vs

Side-by-side financial comparison of Pintec Technology Holdings Ltd (JF) and LQR House Inc. (YHC). Click either name above to swap in a different company.

LQR House Inc. is the larger business by last-quarter revenue ($299.7K vs $295.2K, roughly 1.0× Pintec Technology Holdings Ltd). Pintec Technology Holdings Ltd runs the higher net margin — -31.0% vs -1368.7%, a 1337.7% gap on every dollar of revenue.

Pintec Technology Holdings Ltd is a fintech SaaS provider offering end-to-end digital financial solutions. Its core services include intelligent risk management, digital lending facilitation, and wealth management tools, serving banks, consumer finance firms and e-commerce platforms primarily in the Chinese market.

LQR House Inc. is a US-based alcohol beverage e-commerce and distribution company. It offers a broad portfolio of spirits, wine, and beer, operating two core segments: direct-to-consumer retail for individuals and wholesale distribution for business clients across the United States.

JF vs YHC — Head-to-Head

Bigger by revenue
YHC
YHC
1.0× larger
YHC
$299.7K
$295.2K
JF
Higher net margin
JF
JF
1337.7% more per $
JF
-31.0%
-1368.7%
YHC

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
JF
JF
YHC
YHC
Revenue
$295.2K
$299.7K
Net Profit
$-91.6K
$-4.1M
Gross Margin
60.9%
17.8%
Operating Margin
-47.2%
-1000.3%
Net Margin
-31.0%
-1368.7%
Revenue YoY
-64.2%
Net Profit YoY
72.2%
EPS (diluted)
$0.00
$2.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JF
JF
YHC
YHC
Q4 25
$299.7K
Q3 25
$337.3K
Q2 25
$295.2K
$498.5K
Q1 25
$429.3K
Q4 24
$838.2K
Q3 24
$624.5K
Q2 24
$289.0K
$557.9K
Q1 24
$481.1K
Net Profit
JF
JF
YHC
YHC
Q4 25
$-4.1M
Q3 25
$-16.8M
Q2 25
$-91.6K
$-2.2M
Q1 25
$-2.4M
Q4 24
$-14.8M
Q3 24
$-3.4M
Q2 24
$-161.6K
$-2.2M
Q1 24
$-2.4M
Gross Margin
JF
JF
YHC
YHC
Q4 25
17.8%
Q3 25
0.4%
Q2 25
60.9%
17.0%
Q1 25
7.0%
Q4 24
-2.3%
Q3 24
-9.9%
Q2 24
59.6%
-27.3%
Q1 24
-16.5%
Operating Margin
JF
JF
YHC
YHC
Q4 25
-1000.3%
Q3 25
-1134.8%
Q2 25
-47.2%
-442.1%
Q1 25
-559.0%
Q4 24
-1221.3%
Q3 24
-561.1%
Q2 24
-51.1%
-407.7%
Q1 24
-513.9%
Net Margin
JF
JF
YHC
YHC
Q4 25
-1368.7%
Q3 25
-4989.5%
Q2 25
-31.0%
-441.8%
Q1 25
-556.6%
Q4 24
-1760.2%
Q3 24
-538.6%
Q2 24
-55.9%
-396.0%
Q1 24
-504.6%
EPS (diluted)
JF
JF
YHC
YHC
Q4 25
$2.94
Q3 25
$-1.50
Q2 25
$0.00
$-1.10
Q1 25
$-3.85
Q4 24
$-88.71
Q3 24
$-21.84
Q2 24
$0.00
$-15.49
Q1 24
$-18.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JF
JF
YHC
YHC
Cash + ST InvestmentsLiquidity on hand
$653.0K
Total DebtLower is stronger
Stockholders' EquityBook value
$29.3M
Total Assets
$1.9M
$31.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JF
JF
YHC
YHC
Q4 25
Q3 25
$10.0M
Q2 25
$653.0K
Q1 25
Q4 24
$5.4M
Q3 24
$3.7M
Q2 24
$863.7K
$4.6M
Q1 24
$4.0M
Stockholders' Equity
JF
JF
YHC
YHC
Q4 25
$29.3M
Q3 25
$27.4M
Q2 25
$12.2M
Q1 25
$7.3M
Q4 24
$-518.0K
Q3 24
$9.1M
Q2 24
$11.7M
Q1 24
$12.4M
Total Assets
JF
JF
YHC
YHC
Q4 25
$31.2M
Q3 25
$35.0M
Q2 25
$1.9M
$14.4M
Q1 25
$9.6M
Q4 24
$6.9M
Q3 24
$9.8M
Q2 24
$2.2M
$12.2M
Q1 24
$12.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JF
JF
YHC
YHC
Operating Cash FlowLast quarter
$-14.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JF
JF
YHC
YHC
Q4 25
$-14.3M
Q3 25
$-11.3M
Q2 25
$-1.6M
Q1 25
$-6.6M
Q4 24
$-3.1M
Q3 24
$-1.0M
Q2 24
$-1.2M
Q1 24
$-1.4M
Free Cash Flow
JF
JF
YHC
YHC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$-1.4M
FCF Margin
JF
JF
YHC
YHC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
-287.7%
Capex Intensity
JF
JF
YHC
YHC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
2.1%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons