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Side-by-side financial comparison of 9F Inc. (JFU) and OR Royalties Inc. (OR). Click either name above to swap in a different company.

9F Inc. is the larger business by last-quarter revenue ($81.4M vs $46.7M, roughly 1.7× OR Royalties Inc.).

9F Inc. is a leading digital financial technology platform based in China, offering consumer finance, wealth management, and insurance brokerage services primarily to retail and small business customers across domestic markets. It leverages big data and artificial intelligence to deliver tailored, accessible financial solutions that meet diverse user needs across multiple fintech segments.

OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.

JFU vs OR — Head-to-Head

Bigger by revenue
JFU
JFU
1.7× larger
JFU
$81.4M
$46.7M
OR

Income Statement — Q4 FY2022 vs Q2 FY2022

Metric
JFU
JFU
OR
OR
Revenue
$81.4M
$46.7M
Net Profit
$-86.2M
Gross Margin
19.3%
Operating Margin
-26.8%
Net Margin
-105.9%
Revenue YoY
Net Profit YoY
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
JFU
JFU
OR
OR
Q1 23
$81.4M
Q2 22
$46.7M
Q1 22
$43.4M
Net Profit
JFU
JFU
OR
OR
Q1 23
$-86.2M
Q2 22
Q1 22
Gross Margin
JFU
JFU
OR
OR
Q1 23
19.3%
Q2 22
Q1 22
Operating Margin
JFU
JFU
OR
OR
Q1 23
-26.8%
Q2 22
Q1 22
Net Margin
JFU
JFU
OR
OR
Q1 23
-105.9%
Q2 22
Q1 22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
JFU
JFU
OR
OR
Cash + ST InvestmentsLiquidity on hand
$335.8M
Total DebtLower is stronger
$222.8M
Stockholders' EquityBook value
$530.1M
$1.3B
Total Assets
$625.0M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
JFU
JFU
OR
OR
Q1 23
$335.8M
Q2 22
Q1 22
Total Debt
JFU
JFU
OR
OR
Q1 23
Q2 22
$222.8M
Q1 22
$302.5M
Stockholders' Equity
JFU
JFU
OR
OR
Q1 23
$530.1M
Q2 22
$1.3B
Q1 22
$1.3B
Total Assets
JFU
JFU
OR
OR
Q1 23
$625.0M
Q2 22
Q1 22
Debt / Equity
JFU
JFU
OR
OR
Q1 23
Q2 22
0.17×
Q1 22
0.23×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
JFU
JFU
OR
OR
Operating Cash FlowLast quarter
$9.2M
Free Cash FlowOCF − Capex
$2.7M
FCF MarginFCF / Revenue
3.3%
Capex IntensityCapex / Revenue
8.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
JFU
JFU
OR
OR
Q1 23
$9.2M
Q2 22
Q1 22
Free Cash Flow
JFU
JFU
OR
OR
Q1 23
$2.7M
Q2 22
Q1 22
FCF Margin
JFU
JFU
OR
OR
Q1 23
3.3%
Q2 22
Q1 22
Capex Intensity
JFU
JFU
OR
OR
Q1 23
8.0%
Q2 22
Q1 22

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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