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Side-by-side financial comparison of Invivyd, Inc. (IVVD) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

Invivyd, Inc. is the larger business by last-quarter revenue ($17.2M vs $13.5M, roughly 1.3× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -64.3%, a 89.5% gap on every dollar of revenue. On growth, Invivyd, Inc. posted the faster year-over-year revenue change (24.5% vs 13.6%).

Invivyd, Inc. is a clinical-stage biopharmaceutical company focused on developing broadly neutralizing antibody therapies to prevent and treat serious viral infectious diseases. Its core research and development pipeline targets high-burden respiratory pathogens including respiratory syncytial virus, catering to unmet medical needs of global patient groups.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

IVVD vs UBFO — Head-to-Head

Bigger by revenue
IVVD
IVVD
1.3× larger
IVVD
$17.2M
$13.5M
UBFO
Growing faster (revenue YoY)
IVVD
IVVD
+10.9% gap
IVVD
24.5%
13.6%
UBFO
Higher net margin
UBFO
UBFO
89.5% more per $
UBFO
25.2%
-64.3%
IVVD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
IVVD
IVVD
UBFO
UBFO
Revenue
$17.2M
$13.5M
Net Profit
$-11.1M
$3.4M
Gross Margin
Operating Margin
-73.0%
31.5%
Net Margin
-64.3%
25.2%
Revenue YoY
24.5%
13.6%
Net Profit YoY
40.0%
36.8%
EPS (diluted)
$0.02
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
IVVD
IVVD
UBFO
UBFO
Q4 25
$17.2M
$13.5M
Q3 25
$13.1M
$14.0M
Q2 25
$11.8M
$12.6M
Q1 25
$11.3M
$13.7M
Q4 24
$13.8M
$11.9M
Q3 24
$9.3M
$13.8M
Q2 24
$2.3M
$13.0M
Q1 24
$0
$12.8M
Net Profit
IVVD
IVVD
UBFO
UBFO
Q4 25
$-11.1M
$3.4M
Q3 25
$-10.5M
$4.0M
Q2 25
$-14.7M
$2.2M
Q1 25
$-16.3M
$2.7M
Q4 24
$-18.4M
$2.5M
Q3 24
$-60.7M
$3.8M
Q2 24
$-47.2M
$4.3M
Q1 24
$-43.5M
$4.2M
Operating Margin
IVVD
IVVD
UBFO
UBFO
Q4 25
-73.0%
31.5%
Q3 25
-84.0%
40.3%
Q2 25
-127.8%
24.0%
Q1 25
-149.7%
27.5%
Q4 24
-139.1%
27.5%
Q3 24
-670.0%
37.1%
Q2 24
-2175.2%
46.4%
Q1 24
45.9%
Net Margin
IVVD
IVVD
UBFO
UBFO
Q4 25
-64.3%
25.2%
Q3 25
-79.7%
28.7%
Q2 25
-124.4%
17.2%
Q1 25
-144.1%
19.6%
Q4 24
-133.5%
20.9%
Q3 24
-653.1%
27.7%
Q2 24
-2086.9%
33.0%
Q1 24
32.6%
EPS (diluted)
IVVD
IVVD
UBFO
UBFO
Q4 25
$0.02
$0.18
Q3 25
$-0.06
$0.23
Q2 25
$-0.12
$0.13
Q1 25
$-0.14
$0.16
Q4 24
$-0.14
$0.14
Q3 24
$-0.51
$0.22
Q2 24
$-0.40
$0.25
Q1 24
$-0.38
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
IVVD
IVVD
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$226.7M
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$241.5M
$139.7M
Total Assets
$276.9M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
IVVD
IVVD
UBFO
UBFO
Q4 25
$226.7M
$264.2M
Q3 25
$85.0M
$211.1M
Q2 25
$34.9M
$199.5M
Q1 25
$48.1M
$198.4M
Q4 24
$69.3M
$216.9M
Q3 24
$106.9M
$216.8M
Q2 24
$147.9M
$166.3M
Q1 24
$189.4M
$168.6M
Stockholders' Equity
IVVD
IVVD
UBFO
UBFO
Q4 25
$241.5M
$139.7M
Q3 25
$93.1M
$137.4M
Q2 25
$42.8M
$134.3M
Q1 25
$54.1M
$132.9M
Q4 24
$67.5M
$130.4M
Q3 24
$83.2M
$132.9M
Q2 24
$140.6M
$127.3M
Q1 24
$178.5M
$124.2M
Total Assets
IVVD
IVVD
UBFO
UBFO
Q4 25
$276.9M
$1.2B
Q3 25
$139.2M
$1.2B
Q2 25
$89.1M
$1.2B
Q1 25
$103.7M
$1.2B
Q4 24
$129.5M
$1.2B
Q3 24
$161.9M
$1.3B
Q2 24
$177.3M
$1.2B
Q1 24
$215.5M
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
IVVD
IVVD
UBFO
UBFO
Operating Cash FlowLast quarter
$-15.5M
$22.1M
Free Cash FlowOCF − Capex
$19.8M
FCF MarginFCF / Revenue
146.0%
Capex IntensityCapex / Revenue
0.0%
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
IVVD
IVVD
UBFO
UBFO
Q4 25
$-15.5M
$22.1M
Q3 25
$-8.3M
$7.0M
Q2 25
$-13.3M
$8.7M
Q1 25
$-21.1M
$3.0M
Q4 24
$-37.6M
$19.6M
Q3 24
$-41.1M
$5.4M
Q2 24
$-41.6M
$2.3M
Q1 24
$-50.2M
$7.4M
Free Cash Flow
IVVD
IVVD
UBFO
UBFO
Q4 25
$19.8M
Q3 25
$6.1M
Q2 25
$-13.3M
$8.1M
Q1 25
$-21.3M
$2.9M
Q4 24
$-37.6M
$18.6M
Q3 24
$-41.1M
$5.3M
Q2 24
$2.0M
Q1 24
$-50.4M
$7.0M
FCF Margin
IVVD
IVVD
UBFO
UBFO
Q4 25
146.0%
Q3 25
43.7%
Q2 25
-112.9%
64.3%
Q1 25
-188.2%
21.2%
Q4 24
-272.2%
156.0%
Q3 24
-441.6%
38.1%
Q2 24
15.5%
Q1 24
54.8%
Capex Intensity
IVVD
IVVD
UBFO
UBFO
Q4 25
0.0%
16.8%
Q3 25
0.0%
6.0%
Q2 25
0.1%
4.6%
Q1 25
1.3%
0.9%
Q4 24
0.0%
8.7%
Q3 24
0.1%
0.7%
Q2 24
0.0%
2.2%
Q1 24
3.6%
Cash Conversion
IVVD
IVVD
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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