32.8M more FCF
ITIC
$25.4M
$-7.4M
TWNP

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
ITIC
ITIC
TWNP
TWNP
Revenue
$69.5M
$82.3M
Net Profit
$-24.5M
Gross Margin
Operating Margin
13.8%
-16.2%
Net Margin
-29.7%
Revenue YoY
-1.6%
Net Profit YoY
EPS (diluted)
$3.97
$-0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ITIC
ITIC
TWNP
TWNP
Q4 25
$69.5M
Q3 25
$73.0M
$82.3M
Q2 25
$73.6M
$87.8M
Q1 25
$56.6M
$87.1M
Q4 24
$70.6M
Q3 24
$68.8M
Q2 24
$65.4M
Q1 24
$53.5M
Net Profit
ITIC
ITIC
TWNP
TWNP
Q4 25
Q3 25
$12.2M
$-24.5M
Q2 25
$12.3M
$-20.8M
Q1 25
$3.2M
$-12.1M
Q4 24
Q3 24
$9.3M
Q2 24
$8.9M
Q1 24
$4.5M
Operating Margin
ITIC
ITIC
TWNP
TWNP
Q4 25
13.8%
Q3 25
20.7%
-16.2%
Q2 25
21.5%
-13.2%
Q1 25
7.2%
-1.2%
Q4 24
15.3%
Q3 24
16.8%
Q2 24
17.2%
Q1 24
10.8%
Net Margin
ITIC
ITIC
TWNP
TWNP
Q4 25
Q3 25
16.7%
-29.7%
Q2 25
16.7%
-23.7%
Q1 25
5.6%
-13.9%
Q4 24
Q3 24
13.5%
Q2 24
13.6%
Q1 24
8.5%
EPS (diluted)
ITIC
ITIC
TWNP
TWNP
Q4 25
$3.97
Q3 25
$6.45
$-0.43
Q2 25
$6.48
$-0.38
Q1 25
$1.67
$-0.26
Q4 24
$4.41
Q3 24
$4.92
Q2 24
$4.70
Q1 24
$2.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ITIC
ITIC
TWNP
TWNP
Cash + ST InvestmentsLiquidity on hand
$89.6M
Total DebtLower is stronger
$402.8M
Stockholders' EquityBook value
$268.3M
$-92.1M
Total Assets
$363.1M
$516.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ITIC
ITIC
TWNP
TWNP
Q4 25
$89.6M
Q3 25
$110.8M
Q2 25
$90.1M
Q1 25
$81.7M
Q4 24
$83.8M
Q3 24
$112.9M
Q2 24
$111.2M
Q1 24
$135.0M
Total Debt
ITIC
ITIC
TWNP
TWNP
Q4 25
Q3 25
$402.8M
Q2 25
$411.3M
Q1 25
$413.0M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ITIC
ITIC
TWNP
TWNP
Q4 25
$268.3M
Q3 25
$278.0M
$-92.1M
Q2 25
$266.2M
$-78.6M
Q1 25
$254.4M
$-101.9M
Q4 24
$251.8M
Q3 24
$271.3M
Q2 24
$261.8M
Q1 24
$254.0M
Total Assets
ITIC
ITIC
TWNP
TWNP
Q4 25
$363.1M
Q3 25
$363.3M
$516.8M
Q2 25
$345.8M
$535.1M
Q1 25
$333.8M
$544.2M
Q4 24
$333.6M
Q3 24
$352.0M
Q2 24
$340.3M
Q1 24
$329.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ITIC
ITIC
TWNP
TWNP
Operating Cash FlowLast quarter
$30.9M
$-5.9M
Free Cash FlowOCF − Capex
$25.4M
$-7.4M
FCF MarginFCF / Revenue
36.5%
-9.0%
Capex IntensityCapex / Revenue
8.0%
1.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$47.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ITIC
ITIC
TWNP
TWNP
Q4 25
$30.9M
Q3 25
$17.2M
$-5.9M
Q2 25
$8.9M
$-8.8M
Q1 25
$-75.0K
$-5.7M
Q4 24
$29.8M
Q3 24
$7.8M
Q2 24
$8.4M
Q1 24
$1.4M
Free Cash Flow
ITIC
ITIC
TWNP
TWNP
Q4 25
$25.4M
Q3 25
$15.8M
$-7.4M
Q2 25
$7.3M
$-10.6M
Q1 25
$-1.4M
$-9.7M
Q4 24
$22.4M
Q3 24
$6.1M
Q2 24
$6.3M
Q1 24
$-793.0K
FCF Margin
ITIC
ITIC
TWNP
TWNP
Q4 25
36.5%
Q3 25
21.7%
-9.0%
Q2 25
9.9%
-12.1%
Q1 25
-2.5%
-11.2%
Q4 24
31.7%
Q3 24
8.8%
Q2 24
9.7%
Q1 24
-1.5%
Capex Intensity
ITIC
ITIC
TWNP
TWNP
Q4 25
8.0%
Q3 25
1.8%
1.9%
Q2 25
2.1%
2.1%
Q1 25
2.4%
4.6%
Q4 24
10.5%
Q3 24
2.5%
Q2 24
3.2%
Q1 24
4.2%
Cash Conversion
ITIC
ITIC
TWNP
TWNP
Q4 25
Q3 25
1.40×
Q2 25
0.72×
Q1 25
-0.02×
Q4 24
Q3 24
0.84×
Q2 24
0.95×
Q1 24
0.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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